Sentences with phrase «by the motorist without»

Uninsured motorist liability protects the policyholder and members by enforcing their insurance carrier to pay for damages inflicted upon them and / or their property by the motorist without insurance.
Uninsured motorist liability coverage pays for the injuries and medical expenses of the insured driver and any passengers if they are hit by a motorist without insurance.

Not exact matches

During that time thousands of other motorists had driven by it without incident.
The cash - strapped authority has allowed thousands of motorists to zoom right through E-ZPass lanes without paying a dime, according to data obtained by the Daily News via a Freedom of Information Law request.
District Administrative Judge C. Randall Hinrichs has barred Suffolk's traffic court from jailing defendants who don't have an attorney without a review by a higher court judge, curtailing a practice that defense attorneys have complained violates motorists constitutional rights.
Motorists with E-ZPass will see the charges on their Thruway account, while drivers without E-Zpass will have their license plates scanned by cameras and be sent a bill in the mail.
By allowing a fellow motorist to merge in front of me, asking the grocery store clerk about her day, cleaning the toilet without provocation, I am able to simply express my appreciation for others and perhaps brighten another's day.
Motorists without smart phones would be able to place calls, respond to text messages and use turn - by - turn navigation using OnStar.
By using spoken commands, motorists can use MyLink without taking their hands off the wheel or their eyes off the road, Bly said in an interview.
Uninsured motorist coverage is not required in Hawaii, but your agent may suggest it as a way to protect your car from damages caused by drivers without proper coverage.
If you were struck by a motorist while riding your motorcycle but were doing so without a helmet, then the case would be inadmissible in some personal injury suits in certain jurisdictions.
If you are injured through no fault of your own by a driver without car insurance, we strongly recommend that you contact Cooper Hurley Injury Lawyers for a free consultation to talk over your options and discuss making an uninsured motorist injury claim.
Although pedestrians can also be held partly liable for auto accidents if they crossed the street, road or highway without the use of a crosswalk, a majority of pedestrian accidents are caused by negligent motorists who are guilty of:
In the case of comparative negligence, if a person riding their bike in a bike lane at night was struck by a speeding car, but the bicyclist was also riding without a headlight or reflectors, a jury may find the motorist 75 percent at - fault and the cyclist 25 percent at - fault.
Uninsured motorist coverage is something you can buy from your insurance company to protect you in the event that you are injured in an accident by a person without insurance.
An underinsured motorist insurance policy covers you in case you are hit by someone without the insurance to pay for your Third Party injuries.
The state legislature complied with these regulations without compromising their constituents» ability to drive at 65mph by posting a 55mph limit and allowing motorists to travel 10mph over the posted limit.
«In addition to paying for insurance that covers their own actions, insured drivers pay a portion of the costs incurred by drivers without insurance through uninsured motorist (UM) coverage.
Most car insurance companies» provide coverage for accidents caused by drivers with no insurance (uninsured motorists) or by drivers without enough insurance to cover the damages (underinsured motorists).
Uninsured / underinsured motorist protection can be used when you're struck by a driver without insurance or one that has inadequate coverage, and can pay for necessary repairs or replacements to your car.
Uninsured and underinsured motorist coverage for bodily injury: Coverage for you and your passengers when you are involved in a hit - and - run accident or are in an accident caused by a driver without insurance.
Uninsured motorist coverage protects you from damage caused by other drivers without insurance and hit - and - runs.
Without UM / UIM coverage, drivers who get into an accident with an uninsured motorist or are involved in a hit - and - run may have to bear the financial burden of damages caused by an uninsured, at - fault party.
The best way to protect yourself and your passengers from the medical costs and other expenses associated with an accident caused by a driver without insurance is to have uninsured motorist insurance.
Penn National Car Insurance also provides uninsured and under - insured motorist coverage, which pays for medical bills resulting from a crash caused by a driver without insurance or without enough insurance, collision coverage which pays for repairs needed to your car after a crash and other - than - collision (comprehensive) coverage, which pays for repairs to your car resulting from damage other than a collision.
Uninsured / Underinsured Motorist Coverage — If you are hit by a driver without adequate insurance coverage, this type of coverage will cover damage done to your vehicle.
If a driver is hit by someone without insurance, he may be able to collect for damages to his vehicle under the uninsured motorist property damage provision of his insurance policy.
In some states, like Texas, having this exclusion would also prevent your husband from benefiting from the state's uninsured motorist coverage, which pays for damages caused by people without insurance.
SR22: this classification may be received by A person after a DUI, though more typically this refers to motorists caught without insurance or responsible for an injury with coverage that is inadequate for the damages.
Uninsured / Underinsured motorist (UM / UIM) coverage covers medical and other expenses when you are hit by a driver without adequate auto insurance.
Uninsured driver or motorist: This part of an auto insurance policy covers injuries to you caused by a driver without insurance.
If you are hit by a motorist who is driving without insurance and don't have uninsured motorist property damage, then you would be left to go after the at - fault driver to pay for your damages.
Underinsured motorist coverage pays the medical bills of a driver or passenger injured in an accident caused by a driver without sufficient insurance to cover the financial cost of the injuries sustained.
Uninsured / underinsured motorist insurance covers medical bills if you're injured in an accident caused by a driver without any or enough liability insurance.
Uninsured / Underinsured motorist covers your medical bills if you're injured by a driver who is either without insurance or without sufficient insurance to cover all of your medical expenses.
«You can protect yourself from being hurt financially by buying uninsured / underinsured motorist protection,» points out Kummer, director of auto insurance for the Property Casualty Insurers Association of America in Des Plaines, Ill. «Without uninsured / underinsured motorist coverage, you have little likelihood of gaining payment for damages you or your vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving without any coverage,» says Without uninsured / underinsured motorist coverage, you have little likelihood of gaining payment for damages you or your vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving without any coverage,» says without any coverage,» says Kummer.
Uninsured / underinsured motorist coverage pays for the policyholder's injuries and property damage caused by a hit - and - run driver or a motorist without liability insurance.
Uninsured Motorist Insurance (UMI): This insurance typically covers the cost of injury and / or property damage that was caused by someone who was driving without insurance.
If you lack uninsured / underinsured (UM / UIM) auto insurance, you can be at financial risk should you ever hit by an uninsured motorist or by someone without adequate coverage.
Some people include uninsured motorist's coverage just in case they are hit by someone without coverage.
Uninsured & Underinsured motorist coverage — If you are hit by an uninsured motorist or another driver without adequate insurance, GEICO will make sure that you have adequate coverage.
Despite efforts by states to curb the number of uninsured motorists on the roads, the Insurance Research Council found 13 percent of drivers nationwide were driving without coverage in 2015, the last year for which data is available.
If you get hit by a driver without insurance or the at - fault party flees the scene, uninsured motorist coverage will pay for your medical bills.
Uninsured motorist coverage takes care of you if you or your passengers are injured by a driver without insurance.
If your company is financially stable and able to easily absorb repair or medical expenses, you might be able to get by without underinsured motorist coverage.
Uninsured motorist coverage is not required in Hawaii, but your agent may suggest it as a way to protect your car from damages caused by drivers without proper coverage.
If this coverage is optional in your state and you choose to go without, then you may be left to pay personally for medical expenses arising from accident caused by an underinsured motorist, unless the at - fault driver has the money to pay for your medical expenses that exceeded their bodily injury liability limits.
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