Sentences with phrase «calculated by a credit»

Although most banks use scores calculated by credit bureaus to evaluate loan applications, the emphasis each bank puts on the scores varies.

Your credit score is calculated by the credit bureau, not by the lender.

A credit rating is a score calculated by a credit reporting agency according to a number of factors, and some of these factors may be beyond your control.

A consumer's FICO ® Score is calculated by each credit bureau based on the information that has been reported to it.

Your credit score is calculated by credit bureaus that include the «big three»: Equifax, Experian and TransUnion.

The credit score is calculated by the credit bureau, not by the lender.

It's simply an approximation calculated by Credit Karma and can be incredibly inaccurate.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The MBA team ultimately recommended that Howard get a Square Register, an iPad - based point - of - sale system that will allow his customers to enter their products, calculate the cost and pay by credit or debit card — still checking out without the need for a human cashier.

She spotlights efforts by credit reporting agency Equifax and LexisNexis Risk Solutions, which helps consumers assess financial risk, to mix up the way we calculate credit scores to take into consideration one's history of paying utility, cable, and cell - phone bills.

Credit scoring, which has been around for years, is the process by which a computer calculates an applicant's creditworthiness, be it for a credit card or — with increasing frequency — a small - businessCredit scoring, which has been around for years, is the process by which a computer calculates an applicant's creditworthiness, be it for a credit card or — with increasing frequency — a small - businesscredit card or — with increasing frequency — a small - business loan.

Calculated by an inconceivably complicated formula, a credit score will draw from an individual's level of debt, rate of successful payments made and general cash flow.

It should also be noted the credit card interest rate that you end up with is calculated by the card company's formula.

The score is calculated by looking at your personal and business credit, so it's an easy way to track your overall credit health as a business owner.

To calculate the average amount of debt for millennial Credit Karma members, Credit Karma analyzed total debt across its U.S. millennial members for March 2018 and divided that amount by the total number of U.S. millennial Credit Karma members for the same month.

The researchers calculate that the rational response to a reduction of a percentage point in the rate at which banks themselves can raise funds is to boost the credit limits of the 37 % of cards issued to those with the highest credit ratings by $ 2,203 each.

Business credit scores, however, are calculated by various companies including Dun & Bradstreet, Experian Business, Equifax Business and Business Credicredit scores, however, are calculated by various companies including Dun & Bradstreet, Experian Business, Equifax Business and Business CreditCredit USA.

While there can be differences in the information collected by the three credit bureaus, there are five main factors evaluated when calculating a credit score:

It doesn't matter if you are a fixed income investor considering purchasing bonds issued by a company, an equity investor considering buying stock in a firm, a landlord contemplating leasing a property to an enterprise, a bank officer making a recommendation on a potential loan, or a vendor thinking about extending credit to a new customer, knowing how to calculate it in a few seconds can give you a powerful insight into the health of company.

By inputting your spending, we will calculate which of these credit cards will yield you the highest net rewards.

By entering your estimated monthly spending, into the categories below, we will calculate for you the reward rates you can expect out of the following credit cards.

Your credit utilization is calculated by dividing each credit card's balance by its credit limit.

Here's how you can calculate your own DTI: Add up all your monthly debt payments (mortgage, student loan, auto loan, credit card, etc.) and divide your income by the total.

Your credit utilization, which is calculated by dividing your balance by your credit limit, is a key element in your credit score.

The credit utilization ratio is a component used by credit reporting agencies in calculating a borrower's credit score.

If you are unsure of how to calculate the fees, you may pay by credit card.

«For many years, LITRG has voiced concern about the methodology used by HMRC to calculate the true level of error within the tax credit system.

They argued behind closed doors Tuesday that Mangano deserved an «eleventh - hour warning» and one more week to figure out how to fill a $ 158 - million deficit - a number calculated by Moody's Investors Service last month when the ratings agency downgraded Nassau's credit from Aa3 to A1.

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

As supercritical technology becomes more mainstream and power generators normally improve on the efficiency of even their oldest plants over the course of operations, the loophole allows plants requesting CDM credits to exaggerate the calculated emissions avoided by millions of tons of CO2 - equivalent gases, the panel warns.

If your credit / debit card is not denominated in Hong Kong Dollars (HKD) or US Dollars (USD), the final price charged in your currency will be calculated by your issuing bank in accordance with the applicable exchange rate on the day your card issuer processes the transaction.

Part of your credit score is calculated by looking at how many cards you have with balances.

Due to a $ 15 million credit recovery program that has been hailed as widely successful by district officials but criticized by some education experts, the last projected A-G completion rate calculated by the district was 68 percent — but predicted to potentially top 80 percent.

The state longitudinal dropout rate is calculated by determining the total number of students enrolled in Texas public schools in seventh grade and subtracting the total number of those same students receiving a high school diploma five years later, excluding students who will not graduate but are still enrolled in the regular school program that leads to acquiring a high school diploma (such as students who were retained or do not have sufficient credits), divided by the number of pupils in the original seventh grade group and multiplying by 100 to determine the percentage.

Since cardholders generally earn 1.5 miles per $ 1, we can calculate the rewards rate by considering the following example: charging $ 1,000 of expenses to the Discover it ® Miles credit card earns 1,500 miles.

By inputting your estimated monthly spending, our tool will calculate the approximate rewards you can expect out of each credit card on the list, over a two year period.

To reach the break even between cash - back and travel credit cards, we assumed five years of card ownership — taking the total rewards multiplied by our internally calculated rewards value, subtracting the annual fee, adding in the sign - up bonus and any easily quantifiable perks, and dividing it all by the total spending.

FICO ® calculates your credit score from credit reports provided by «credit bureaus.»

Scores are calculated by the major credit - rating agencies — Experian, TransUnion and Equifax — based on a number of factors on a credit report, including the number of open accounts, the types of accounts revolving vs installment, available vs used credit and / or the length of credit history.

To calculate the point at which it pays to earn 2 % back versus the 1.3 % you get through The Blue for Business ® Credit Card from American Express, we divided the annual fee by the difference in rewards rates.

These Bureaus grade your «credit worthiness» by calculating your credit history against a system called the Fair Isaac Model.

Here, the FICO scientists, the only people who can actually calculate how much your score might go up or down and who are responsible for the credit score most often used by lenders, created some realistic scoring simulations that predict the number of points lost from a missed payment, a maxed - out card, filing for bankruptcy, or any other ding to your credit report.

Although the exact formula for calculating the score is proprietary information and owned by FICO, here is an approximate breakdown of how your credit score is formed:

Your credit score is calculated by one of the three credit bureau services: Experian, TransUnion, and Equifax.

Weighted at 35 %, this is by far the most important element used when calculating credit scores.

In a recent survey conducted by TransUnion, it was revealed that many consumers have no idea how their scores are calculated and what's included in their credit report.

your insurance score, like your credit score, is determined by your credit report and used by companies to calculate your premium.

On the other hand, nearly all credit scores are calculated by one of the three main credit bureaus — Experian, Equifax or TransUnion — and the techniques the bureaus use are fairly consistent.

By inputting your spending, we will calculate which of these credit cards will yield you the highest net rewards.

Input your monthly spending by category, and our calculate will approximate the rewards provided by the PNC CashBuilder and other credit cards.