Sentences with phrase «by these insurance plans include»

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A number of prominent GOP Senators, including Sen. Bill Cassidy, are sounding a defiant note on President Trump's proposal to end Obamacare payments to insurance companies — payments that help reduce the deductibles and out - of - pocket costs paid by low - income Americans who purchase a mid-level «Silver» plan in Obamacare's markets.
Health savings accounts — authorized by the Medicare Modernization Act of 2003 — are available only to people enrolled in high - deductible health insurance plans meeting strict criteria, including certain minimum deductibles and out - of - pocket maximums.
In addition, sales of our products are affected by pricing pressure, political and public scrutiny and reimbursement policies imposed by third - party payers, including governments, private insurance plans and managed care providers and may be affected by regulatory, clinical and guideline developments and domestic and international trends toward managed care and healthcare cost containment.
If fewer than 100 people are covered by a pension plan, benefits plan (including medical, dental, life - insurance, scholarship, and disability), or fringe benefit, file Form 5500 C / R annually, listing details on membership, assets, and so on.
CBO's measure of before - tax comprehensive income includes all cash income (including non-taxable income not reported on tax returns, such as child support), taxes paid by businesses, [15] employees» contributions to 401 (k) retirement plans, and the estimated value of in - kind income received from various sources (such as food stamps, Medicare and Medicaid, and employer - paid health insurance premiums).
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
These include industrial IoT platforms Relayr and Mnubo, which created a commercial partnership with Munich Re to create risk management products for Mnubo's customers making IoT investments as well as WePredict, which planned to co-develop an insurance solution with Munich Re backed by the auto warranty analytics startup's risk calculations.
Opponents of the Fiduciary Rule — including the COC — claim the rule will make investment advice too costly for many 401 (k) plans by driving brokers and insurance agents unwilling to give impartial advice from the market.
Our cost estimates are based on claims for medical and dental services paid for by private insurance plans, including the country's largest insurers.
Because of it's location, Geeorgetown University is already required, by state laws, to offer an insurance plan that includes contraception.
Starting in 2014, pregnancy care, newborn care, vision coverage for children, and dental services for children will be covered by all plans sold to individuals and small businesses, including plans from the Affordable Insurance Exchange.
The plan to repeal and replace the Affordable Care Act by the GOP - led Congress includes tax credits for people to buy insurance policies.
As proposed by Gov. Andrew Cuomo, one billion dollars in new taxes and fees are included in his spending plan, taxing everything from health insurance profits to products sold on the internet.
«many individual coverage plans were dropped by insurance companies,» because they did not include things the law mandated.
As proposed by Governor Andrew Cuomo, $ 1 billion in new taxes and fees are included in his spending plan, taxing everything from health insurance profits to products sold on the Internet.
The proposed legislation includes a provision written by Sen. Kirsten Gillibrand of New York that would allow Americans to buy into a public health insurance plan during a transition period to single - payer.
By applying strong organizational and process improvement skills, Ryan has a history of creating efficiency in customer service - driven companies with operational experience including financial, event planning / scheduling, insurance compliance, and inventory management.
The subscription plan will be similar to the Care by Volvo program that offers no - money - down two - year subscriptions that include maintenance and insurance for the XC40 SUV and V60 wagon.
Every Care by Volvo plan includes premium insurance by Liberty Mutual, factory scheduled maintenance, tire and wheel road hazard protection as well as excess wear and use protection at vehicle return.
In most cases, if you are covered by a health or accident insurance plan through a cafeteria plan, and the amount of the insurance premiums was not included in your income, you're not considered to have paid the premiums and you must include any benefits you receive in your income.
You might want to obtain additional health insurance if the plan offered by your company does not include coverage for healthcare services needed by you or if your employer's plan does not cover your spouse or your children.
At least one of the following criteria must be met to be an accredited investor: (i) a buyer with a net worth individually or with a spouse of $ 1,000,000 or more; (ii) institutional investors including banks, insurance companies, registered broker / dealers, and large pensions plans; (iii) tax - exempt organizations with total assets in excess of $ 5,000,000; (iv); private business development companies; (vii) directors, officers, or general partners of the issuer; and (viii) entities owned entirely by accredited investors.
Some of the downsides of including life insurance in your qualified plan are that it has to abide by ERISA rules and you have to be a current participant.
Since these costs are not covered by health insurance and Medicare, a sound financial plan should include long - term care planning.
Allianz Tuition Insurance protects residents in 46 states for both in - state and out - of - state non-refundable tuition costs and fees, including room and board, in the event that a student must withdraw from college for a reason covered by their plan.
Additionally, if you are able to include insurance premiums paid by an employer - sponsored health insurance plan, cafeteria plan, or HRA (Health Reimbursement Arrangement) in Box 1 of your W - 2 Form, you may deduct those as well.
Health insurance — Consider what kind of health insurance plans are included with your offer, how much each would cost you and how much is subsidized by your employer.
Consumer surveys, including a recent survey by Allstate, show that most Canadians planning to buy a condo were unclear about what insurance protection they need to purchase.
This is especially important in the context of evaluating more comprehensive tax reform proposals that contemplate taxing income sources that are not included in narrower measures (e.g., proposals to tax some or all employer contributions to health insurance or to reduce the amount of tax - free income earned within qualified retirement plans by placing tighter limits on contributions).
