Sentences with phrase «by your credit limit if»

Not exact matches

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.

If NMG were to request any such additional commitments and the existing lenders or new lenders were to agree to provide such commitments, the Asset - Based Revolving Credit Facility size could be increased to up to $ 1,000 million, but NMG's ability to borrow would still be limited by the amount of the borrowing base.

Often times you will know right after you apply if your credit limit increase is approved or not by the lender.

In large part that was due to «penalty» interest rates that, prior to the CARD Act, could be triggered if, for example, the consumer was one day late in making a payment or went over her credit limit by one dollar.

Moody's Investors Service announced it would review «for possible downgrade» the credit ratings of five states, including Maryland, that could be hit particularly hard if Congress fails to raise the nation's debt limit by the Aug. 2 deadline and defaults on its financial obligations.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

So companies in the developed world have an annual limit on the level of greenhouse gas emissions they can produce, and if they exceed their cap, they can purchase credits generated by the emission reduction projects or low - carbon technologies in developing countries.

Without limiting the foregoing, if such written permission is given, full and clear credit must given to https://thestripedhouse.com and Jennifer Tyler with appropriate and specific direction to the original content, specifically noting © 2017 by Jennifer Tyler, who reserves all rights.

However, Florida's statewide limit is flexible, meaning if the amount of corporate donations made exceeds 90 percent of the tax credit limit ($ 140 million) it automatically increases by 25 percent.

However, if you raise your credit limit and then raise your debt by the same amount or more, you're dinging your score.

In addition, you can't claim the credit if your annual income exceeds the limit set by the IRS for the current tax year or you are married but you and your spouse file taxes separately.

Additionally, «we» or «us» shall mean any third party providing benefits, services, or products in connection with the Account (including but not limited to credit reporting agencies, merchants that accept any credit device issued under the Account, rewards programs and enrollment services, credit insurance companies, debt collectors, and all of their officers, directors, employees, agents and representatives) if, and only if, such a third party is named by you as a co-defendant in any Claim you assert against us.

If the credit card company doesn't automatically raise your limit, YOU NEED TO CALL THEM AND REQUEST FOR YOUR LIMIT TO BE RAISED BY AT LEAST $ 5limit, YOU NEED TO CALL THEM AND REQUEST FOR YOUR LIMIT TO BE RAISED BY AT LEAST $ 5LIMIT TO BE RAISED BY AT LEAST $ 5,000.

If your initial deposit is already close to the $ 1,000.00 limit, you'll probably want to use Digital Credit Union's free automatic transfers to make sure that you're maximizing your earnings by keeping the balance under the limit each month.

If you are asked by your teller to buy a card or increase your credit limit, you just have to say NO.

Use your card responsibly, for example by making your payments on - time and if you carry balances on your cards, try to keep them low (generally 30 % or less) relative to your overall credit limit.

If your credit cards are at or near their limits, you can raise your credit score by knocking down your balances.

If you have more than one credit card, use the sum of your credit limits, divided by the sum of your balances.

In both cases, the fee can't exceed the amount that you spend over your credit limit (if you go over by $ 1, the fee will be $ 1).

Similarly, if you exceed your credit limit by $ 5, you can't be charged an over-the-limit fee of more than $ 5.»

An Authorized User Spending Limit will reset monthly, or earlier if requested by the primary cardholder or if a payment on the credit card account is made by the applicable authorized user.

If you can negotiate an increase of your credit limit with a soft inquiry, then you will instantly decrease your revolving balance ratio (revolving balance divided by your credit card limits).

Remember, credit card companies make money by collecting interest on unpaid balances, so if you max out your card's limit and spend months paying it off, you'll end up shelling out more money than necessary for whatever you used your card to buy.

So, if you want your credit limit increased, you can't get it by wishing.

Helping friends with limited, poor, or no credit by signing for a cell phone, rental lease, or credit card can dramatically impact scores later on if payments are made late or a default occurs.

These actions can hurt your score if they result in higher credit utilization (percentage of balance to credit limit); therefore, you're going to want to preserve your credit lines by keeping your credit card accounts open and using them frequently — while, at the same time, maintaining low balances.

But if you close Card C because you don't use it anymore, the combined utilization rate of the two remaining cards shoots up to 40 % ($ 800 in total balances divided by $ 2,000 in credit limits).

If these terms and conditions are considered an offer by Best Credit Repair, acceptance is expressly limited to these terms.

Default.The Bank may without prior notice, declare the total balance due immediately on your Account and apply all or part of your Deposit Account to the payment of that balance if: (a) you fail to make any payment due; (b) exceed your credit limit; (c) default under the terms of your Agreement; (d) your Account is closed by you or by us; (e) the Cardholder dies; (f) any government authority takes action the Bank believes will adversely affect your ability to pay; or (g) you file a petition for bankruptcy.

If you show that you can handle your credit limit, by making payments regularly, and not maxing out your card, you will see an increase in your credit limit.

