Sentences with phrase «by the term insurance»

This coverage is available to employees, as well as to their spouses and to their children (the children are covered by a term insurance rider).
The insurance part can be taken care by a term insurance.
Death benefit is covered by both Term insurance and PA, but very few Accident riders in Term plans cover Disability risks.
Some people swear by term insurance, while others tout permanent policies as the best choice.
Things such as loans, notes, mortgages and many business needs with definitive periods can easily and efficiently be protected by term insurance.
Types of rider offers by term insurance plan are: -
While it's tempting to take advantage of the bargain prices offered by Term Insurance options now, you may be on the hook for higher premiums when you renew later in life.
So, now you are well versed with the combined 4X benefits offered by term insurance plans of protection.
These people are considered uninsurable by all term insurance carriers and most whole life insurance carriers as they are too risky.
Many beneficiaries have already been compensated by the term insurance during unforeseen events.
The variety of riders offered by the term insurance plans would enhance your insurance policies at a very minimal rate.
Furthermore, even after you have completed payment of the loan, you and your loved ones can still avail the life cover provided by term insurance by paying the premiums, or you can opt out of the same, if you prefer.
A major advantage provided by a term insurance for home loan protectionis that the nominee receives the full amount no matter at what point the claim is made.
Riders strengthen the protection offered by a term insurance policy by offering multiple benefits apart from a core offering of the death benefit.
In case of unfortunate demise, the dependents will receive the death benefit as promised by the term insurance company.
Some of the major benefits offered by term insurance calculator are detailed below -
This categorization is available for sum assureds of Rs. 20,00,000 & above and subject to medical examination / tests as decided by the term insurance company.
The sum assured or coverage offered by term insurance plan is comparatively far higher than any other life insurance plan.
It is really no mystery why life insurance with no medical has become so desired by term insurance buyers.
There is an unbelievable hatred by the term insurance lovers of whole life insurance in any form.
Once you or your spouse is covered by a term insurance policy you may be able to add your spouse to your insurance policy, and add coverage for your children to your life insurance policy.
Age of the insured is the prominent factor or input required by the Term Insurance calculator.
Riders help enhance the scope of protection extended by the term insurance plan.
Some people swear by term insurance, while others tout permanent policies as the best choice.
The returns provided by a term insurance plan far outweigh the monetary gains provided by other investment avenues.
I believe there are many term needs that can reach into your 70's, even 80's, but are still best served by term insurance.

Not exact matches

A typical couple who are both age 60 pay about $ 100 to $ 150 a month for each policy, according to data released earlier this year by the American Association for Long - Term Care Insurance.
The President boosted the number of federal regulations affecting small businesses by 13 percent during his first term in office, leading governmental regulation and red tape to overtake sales, taxes and the cost / availability of insurance as small business's biggest problem, respondents to the National Federation of Independent Business small business survey explain.
The company's earnings guidance for FY18 does not include any potential impact from the previously announced pending sale of KMG America Corporation (KMG), whose subsidiary, Kanawha Insurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSInsurance Company (KIC), includes Humana's closed block of non ‐ strategic long ‐ term care insurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSinsurance policies, to Continental General Insurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSInsurance Company (CGIC), a Texas ‐ based insurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSinsurance company wholly ‐ owned by HC2 Holdings, Inc., a diversified holding company (NYSE: HCHC).
Rates for long - term - care insurance are not guaranteed, and they are subject to rate hikes by the insurers.
Another main line of Genworth's business, long - term care insurance, is a risky but growing market, and Genworth pleased investors in 2013 by raising rates and cutting back on some benefits as customers live longer and become more costly to insure.
One advantage C corporations have over unincorporated businesses and S corporations is that they may deduct fringe benefits (such as group term life insurance, health and disability insurance, death benefits payments to $ 5,000, and employee medical expenses not paid by insurance) from their taxes as a business expense.
That's because, city by city and state by state, transportation companies of all sorts — cab, sedan, limo — are heavily regulated in terms of the insurance they carry, the structure of their fares, the background screening of their drivers, and the condition of their vehicles.
This may be addressed by acquiring long - term care insurance.
The proposal met with a record number of comments, with a number of health insurance groups expressing concern that the short - term plans will undermine the health exchanges by siphoning off younger, healthier consumers who will no longer face a penalty if they enroll in non-compliant plans in 2019.
In terms of the large - scale, mass - produced economy, the utility of low - skill human workers is rapidly diminishing, as many blue - collar jobs (e.g., in manufacturing) and white - collar jobs (e.g., processing insurance paperwork) can be handled much more cheaply by automated systems.
Insurance is regulated state by state, and each state has its own insurance commission to determine how much insurers can raise rates on renewed term Insurance is regulated state by state, and each state has its own insurance commission to determine how much insurers can raise rates on renewed term insurance commission to determine how much insurers can raise rates on renewed term policies.
To the fullest extent permitted by applicable law, you agree to indemnify, defend and hold harmless Daily Harvest, and our respective past, present and future employees, officers, directors, contractors, consultants, equityholders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors and assigns (individually and collectively, the «Daily Harvest Parties»), from and against all actual or alleged Daily Harvest Party or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys» fees and expenses) and costs (including, without limitation, court costs, costs of settlement and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, «Claims»), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Products, (b) any User Content you create, post, share or store on or through the Sites or our pages or feeds on third party social media platforms, (c) any Feedback you provide, (d) your violation of these Terms, (e) your violation of the rights of another, and (f) any third party's use or misuse of the Sites or Products provided to you.
The rules directly affect companies who have cross-border transactions with related firms for reinsurance, a term for the method by which insurance risk is spread around by insuring the insurers.
As Frank Armstrong III, founder and principal of Miami - based Investor Solutions points out, long - term care costs are not covered by insurance: «Once a hospital releases you to any kind of long - term care facility, your medical coverage quits paying for your care.»
The premiums of a term life insurance policy remains fixed for the length of its term, after which it will increase by a pre-specified amount.
Our technology creates a differentiated long - term competitive advantage to traditional service providers by addressing key issues within the mortgage lending and insurance industries.
Companies involved in the provision of health care are responsible — not just morally but legally and financially — to abide by the terms of the Health Insurance Portability and Accountability Act of 1996.
Large global sellers, by contrast, who choose credit insurance primarily for financing purposes, retain a portion of the credit risk on their balance sheet and manage it through their tighter payment terms and conditions.
So if you take out even more consuming power by driving down wages, you take out even more consuming power by cutting unemployment insurance, you take out even more consuming power by various new kinds of taxes they're even talking about in terms of consumer taxes, so don't they actually exacerbate the problem, exacerbate the crisis?
If you're interested in a long - term investment with FDIC insurance protecting your money, EverBank's certificates of deposit outperform both online and traditional banks by a substantial margin.
Group term life insurance policies, typically provided by an employer or association, are different.
You can start by exploring costs with our term life insurance quoting tool.
Treasury Board is demanding that paid sick leave be drastically cut and accrued credits be liquidated, and adding a new unpaid waiting period before a short - term disability plan comes into effect, to be managed by a private insurance company at considerable cost.
When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.
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