Sentences with phrase «by your total credit limit of»

Not exact matches

Shifting credit card balances from an existing card to another will not change the credit utilization ratio, as it looks at the total amount of debt outstanding divided by your total credit card limits.

Your utilization is calculated by the total amount of your credit card balances to the credit limits on those accounts.

Keeping open a lot of unused credit card accounts is probably a poor idea, but understand closing an account will reduce the total credit available to you by the credit limit on that account, which would then raise your credit utilization, reducing your credit score.

But if you close Card C because you don't use it anymore, the combined utilization rate of the two remaining cards shoots up to 40 % ($ 800 in total balances divided by $ 2,000 in credit limits).

Default.The Bank may without prior notice, declare the total balance due immediately on your Account and apply all or part of your Deposit Account to the payment of that balance if: (a) you fail to make any payment due; (b) exceed your credit limit; (c) default under the terms of your Agreement; (d) your Account is closed by you or by us; (e) the Cardholder dies; (f) any government authority takes action the Bank believes will adversely affect your ability to pay; or (g) you file a petition for bankruptcy.

The available credit limit for your new card will be reduced by the total amount of the transfers, including fees we approve.

The available revolving credit limit for your new card will be reduced by the total amount of the transfers, including fees we approve.

¹ Each month, you must pay at least the minimum payment (3 % of your Total New Balance or $ 15, whichever is greater, plus the amount of any prior minimum payments that you have not made, and any amounts you are over your credit limit) shown on your statement by the date specified on the statement or no later than twenty - five (25) days from the statement closing date, whichever is later.

After all, 30 percent of your FICO score is based on your credit utilization ratio — your total credit card balances divided by your total credit card limits.

Around 70 % of your credit score is determined by your payments history and your credit utilization ratio, which is how much you owe on your credit cards compared with the total limit on all of those cards combined.

That gives you a utilization ratio of 25 percent — your $ 250 balance divided by your total $ 1,000 credit limit.

If you use your credit card as recommended by financial experts, you will never charge more than fifty percent of the total spending limit to your credit account.

If not, you can improve this part of your score by paying off debts or increasing your total credit limit (which could include opening another card).

You can calculate your credit utilization ratio by adding up your total outstanding balances owed dividing it by the total credit limit across all of your open accounts.

*** All of our guests will enjoy the following amenities: - Ensuite bathrooms - Linens and towels provided - Secure individual storage (in dorm rooms)- Heat / AC - Free WiFi - Internet Cafe and printing - Laundry room - Common kitchen (limited to fridge, microwave and stove)- Roof terrace - Bar / cafe open all day - ATM - Vending Machines - Photobooth - Baggage storage The entire hostel is no smoking No outside alcohol may be brought into the hostel Cancellations with 48 hrs or less notice or no - shows will be charged the first night Payment upon arrival by cash or credit / debit cards in non-refundable Guests may check in at any time and leave bags for no extra charge All rooms will be available for check in by 3 pm Check out time is 11 am TAXES ARE NOT INCLUDED - City, State and Occupancy taxes total an additional 14.75 % + $ 3.50 / night All minors must be accompanied by a parent or guardian over the age of 18

On - time - payments account for 35 % of your score, while credit utilization (debt divided by total available credit limits) accounts for 30 %.

At issue was whether OCGA 33 -32-4 (a) authorizes the insurer to issue a credit life insurance policy which covers the total amount payable over the term of the loan or limits the policy's coverage to the principal amount financed by the insured.

Use it wisely, keep spending to no more than 30 percent of your credit limit, and pay off your total balance in full by the billing deadline.