HSBC Choice Checking $ 200 Welcome Deposit: For this offer, New Money is defined as deposits not previously held by any member of the HSBC Group in the U.S. Accounts / Assets that are ineligible for New Money include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401 (k) Plans; UTMA and UGMA accounts; commercial accounts; and revocable or irrevocable trust accounts and estate accounts.
Key services provided by credit unions typically include: 1) stock brokerage services, 2) mutual funds, 3) personal financial planning, 4) individual retirement accounts, 5) insurance coverage, 6) automated teller machines, which are usually for a minimum fee or at no cost for access, 7) debit cards, which can be used at numerous locations, and 8) credit cards.
Life insurance companies offer policies sold as Long Term Care Benefit Plans a / k / a Assurance Benefit Plans (1) to pay for long - term care, and also include home care and assisted living which are not generally covered by traditional Medicaid.
This article will tackle the reality of high net worth estate planning with life insurance by first touching on an overview of estate planning in general and then reviewing some common problems and potential solutions that include life insurance strategies for high net worth individuals and households.
This includes name, age, photograph, gender, address, telephone, mobile, fax, e-mail, social networking contact details, proofs of identity and address, copies of passports, driving licences, and utility bills, card and other payment details, and financial information, health information relevant to your planned travel, and travel insurances held, results of searches carried out against you (such as to verify you identity, address, and credit status), your preferences, frequent flyer or travel partner program affiliation and member number, and any other information provided to us by or in relation to you which concern you as an individual.
This may include, but is not necessarily limited to your name, age, photograph, gender, address, telephone, mobile, fax, e-mail, social networking contact details, proofs of identity and address, signature, copies of passports, driving licenses credit card and other payment details, financial information, health information relevant to your planned travel, travel insurances held, results of searches carried out concerning you, your preferences, frequent flyer or travel partner program affiliation and member number, and other information provided to us by or in relation to you which concern you as an individual.
The vacation participant agrees that neither the Company nor its affiliates shall be liable for any damage, loss (including personal injury, death, and property loss), or expense occasioned by any act or omission of any supplier providing services, any insurer or insurance administrator under the Travel Protection plan, or any other person.
Note that while a travel protection plan, including travel insurance plan, is not required by Adventure Life, some government and some of our third - party suppliers who operate in remote areas such as the polar regions or safari parks may require proof of emergency medical benefits and emergency evacuation coverage at certain levels before you travel.
Those are just some of the many benefits the Platinum card includes (there are more like the Premium Companion Ticket and Premium Car Rental Insurance) but if you can take advantage of them and really max each out by planning your travel strategically, you can more than make up the value of that $ 450 annual fee — even with the loss of American and US Airways lounge access.
While students are reminded that they are responsible for contacting their insurance company prior to engaging with a healthcare provider to be 100 % sure that the provider participates in their insurance plan, the Mount Sinai Health System generally participates in insurance plans that are valid in New York City, including the Student Health Insurance offered by The Coopinsurance company prior to engaging with a healthcare provider to be 100 % sure that the provider participates in their insurance plan, the Mount Sinai Health System generally participates in insurance plans that are valid in New York City, including the Student Health Insurance offered by The Coopinsurance plan, the Mount Sinai Health System generally participates in insurance plans that are valid in New York City, including the Student Health Insurance offered by The Coopinsurance plans that are valid in New York City, including the Student Health Insurance offered by The CoopInsurance offered by The Cooper Union.
In fact, there is a plan, proposed by many folks including myself and even at least one Congressman, that would act as a low - cost insurance policy.
Matters not covered by the plan include divorce and alimony, child custody or support, personal injury claims, bankruptcy, credit records, insurance disputes, mediation, driving under the influence, garnishment and easements.
Second, a patient may challenge the substantive decision to include or exclude medical services from public insurance plans, by, for example, arguing that the decision - maker erred in giving weight to irrelevant considerations or misconstrued relevant evidence.
Protected health information is any information created or received by care providers, health plans, life insurance companies, public health authority, employer, educational institution or healthcare clearinghouse in any form including oral or electronic.
The plan should include the child's medical support needs, the availability of medical insurance or services provided by the Arizona Health Care Cost Containment System and whether a cash medical support order is necessary; (7) Excessive or abnormal expenditures, destruction, concealment or fraudulent disposition of community, joint tenancy and other property held in common; and (8) The duration of parenting time and related expenses.
The firm offers a full benefit package, including health, dental, vision, disability and life insurance; flexible benefit plan; paid time off beginning with 130 hours per full calendar year worked; and a generous retirement plan sponsored by company contributions.
The firm offers a full benefit package, including health, disability and life insurance; flexible benefit plan; paid time off beginning with 130 hours per full calendar year worked; and a generous retirement plan sponsored by company contributions.
«Health plans,» for purposes of the regulatory impact and regulatory flexibility analyses, include licensed insurance carriers who sell health products; third party administrators that will have to comply with the regulation for the benefit of the plan sponsor; and self - insured health plans that are at least partially administered by the plan sponsor.
(iii) Not disclose and may not permit a health insurance issuer or HMO to disclose protected health information to a plan sponsor as otherwise permitted by this paragraph unless a statement required by § 164.520 (b)(1)(iii)(C) is included in the appropriate notice; and (iv) Not disclose protected health information to the plan sponsor for the purpose of employment - related actions or decisions or in connection with any other benefit or employee benefit plan of the plan sponsor.
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