Uninsured motorist liability protects the policyholder and members by enforcing their insurance carrier to pay for damages inflicted upon them and / or their property
by the motorist without insurance.
Uninsured motorist liability coverage pays for the injuries and medical expenses of the insured driver and any passengers if they are hit
by a motorist without insurance.
Not exact matches
During that time thousands of other
motorists had driven
by it
without incident.
The cash - strapped authority has allowed thousands of
motorists to zoom right through E-ZPass lanes
without paying a dime, according to data obtained
by the Daily News via a Freedom of Information Law request.
District Administrative Judge C. Randall Hinrichs has barred Suffolk's traffic court from jailing defendants who don't have an attorney
without a review
by a higher court judge, curtailing a practice that defense attorneys have complained violates
motorists constitutional rights.
Motorists with E-ZPass will see the charges on their Thruway account, while drivers
without E-Zpass will have their license plates scanned
by cameras and be sent a bill in the mail.
By allowing a fellow
motorist to merge in front of me, asking the grocery store clerk about her day, cleaning the toilet
without provocation, I am able to simply express my appreciation for others and perhaps brighten another's day.
Motorists without smart phones would be able to place calls, respond to text messages and use turn -
by - turn navigation using OnStar.
By using spoken commands,
motorists can use MyLink
without taking their hands off the wheel or their eyes off the road, Bly said in an interview.
Uninsured
motorist coverage is not required in Hawaii, but your agent may suggest it as a way to protect your car from damages caused
by drivers
without proper coverage.
If you were struck
by a
motorist while riding your motorcycle but were doing so
without a helmet, then the case would be inadmissible in some personal injury suits in certain jurisdictions.
If you are injured through no fault of your own
by a driver
without car insurance, we strongly recommend that you contact Cooper Hurley Injury Lawyers for a free consultation to talk over your options and discuss making an uninsured
motorist injury claim.
Although pedestrians can also be held partly liable for auto accidents if they crossed the street, road or highway
without the use of a crosswalk, a majority of pedestrian accidents are caused
by negligent
motorists who are guilty of:
In the case of comparative negligence, if a person riding their bike in a bike lane at night was struck
by a speeding car, but the bicyclist was also riding
without a headlight or reflectors, a jury may find the
motorist 75 percent at - fault and the cyclist 25 percent at - fault.
Uninsured
motorist coverage is something you can buy from your insurance company to protect you in the event that you are injured in an accident
by a person
without insurance.
An underinsured
motorist insurance policy covers you in case you are hit
by someone
without the insurance to pay for your Third Party injuries.
The state legislature complied with these regulations
without compromising their constituents» ability to drive at 65mph
by posting a 55mph limit and allowing
motorists to travel 10mph over the posted limit.
«In addition to paying for insurance that covers their own actions, insured drivers pay a portion of the costs incurred
by drivers
without insurance through uninsured
motorist (UM) coverage.
Most car insurance companies» provide coverage for accidents caused
by drivers with no insurance (uninsured
motorists) or
by drivers
without enough insurance to cover the damages (underinsured
motorists).
Uninsured / underinsured
motorist protection can be used when you're struck
by a driver
without insurance or one that has inadequate coverage, and can pay for necessary repairs or replacements to your car.
Uninsured and underinsured
motorist coverage for bodily injury: Coverage for you and your passengers when you are involved in a hit - and - run accident or are in an accident caused
by a driver
without insurance.
Uninsured
motorist coverage protects you from damage caused
by other drivers
without insurance and hit - and - runs.
Without UM / UIM coverage, drivers who get into an accident with an uninsured
motorist or are involved in a hit - and - run may have to bear the financial burden of damages caused
by an uninsured, at - fault party.
The best way to protect yourself and your passengers from the medical costs and other expenses associated with an accident caused
by a driver
without insurance is to have uninsured
motorist insurance.
