Sentences with phrase «by uninsured motorist coverage»

The financial support provided by uninsured motorist coverage can be a major relief to drivers who face this worst - case scenario.
This type of uninsured driver is not covered by uninsured motorist coverage.
A registered uninsured driver is not covered by uninsured motorist coverage.
One of the best things you can do to prepare for a car accident is to make sure you are covered by uninsured motorist coverage.
You may also determine that it's wise to get the extra coverage afforded by uninsured motorists coverage, rental car and towing insurance, extra personal injury protection, and gap insurance for those who owe more to the bank than the car is worth.
You may also determine that it's wise to get the extra coverage afforded by uninsured motorists coverage, rental car and towing insurance, extra personal injury protection, and gap insurance for those who owe more to the bank than the car is worth.

Not exact matches

Uninsured / underinsured motorists coverage, in the event that you are in an accident caused by a driver who does not have the coverage needed to pay your expenses
In addition to the above statutory minimums, the policy coverage contemplated by the sample premiums include underinsured and uninsured motorist coverage for the same limits, medical expense benefits of $ 2,000 per person, and comprehensive and collision protection with $ 100 and $ 200 deductibles, respectively.
However, if you're concerned there will be a spike in uninsured drivers on the road, you can protect yourself by ensuring you have uninsured motorist coverage.
This coverage pays your claims if you get injured or have property damaged in an accident caused by an uninsured or underinsured motorist.
Uninsured motorist coverage pays for your economic losses when you're injured in an accident caused by someone who doesn't have insurance.
If you are worried about being in an accident caused by an uninsured motorist, consider adding uninsured / underinsured motorist coverage.
Uninsured motorist coverage is not required in Hawaii, but your agent may suggest it as a way to protect your car from damages caused by drivers without proper coverage.
For example, if you had limits of $ 100,000 uninsured / underinsured motorist bodily injury coverage on the policies for each of your two cars and were injured in a crash caused by an uninsured motorist while driving one of your cars, you could add the limits from your two policies together to help pay for the damages — to a combined limit of $ 200,000.
A type of uninsured / underinsured motorist coverage in which policyholders can «stack,» or combine the limits of the uninsured / underinsured motorist coverage they purchase for each of their insured vehicles to help cover the cost of damage from an accident caused by an uninsured or underinsured driver.
By law, the minimum coverage and liability limits required in Maryland are bodily injury, personal injury, and uninsured motorist liability.
If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured motorist coverage would cover the difference, up to the limits of liability in your policy.
Uninsured motorist coverage is not required by the state, but you may want to consider it.
Uninsured automobile coverage: In the event of a death or injury caused by an uninsured motorist, you'll be pUninsured automobile coverage: In the event of a death or injury caused by an uninsured motorist, you'll be puninsured motorist, you'll be protected.
In states where stacking is not specifically prohibited, liability limits under the uninsured motorist coverage may be multiplied by the number of cars insured under a single policy or may be added together where multiple vehicles are insured under different policies.
Nevada does not require uninsured motorist coverage, but your agent may suggest this policy option as a way to protect you if your vehicle is damaged by an uninsured driver.
When you're comparing Citrus Heights insurance quotes for your vehicle, check to see if the policies the companies are offering provide the basic liability coverage required by California law or standard coverage, which includes higher liability limits plus comprehensive, collision, insured and uninsured motorist coverages.
Uninsured / underinsured motorist insurance can compensate you if you're in an accident caused by someone who doesn't have enough coverage to pay for your losses.
Your uninsured motorist (UM) coverage is intended to provide a financial safety net when you or another person covered by your car insurance policy is injured by an uninsured driver who is at fault.
It is important for accident victims to understand that uninsured motorist coverage in New Mexico allows individuals who were hurt by a hit - and - run motorist to recover for their damages even if the driver who caused their injury is never apprehended.
If you have uninsured motorist coverage, for example, you may be able to recover your damages by filing a personal injury claim with your own insurance provider.
