Sentences with phrase «by the principal amount»

(Specifically, both parties agree on some notional principal, say $ 100 million, and each makes payments to the other, determined by multiplying a fixed or floating interest rate by that principal amount.

Interest rates are described in percentages that are multiplied by the principal amount (the balance in the account) to determine the interest earnings.

The yield on a bond calculated by dividing the value of all the interest payments that will be paid until the maturity date, plus interest on interest, by the principal amount received at the maturity date, taking in to consideration whatever gain or loss is realized from the bond at the maturity date.

Not exact matches

Clear Monthly Mortgage Statements: Statements will have everything out in the open - a breakdown of payments by principal, interest, fees, and escrow; the amount of and due date of the next payment; and, for delinquent borrowers, alerts and information about counselors who can help them work with servicers and avoid foreclosure.

It never seems like that much when you're actually making the payments each month, but multiplying it by 12 makes it $ 3,228 by year 1, and then $ 22,596 by year 7 — which is roughly the amount we've been doing this so far... And that's ON TOP of the built in amounts going straight to principal with every payment too!

The amendment provided for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 % for LIBOR borrowings and (b) 2.50 % to 2.00 % for base rate borrowings, (ii) an immediate lowering of the LIBOR floor for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held by such Non-Consenting Lenders on February 8, 2013.

The interest rate is expressed as a percent of the total loan amount and your lender will add it to the principal to calculate the monthly payments you'll need to make to pay off the loan by the end of its term.

The Lender will calculate 1 % of the original principal balance, and send that amount to the student borrower via the delivery method provided by the student borrower.

Investment products and services are not FDIC - insured, are not deposits or obligations of, or guaranteed by, any bank, and involve investment risks, including the possible loss of the principal amount invested.

The Fed's first trimming of its purchases came in October of last year with the Fed shrinking the amount of maturing Treasury principal it was rolling over into new Treasuries by $ 6 billion a month.

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

B&G Foods completed the refinancing of its senior secured credit facility, increasing the principal amount of the tranche B term loans by $ 10 million to approximately $ 650 million and the aggregate commitments under its revolving credit facility from $ 500 million to $ 700 million.

Alison Flores, principal tax research analyst at the Tax Institute at H&R Block, said some taxpayers will want to adjust the amount of money that's being withheld by their employers by updating their W - 4 forms.

If your current mortgage interest rate is five percent, you are guaranteed to «earn» five percent — by saving interest — on any amount of principal you pay off.

The insurance is issued by debt security insurance firms and their duty is to give you guarantee that the interests and principal amount will be paid as at when due.

Basically, the guiding principal of tax law is that you should, in general, pay the same amount of tax no matter what you do or how you structure your money, unless you employ a method explicitly approved by Congress to lower your tax burden, for specific inducements (e.g. 401k and Roth IRAs, college savings plans, health care plans, etc.).

Hereafter, the amount to be raised by tax on real estate in any fiscal year, in addition to providing for the interest on and the principal of all indebtedness, shall not exceed an amount equal to one per centum of the average full valuation of all of taxable real estate within the County, less the amount to be raised by tax on real estate in such year for the payment of the interest on and redemption of certificates or other evidence of indebtedness described in paragraphs A & D of section five of article eight of the constitution of the State of New York.

A report prepared by Dr. Kent Gardner, Principal and Chief Economist for the Rochester - based Center for Governmental Research, showed that a collaborative effort is needed to help reduce the amount of lead in homes in Erie County.

I have always, and do fully believe, that the recommendations of the C - 30 level 1 committee should be taken very seriously by the Department of Education and given an enormous amount of weight in the appointment of a principal.

«The amount of energy captured by the machine goes up with the square of the rotor diameter,» explained Joshua Paquette, a principal member of the technical staff at Sandia National Laboratories.

March 29, 2018 - In 2004, crystalline metal alloys consisting of five or more principal elements in equal or nearly equal amounts (1, 2) were reported that were stabilized by their high configurational entropy.

Several conclusions now can be drawn: (1) research grants are used to pay for indirect expenses by all science faculty researching in a laboratory, (2) many scholarly investigations by faculty not needing to work in a research laboratory have their indirect expenses paid by some internal budget at the same institutions, (3) research grant awards for indirect expenses at some institutions exceed the amount given for direct expenses, and, (4) direct experience with paying for indirect expenses leads many Principal Investigators to have questions and suspicions that some type of hidden purpose or scam might be going on with the current system for using research grant funds to pay for indirect expenses.

But the proportion of unsatisfactory ratings that Kraft and Gilmour found is about three times the rate before the introduction of the new grading systems, when evaluations were infrequent and typically amounted to nothing more than quick classroom visits by principals wielding simplistic checklists that stressed comportment over quality instruction and student learning.

The network saves a significant amount of money by eliminating assistant principals and other middle management positions.