Your credit score is largely affected by the percentage of your credit in use, and could lower if you're using a large chunk of your credit limit.

If you're able to maintain a positive credit history with the secured card, by making consistent on - time payments, you may qualify for a higher limit or an unsecured credit card within one to two years.

If credit card companies ruin a persons credit by cutting there limit why not just stop paying all your credit cards.

The only ways you can dramatically boost your credit score within a month or two is by cleaning up the public records section of your credit report (as discussed above), paying down a substantial amount of debt if you are close to your credit limits (also discussed above), or getting a creditor or the credit bureau to stop reporting negative information that is more than 7 years old.

If your credit card balances are at or near their limits, this can adversely affect your credit score by assigning your credit report with what's known as a high credit utilization ratio.

If you're focused mostly on recovering your credit score for a potential mortgage or car loan in the relatively near future, order your debts by the percentage of credit limit you're using and put the ones without a credit limit (i.e., the ones that aren't a credit card or a line of credit) at the bottom.

Processing Fee: $ 125 - only charged if approved Up - front Deposit: None — this is an unsecured card and your credit limit is determined by your credit score and debt - to - income ratio Annual Fee: $ 100 per year - billed @ $ 25 / month for first 4 months Credit: Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR on purchases only (notcredit limit is determined by your credit score and debt - to - income ratio Annual Fee: $ 100 per year - billed @ $ 25 / month for first 4 months Credit: Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR on purchases only (not limit is determined by your credit score and debt - to - income ratio Annual Fee: $ 100 per year - billed @ $ 25 / month for first 4 months Credit: Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR on purchases only (notcredit score and debt - to - income ratio Annual Fee: $ 100 per year - billed @ $ 25 / month for first 4 months Credit: Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR on purchases only (notCredit: Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR on purchases only (not Limit Ranges between $ 1,100 and $ 6,500 depending on your qualifications Reporting: Reports to all 3 bureaus (Equifax, Experian, TransUnion) within 2 weeks Interest Rate: 21 % APR on purchases only (not fees)

I realize that a few folks posting here believe that these actions might make FICO scores somewhat useless in another year... but if I were the suspicious type, I'd be betting that a reduction in average FICO scores for Americans on a massive scale — the scale that can be created by reducing credit limits suddenly on many millions of card holders — is something that the Credit Industry is betting will become its * salvation * in a few more years, aside from simply «reducing their exposure to risk» credit limits suddenly on many millions of card holders — is something that the Credit Industry is betting will become its * salvation * in a few more years, aside from simply «reducing their exposure to risk» Credit Industry is betting will become its * salvation * in a few more years, aside from simply «reducing their exposure to risk» today.

If you are fortunate enough to manage your credit responsibly (for example by paying your monthly payments on - time, staying well below your credit limit, etc.) and you are in the good or excellent credit score range you typically will have a larger selection of offers available to you.

If you use your credit card by using 50 % of the limit and paying it off every month in as little as 6 months you will see a huge boost in your credit score, up to 100 points, bringing you close to where you were at right before you filed bankruptcy.

It's a good idea to be reasonable with your spending, but if that wedding has gone over your limits and takes some time to repay, get a 0 % intro APR credit card — due to the promotional period you'll not be buried by the accrued interest.

Usage The «Credit card instead of cash» strategy is great to use as well, only if; a.) Your credit limit is already high so you won't be in danger of extending yourself over 30 % -50 % utilization rate by trying to pay everything with your credit card then playing catch up by paying all back inCredit card instead of cash» strategy is great to use as well, only if; a.) Your credit limit is already high so you won't be in danger of extending yourself over 30 % -50 % utilization rate by trying to pay everything with your credit card then playing catch up by paying all back incredit limit is already high so you won't be in danger of extending yourself over 30 % -50 % utilization rate by trying to pay everything with your credit card then playing catch up by paying all back incredit card then playing catch up by paying all back in cash.

It was an inconvenience, but it would have been far worse if I hadn't noticed the fraud for a month, by which time they had used up my entire credit limit, which is a problem if I was trying to put gas in my car.

By contrast, credit card issuers will often negotiate a higher limit if needed, provided you have a good or excellent credit profile.

This effectively means that if your earned income is greater than $ 13,833, your refundable credit amount is only capped by the $ 1,400 limit, and if it is less, the refundable portion of the credit can be reduced.

If your credit was impacted by something outside your control, there may be a way to have that reconsidered but that's limited to very specific sets of circumstances.

Credit card claims are usually a lot less than this, but try to keep claims below this if possible, either by making a separate claim for each card with the same company, or if you're just a few hundred above the limit you may want to consider lowering the asking amount down to # 5,000 (even if your earlier letters demanded more) to minimise the risk.

If you wish to know your overall credit utilization, repeat the process while summing all your available balances and dividing them by the sum of all your credit limits.

If the credit card companies are inaccurately reporting any credit limit of yours, immediately begin the process of correcting this mistake by using the forms and worksheets necessary to correct this mistake.