Penn National Car Insurance also provides uninsured and under - insured
motorist coverage, which pays for medical bills resulting from a crash caused
by a driver
without insurance or
without enough insurance, collision coverage which pays for repairs needed to your car after a crash and other - than - collision (comprehensive) coverage, which pays for repairs to your car resulting from damage other than a collision.
Uninsured / Underinsured
Motorist Coverage — If you are hit
by a driver
without adequate insurance coverage, this type of coverage will cover damage done to your vehicle.
If a driver is hit
by someone
without insurance, he may be able to collect for damages to his vehicle under the uninsured
motorist property damage provision of his insurance policy.
In some states, like Texas, having this exclusion would also prevent your husband from benefiting from the state's uninsured
motorist coverage, which pays for damages caused
by people
without insurance.
SR22: this classification may be received
by A person after a DUI, though more typically this refers to
motorists caught
without insurance or responsible for an injury with coverage that is inadequate for the damages.
Uninsured / Underinsured
motorist (UM / UIM) coverage covers medical and other expenses when you are hit
by a driver
without adequate auto insurance.
Uninsured driver or
motorist: This part of an auto insurance policy covers injuries to you caused
by a driver
without insurance.
If you are hit
by a
motorist who is driving
without insurance and don't have uninsured
motorist property damage, then you would be left to go after the at - fault driver to pay for your damages.
Underinsured
motorist coverage pays the medical bills of a driver or passenger injured in an accident caused
by a driver
without sufficient insurance to cover the financial cost of the injuries sustained.
Uninsured / underinsured
motorist insurance covers medical bills if you're injured in an accident caused
by a driver
without any or enough liability insurance.
Uninsured / Underinsured
motorist covers your medical bills if you're injured
by a driver who is either
without insurance or
without sufficient insurance to cover all of your medical expenses.
«You can protect yourself from being hurt financially
by buying uninsured / underinsured
motorist protection,» points out Kummer, director of auto insurance for the Property Casualty Insurers Association of America in Des Plaines, Ill. «
Without uninsured / underinsured motorist coverage, you have little likelihood of gaining payment for damages you or your vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving without any coverage,» says
Without uninsured / underinsured
motorist coverage, you have little likelihood of gaining payment for damages you or your vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving
without any coverage,» says
without any coverage,» says Kummer.
Uninsured / underinsured
motorist coverage pays for the policyholder's injuries and property damage caused
by a hit - and - run driver or a
motorist without liability insurance.
Uninsured
Motorist Insurance (UMI): This insurance typically covers the cost of injury and / or property damage that was caused
by someone who was driving
without insurance.
If you lack uninsured / underinsured (UM / UIM) auto insurance, you can be at financial risk should you ever hit
by an uninsured
motorist or
by someone
without adequate coverage.
Some people include uninsured
motorist's coverage just in case they are hit
by someone
without coverage.
Uninsured & Underinsured
motorist coverage — If you are hit
by an uninsured
motorist or another driver
without adequate insurance, GEICO will make sure that you have adequate coverage.
Despite efforts
by states to curb the number of uninsured
motorists on the roads, the Insurance Research Council found 13 percent of drivers nationwide were driving
without coverage in 2015, the last year for which data is available.
If you get hit
by a driver
without insurance or the at - fault party flees the scene, uninsured
motorist coverage will pay for your medical bills.
Uninsured
motorist coverage takes care of you if you or your passengers are injured
by a driver
without insurance.
If your company is financially stable and able to easily absorb repair or medical expenses, you might be able to get
by without underinsured
motorist coverage.
Uninsured
motorist coverage is not required in Hawaii, but your agent may suggest it as a way to protect your car from damages caused
by drivers
without proper coverage.
If this coverage is optional in your state and you choose to go
without, then you may be left to pay personally for medical expenses arising from accident caused
by an underinsured
motorist, unless the at - fault driver has the money to pay for your medical expenses that exceeded their bodily injury liability limits.