We therefore employ a third approach that gauges the amount of variation in principal effectiveness directly by measuring the additional fluctuation in school average achievement gains when a new principal assumes leadership, as compared to typical fluctuations from year to year.

Our results indicate that highly effective principals raise the achievement of a typical student in their schools by between two and seven months of learning in a single school year; ineffective principals lower achievement by the same amount.

In order to reduce the amount of streaming in the school, the principal must address teacher attitudes towards grouping students by ability, must talk with those parents who want to hang on to ability grouping, and must address the fact that they can't change grouping practices without reorganising professional learning, assessments, teaching plans and so on.

A study by AIR and the Institute of Education Sciences (IES) shows that even small amounts of the right kind of feedback to teachers and principals can have an effect on student achievement in math.

Ineffective principals lower achievement by the same amount.

The annual principal and interest amount guaranteed by the PSF peaks at $ 5.7 billion in 2017 before gradually decreasing.

One recent example of research about the link between the principal and teachers «professional development is provided by the study of IFL (Institute for Learning) implementation strategies in three urban school districts.127 That study found that teachers reported varying amounts of instructional support provided by their principals.

The analysis, from researchers affiliated with the University of Texas at Dallas and the Hoover Institute at Stanford, also suggests that an ineffective principal can lower achievement by the same amount.

Research shows that highly effective principals raise the achievement of a typical student in their schools by between two and seven months of learning in a single school year and that ineffective principals lower achievement by the same amount.3 And principal quality affects teacher turnover and specifically turnover among effective teachers.

Principal efficacy is fostered in a positive way by the right amount of professional development and in a negative way by either too much or too little.

A study conducted by American Institutes for Research (AIR) for the Institute of Education Sciences (IES) shows that even small amounts of the right kind of feedback to teachers and principals can have a positive effect on student achievement in math.

But, as we're reminded by the 2012 Wallace study, The School Principal As Leader: Guiding Schools to Better Teaching and Learning, these adjectives don't amount to much more than slogans without a clear understanding that any effective leadership model relies on the officially accountable individual — the principal — to shape a clear schoolwide vision of academic success and to manage the people, data, and processes that foster school impPrincipal As Leader: Guiding Schools to Better Teaching and Learning, these adjectives don't amount to much more than slogans without a clear understanding that any effective leadership model relies on the officially accountable individual — the principal — to shape a clear schoolwide vision of academic success and to manage the people, data, and processes that foster school impprincipal — to shape a clear schoolwide vision of academic success and to manage the people, data, and processes that foster school improvement.

More important, using the reports from teachers and principals to determine the amount of technology available and in use in the schools, we found that 42 percent of the variation in math scores and 12 percent of the variation in English scores could be explained by the addition of technology in the school.

However, in such cases for (x) TIFIA credit assistance, the maximum credit subsidy to be paid by the Federal Government may not be more than 10 percent of the principal amount of the TIFIA credit assistance, and the obligor is responsible to pay any remaining subsidy cost, and (y) for RRIF credit assistance, the DOT may impose limitations on the waiver of nonsubordination requirements if it determines that such limitations would be in the financial interest of the Federal Government.

However, the inflation adjustment will not be payable by Treasury until maturity, when the securities will be redeemed at the greater of their inflation - adjusted principal amount or the principal amount of the securities on the date of original issuance (i.e., par).

Semiannual interest payments are determined by multiplying the inflation - adjusted principal amount by one - half the stated rate of interest on each interest payment date.

Lending Club provides an instant rate quote (supplemented by a soft credit pull) and allows you to view different loan options with various terms, principal amounts and fixed APRs (Annual Percentage Rates).

When rolling over, the borrower must pay for the interest and give enough payment to pull the remaining principal amount down by 10 %.

If at maturity the inflation - adjusted principal is less than the par amount of the security (due to deflation), the final payment of principal of the security by Treasury will not be less than the par amount of the security at issuance.

You can determine the amount of principal and interest by using our Mortgage Payment Calculator.

Credit scores rely exclusively on information found on your consumer report — which includes information reported by lenders about the original principal amount, and current balance.

Simple interest multiplies the principal amount by the periodic rate and does not include expenses from the previous period.

Before you accept this argument hook, line, and sinker, use a mortgage payment calculator to see if the amount of interest you can deduct on a tax return beats what you can save on interest by aggressively attacking mortgage principal.

By establishing escrow accounts, the company that services your mortgage is able to collect one - twelfth of the total amount for these yearly expenses, along with your monthly principal and interest payment.

The Principal Loan Limit is determined by the age of the youngest borrower or non-borrowing spouse, the expected average interest rate, and the Maximum Claim Amount.

By refinancing their loans, they can potentially save a significant amount of money on interest charges which could help them repay their student loans much faster, since more of their payments would be applied to the loan principal.