Uninsured motorist bodily injury coverage: Pays for the cost of damages sustained by you and any passengers in your car when you are injured by an uninsureUninsured motorist bodily injury coverage: Pays for the cost of damages sustained by you and any passengers in your car when you are injured by an uninsureduninsured driver.
Uninsured Motorist (UM) coverage is intended to provide compensation to individuals who are injured in a motor vehicle accident by another person who did not purchase liability coverage.
When a cyclist is hit by a vehicle and the cost of his or her injuries exceeds the coverage of the motorist's insurance plan, the cyclist can make a claim on his or her own automobile insurance policy if through «uninsured motorist coverage» and / or «underinsured motorist coverage
If you are struck as a pedestrian by an uninsured, underinsured or even a hit - and - run driver, and you maintain a policy of uninsured motorist coverage, you might be covered and eligible for compensation for your injuries.
If you are involved in an accident caused by another driver and the at fault driver does not have insurance or the at fault driver's insurance is insufficient to pay for the damages and injuries that you may have suffered from the accident, then your insurance policy may pay for the damages and injuries if your insurance policy has an uninsured motorist coverage.
If you have coverage for bodily injury and have been hit by an uninsured motorist, make sure you know your rights and the true insurance coverage you are entitled to.
When injured in an accident caused by an uninsured motorist or in a hit - and - run accident, uninsured motorists coverage may apply.
Make sure that you have an adequate amount of uninsured motorist coverage, which will help compensate you for your injuries in the event that you are struck by an uninsured driver.
Uninsured motorist coverage would pay for the damages caused by the negligence of a person who fled the scene or who are never identified.
Injured parties, however, may be covered by their own insurance policies; uninsured and underinsured motorist coverage protects accident victims in these cases.
Bruinsma v. Cresswell et al. 2013 ONCA 111 Insurance — Automobile insurance — Compulsory government schemes — Uninsured or underinsured motorist coverage — Exceptions and exclusions A disqualified driver (plaintiff) was in an accident while driving his girlfriend's vehicle (insured by CAA).
If you're hit by an uninsured driver and don't carry collision or uninsured motorist coverage, you would have to pay your own repair bills or go after the at - fault driver in court.
Uninsured motorist coverage will not only pay if you are injured by an uninsured driver, it can also cover limited injury costs for otheUninsured motorist coverage will not only pay if you are injured by an uninsured driver, it can also cover limited injury costs for otheuninsured driver, it can also cover limited injury costs for other people.
Uninsured motorist coverage is something you can buy from your insurance company to protect you in the event that you are injured in an accident by a person without insurance.
So if you are one of those people where you were injured in an accident that's caused by an uninsured motorist, you can use your own uninsured motorist insurance coverage to make a claim with your own company.
All liability policies must provide uninsured motorist coverage, but if the insured person wants to, he or she can decline the coverage by signing a written waiver.
In a recent case out of New Jersey, a plaintiff who agreed to a high - low agreement ran into trouble by failing to inform his uninsured / underinsured motorist coverage carrier of the arbitration, high - low agreement, completed jury trial or verdict.
The Driver and Family Protection Act establishes that the amount of supplementary uninsured / underinsured motorist (SUM) coverage for any new auto insurance policy must be the same as the amount of bodily injury coverage selected by the policyholder.
If for example, a pedestrian was hit by an uninsured driver while crossing the street or riding their bicycle, the UM coverage in their insurance policy would cover the cost of their injuries — whether the responsible motorist was driving a bus, truck, motorcycle or car.
Uninsured / Underinsured Motorist Coverage: This is coverage you buy to cover yourself and your passengers if you are injured by a driver who has no auto insurance or who does not have sufficient coverage to fully compensate you for your losses.
The biggest difference between uninsured and underinsured motorist coverage is simply that UM is required by law, and UIM is only a strongly recommended option for your auto insurance policy.
Meanwhile, decedent and her sister were covered by uninsured motorist (UM) coverage and underinsured motorist (UIM) coverage.
Two major insurance coverages that can provide the most gain are liability and uninsured motorist; MedPay, or medical payments coverage, is not a required - by - law insurance, and it pays out less than liability or uninsured motorist coverage.
This insurance policy had, among other things, coverage for accidents caused by uninsured motorists.
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