Sentences with phrase «by your homeowners insurance policy»

Also, no damage to your vehicle would be covered by your homeowners insurance policy.

Most roof leaks are covered by homeowners insurance policies.

The coverage that you receive with mobile home insurance is largely similar to the coverage offered by a homeowners insurance policy.

Your vehicle is not insured by your homeowners insurance policy, even if it's parked in your garage.

Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.

A process by which an insurance carrier and a homeowner arrive at an agreed value for a loss covered by a homeowners insurance policy.

This means that if any peril is not listed among the excluded perils, then such peril is covered by the homeowners insurance policy.

In fact, anyone who lives in your house, is under the care of one of the residents of the home, is younger than 21 or a relative is covered by your homeowners insurance policy.

In that situation, protections offered by a homeowners insurance policy would be negated.

Flood damage caused by a hurricane will not be covered by your homeowners insurance policy.

Whether you are pick - pocketed in the street, or someone comes into your garage and takes your bike, you would be covered by your homeowners insurance policy.

Learn what's generally covered by each homeowners insurance policy type — and what's not.

The only motorized vehicle that might be covered by a homeowners insurance policy would be something like a small electric scooter.

Odds are you'll need to be covered by a homeowners insurance policy that was in effect on the day of the incident.

The amount of property damage coverage offered by your homeowners insurance policy should be enough to completely rebuild.

Key Consumer Tip: Understand what is and isn't covered by your homeowners insurance policy to ensure that you are able to rebuild your home and replace your personal belongings.

If an underground utility line is damaged and your yard or driveway has to be dug up for repairs, the cost can run more than $ 1,000 dollars and will not be covered by your homeowners insurance policy.

Many people think that if their property is lost or damaged during a move that they are automatically covered by their homeowners insurance policy or, in the cases of corporate relocation, by the company that is handling the move.

It's always a good idea to ask your insurance agent how reimbursement rates are calculated by your homeowners insurance policy and company.

A process by which an insurance carrier and a homeowner arrive at an agreed value for a loss covered by a homeowners insurance policy.

These vehicles may be covered by your homeowners insurance policy, but you'll likely need a special ATV Insurance policy if you ride it off your property.

Also, no damage to your vehicle would be covered by your homeowners insurance policy.

Whether you are pick - pocketed in the street, or someone comes into your garage and takes your bike, you would be covered by your homeowners insurance policy.

The protections offered by a homeowners insurance policy may serve as a safety net if the unexpected occurs.

Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.

While pools are typically covered by homeowners insurance policies, you'll probably want to review your coverage to make sure you have the right amount of protection in place.

Hazard insurance is a term sometimes used to describe risks covered by a homeowners insurance policy.

What is not covered by your homeowner insurance policy depends on the details of your specific policy.

Water damage to your house can be covered by your homeowners insurance policy, depending on what caused the damage.

Don't make the mistake of assuming your home is covered by your homeowner insurance policy; flood insurance must be purchased separately.

Most roof leaks are covered by homeowners insurance policies.

Most importantly, make sure that all your valuable belongings are properly covered by your homeowners insurance policy.

Not exact matches

In Personal Insurance, net written premiums grew 8 %, benefiting from renewal premium change of 10 % in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 %.

Two dorm roommates are probably each covered by their respective parent or guardian's homeowners or renters insurance policy.

Roommates living in a dormitory owned by the university are probably covered by a parent or guardian's homeowners policy and don't need renters insurance.

Laws vary by state but, as a general rule, your homeowners insurance policy must be in an amount which covers the cost to rebuild your home as - is.

However, college students who live in a dorm are probably covered by their parents homeowners or renters insurance policy.

A few years ago, the National Association of Insurance Commissioners released a survey that found a large percentage of homeowners had misunderstandings about what is covered by their homeowners policy.

Homeowners affected by Hurricane Katrina were contesting the language of their insurance policies in regards to storm surge or ground flooding.

Will homeowner's insurance policies protect those homes and property ravaged by rising waters on the south shore of Lake Ontario and the upper St. Lawrence River in recent weeks?

As a matter of fact, if you place your Elizabeth renters insurance side by side with a New Jersey homeowners insurance policy, you'll find much of the exact same verbiage.

By raising the policy deductible from $ 1,000 to $ 2,000 or more, the house owner will be able to save on homeowner's insurance premium.

In this case, the vast majority of homeowners and renters insurance policy forms, by default, will provide claim settlement only at the actual cash value of the personal property.

If you own a dog that is restricted by most homeowners insurance companies, an umbrella policy may be a great option if you have high liability limits on your auto policy.

Sewer backup and sump pump overflow coverage: Most homeowners insurance policies don't provide coverage for damage caused by sewer backup, but American Family's endorsement serves to protect homeowners against these costly incidents.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

It's not always easy to figure out when water damage is and isn't covered by your policy because the distinctions are so fine, but this guide will inform you of the specific situations when your homeowner's insurance will cover water damage.

We were recently informed by our homeowners insurance company that because the house is no longer owner occupied, they will not renew our policy when it expires in a bit more than a month.

By calling the toll - free number (1-877-227-5422) homeowners will get help in tracking down their insurance policy.

Even the top companies frequently exclude this coverage from renters and homeowners insurance policies (it's also not covered by flood insurance).