Sentences with phrase «by your homeowners policy»

A few years ago, the National Association of Insurance Commissioners released a survey that found a large percentage of homeowners had misunderstandings about what is covered by their homeowners policy.

It provides coverages similar to those provided by a homeowners policy, but is built from the ground up by our RV experts to meet your unique needs.

It is very important that you are aware of what is and what is not covered by your homeowners policy.

A majority of their policies are for vehicle insurance, followed by homeowner policies, with the remainder being distributed between health, life, and other types of insurance.

Your college student's property is probably not covered completely by your homeowners policy.

These programs are usually offered by home insurance companies to assist policy holders with the costs of repairing or replacing home appliances or components that are not covered by a homeowners policy.

Damage caused by floods is not covered by homeowners policies.

For instance, if the moving truck is in an accident while transporting your belongings and your property is damaged, you'd likely be covered by your homeowners policy.

Patriot Mutual's dwelling fire program provides an opportunity for writing homes or residences outside the range of risks covered by its homeowner policies.

This list is not specific to anyone's particular policy, and you should consult either the insurance company, your insurance agency or your policy summary to know exactly what's covered by your homeowners policy.

Hurricanes, tornados and forest fires are typically covered by your Homeowners policy.

Is my jewelry covered by my homeowners policy?

Property and casualty insurance protection provided by the homeowners policy can help cover these costs so you won't have to pay out of pocket.

While it's important to keep up with home maintenance to help prevent damage from water, it's also a good idea to check with your agent about what is and isn't covered by your homeowners policy.

Would $ 50,000 of liability afforded by a homeowners policy like that have been enough?

The umbrella policy will also cover any attorney fees and other expenses related to the lawsuit that weren't covered by your homeowners policy.

In almost all cases, people who are getting Peabody renters insurance will not be covered by the homeowners policy that is owned by their landlord.

So the actual structure of the building, as well as any permanent furnishings and fixtures will all be covered by the homeowners policy that the OH landlord will buy.

A dorm room on campus may be covered by your homeowners policy, but off - campus housing may not be.

Items stolen on vacation: Your belongings should be covered wherever you go by a homeowners policy, including on vacation under an «off - premises» provision.

Not exact matches

In Personal Insurance, net written premiums grew 8 %, benefiting from renewal premium change of 10 % in agency auto and continued momentum in our leading homeowners business where we grew policies in force by 5 %.

In fact, if the tribunal ultimately rules that TREB's policies are preventing competition and limiting consumer choice, it may become a target of scorn by the very homeowners it's now purporting to protect.

Two dorm roommates are probably each covered by their respective parent or guardian's homeowners or renters insurance policy.

Roommates living in a dormitory owned by the university are probably covered by a parent or guardian's homeowners policy and don't need renters insurance.

Laws vary by state but, as a general rule, your homeowners insurance policy must be in an amount which covers the cost to rebuild your home as - is.

However, college students who live in a dorm are probably covered by their parents homeowners or renters insurance policy.

Homeowners affected by Hurricane Katrina were contesting the language of their insurance policies in regards to storm surge or ground flooding.

Will homeowner's insurance policies protect those homes and property ravaged by rising waters on the south shore of Lake Ontario and the upper St. Lawrence River in recent weeks?

If elected, Mr. Giardina pledged to evaluate current law enforcement programs and policies for interdiction and intervention; support 12 - step programs for addiction recovery; double the number of children and teenagers involved in after - school and sports programs sponsored by schools and faith and community - based groups; establish mentorship, apprenticeship, and internship programs that link East Hampton's youth with year - round homeowners and those who visit seasonally; create a volunteer program for those in recovery to be reintegrated into the job market; triple the number of police, firefighters, educators, and medical personnel trained to administer Narcan, and investigate the establishment of an easy - access residential treatment facility available as an alternative or supplement to incarceration.

Many people have umbrella liability policies that sit atop their car and homeowner or tenant policies; Volvo was not immediately clear on how that worked with Care by Volvo.

As a matter of fact, if you place your Elizabeth renters insurance side by side with a New Jersey homeowners insurance policy, you'll find much of the exact same verbiage.

By raising the policy deductible from $ 1,000 to $ 2,000 or more, the house owner will be able to save on homeowner's insurance premium.

However, rather than carry expensive homeowner's liability coverage, you can usually save and obtain better coverage by slashing your homeowner's policy liability limit and buying an additional umbrella liability policy.

In this case, the vast majority of homeowners and renters insurance policy forms, by default, will provide claim settlement only at the actual cash value of the personal property.

If you own a dog that is restricted by most homeowners insurance companies, an umbrella policy may be a great option if you have high liability limits on your auto policy.

Sewer backup and sump pump overflow coverage: Most homeowners insurance policies don't provide coverage for damage caused by sewer backup, but American Family's endorsement serves to protect homeowners against these costly incidents.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

It's not always easy to figure out when water damage is and isn't covered by your policy because the distinctions are so fine, but this guide will inform you of the specific situations when your homeowner's insurance will cover water damage.

We were recently informed by our homeowners insurance company that because the house is no longer owner occupied, they will not renew our policy when it expires in a bit more than a month.

By calling the toll - free number (1-877-227-5422) homeowners will get help in tracking down their insurance policy.

Even the top companies frequently exclude this coverage from renters and homeowners insurance policies (it's also not covered by flood insurance).

But a policyholder who operates a daycare out of their home will likely be required by their homeowners insurance company to purchase an endorsement or a separate commercial policy.

Also, no damage to your vehicle would be covered by your homeowners insurance policy.

Perils such as regional flooding and earthquakes are often not covered by standard homeowners insurance policies.

Floods caused by burst or leaking pipes or sewage backup are not covered by a flood policy, but are usually covered by homeowners insurance.

Also, most policies don't pay if your loss is otherwise covered by your homeowner's or renter's insurance.

Homeowners insurance covers damage from a fire caused by lightning, and some policies also protect against damage from power surges from a lightning strike, according to the Insurance Information Institute.

Standard homeowner's policies in the United States don't cover radiation damage caused by an accident at a commercial nuclear reactor.

Your homeowner's policy may cover loss or damage to your computer if it is caused by a covered risk such as lightning or a resulting power surge.

GEICO doesn't underwrite its own homeowners insurance policies, meaning that the coverage you purchase from GEICO will be serviced by one of its 31 partners.