Sentences with phrase «calculating average age»

When calculating average age of accounts VantageScore does not include closed accounts, whereas FICO does.

I'm not going to calculate their average age too, because it is just embarrassing how much we lack forward thinking.

Not exact matches

Then we use the average of your highest 35 years of indexed earnings to calculate your Social Security benefit at full retirement age.

- The government's own Equality Impact Assessment, published last summer, calculated that 660,000 households will be affected, 31 % of all working age HB claimants living in the social rented sector; on average, they will lose # 14 a week (one hundred thousand will lose more than # 20 a week)

That this House declines to give a Second Reading to the Welfare Benefits Up - rating Bill because it fails to address the reasons why the cost of benefits is exceeding the Government's plans; notes that the Resolution Foundation has calculated that 68 per cent of households affected by these measures are in work and that figures from the Institute for Fiscal Studies show that all the measures announced in the Autumn Statement, including those in the Bill, will mean a single - earner family with children on average will be # 534 worse off by 2015; further notes that the Bill does not include anything to remedy the deficiencies in the Government's work programme or the slipped timetable for universal credit; believes that a comprehensive plan to reduce the benefits bill must include measures to create economic growth and help the 129,400 adults over the age of 25 out of work for 24 months or more, but that the Bill does not do so; further believes that the Bill should introduce a compulsory jobs guarantee, which would give long - term unemployed adults a job they would have to take up or lose benefits, funded by limiting tax relief on pension contributions for people earning over # 150,000 to 20 per cent; and further believes that the proposals in the Bill are unfair when the additional rate of income tax is being reduced, which will result in those earning over a million pounds per year receiving an average tax cut of over # 100,000 a year.

Using data collected from adult females in 11 subpopulations of polar bears across the Arctic, Regehr and Laidre's team calculated the generation length for polar bears — the average age of reproducing adult females — to be 11.5 years.

From the number of fairy circles that had died or started to die over the past 2 to 9 years, Tschinkel calculated that the fairy circles had an average age of about 6 decades.

This technique leverages the average of thousands of faces of the same age and gender, then calculates the visual changes between groups as they age to apply those changes to a new person's face.

An algorithm then finds correspondences between the averages from each bracket and calculates the average change in facial shape and appearance between ages.

For those aged 75 and over (118 patients), the average progression - free survival time for those on the combination treatment could not be calculated as the patients» disease had not progressed yet; it was 5.3 months for those on nivolumab alone and four months for those on ipilimumab alone.

Sleep debt is calculated based on the average number of hours of sleep you need each night (based on your age) subtracted from the number of hours you

Sleep debt is calculated based on the average number of hours of sleep you need each night (based on your age) subtracted from the number of hours you actually get.

Have students work in pairs or small groups to collect, calculate, and report on the average age, shoe size, height, family size (and so on!)

The map below shows an average of state - by - state suicide rates for 1994 - 97, calculated per 100,000 youths ages 10 to 19.

Tier 2 offers worse benefits for new teachers: it has a higher minimum service requirement (up from five to 10 years, making it more difficult for new teachers to qualify for a minimum benefit), a higher normal retirement age (meaning teachers have fewer years to collect pension payments over a lifetime), a less generous pension formula (calculating the final average salary from the last eight years of service instead of just four), and a lower COLA.

But academies have «no real voice» to combat their employer contribution rate because it is calculated by their local pension fund authority according to the average age of staff and value of investments across all of its schools, Hamilton said.

Benefits are calculated using age at the time of retirement, years of service, and the average of a teacher's highest three consecutive years» salaries.

(This calculation is based upon comparing students» average learning with age independent of preschool attendance, as calculated in Bartik, Gormley, and Adelstein).

Instead of using a simple lifetime average, Udemy calculates a course's star rating by considering a number of different factors such as the number of ratings, the age of ratings, and the likelihood of fraudulent ratings.

MoneySense calculated that raising kids in Canada, on average, costs upwards of $ 240,000 — more than $ 1,000 a month — until age 18.

Instead of calculating the age of each individual account, FICO averages the age of all your accounts together.

If I became an authorized user on my spouse's Visa card, would they use her start date for calculating my new average age, or would it be as of the date I was added as an authorized user?

You enter your age and sex, select smoker or non-smoker and indicate whether your health is poor, average or excellent, and the tool will calculate your chances of living to specific ages (75, 80, 90, etc.) or for a given number of years (15, 20, 30, etc.).

On this blog we often talk about something called your average age of accounts (AAoA), we've had a few e-mail queries recently about how this is calculate and how it affects your credit score.

Any other questions about average age of accounts or how credit scores are calculated?

-LSB-...] How average age of accounts is calculated and affects your credit score.

Typically, defined - benefit plans calculate your benefits based on factors such as the number of years you've been a member of the pension plan, your average (or perhaps peak) salary, your retirement age, etc..

The Social Security Administration calculates your monthly benefits by using a complicated formula that takes into account your age when you became disabled, how long you worked and your average amount of earnings during your working years.

Drawbacks of More Credit Cards: While it's true that in the long term opening up a new credit card can help you to build credit, in the short term it will decrease your average account age, a factor used when calculating your credit score — with older being better in the eyes of card issuers.

Embark's genetic age feature calculates how old your dog would be if he or she were aging at an average human rate (using humans in the USA as the baseline).

Calculated global average temperature may be slightly higher over the past 100 years (coming out of the Little Ice Age a few hundred years ago), but all other climatic variables have remained basically constant.

As well, since different numbers of trees contribute at different ages, both the raw averages and the standardized averages (by subtracting the number one and then dividing by the standard error) were calculated.

Here is what you need to know about Income Replacement Benefits (IRB's): • IRB's are calculated at 70 % of your average gross income based on your employment history o Your income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the 4 weeks before the accident multiplied by 13 o Self - employed income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the last fiscal year o If you are receiving other income replacement assistance, such as short term or long term disability benefits, those amounts are deductable from the amount of your IRB eligibility • IRB's are capped at $ 400 per week • The first 7 days of your disability are not covered by IRB's • IRB's are payable for a 104 week (2 year) period, but you may be eligible to continue receiving this benefit past the 2 years indefinitely, if after the 2 year mark you are unable to do any occupation for which you are reasonably suited by way of your education, training and experience • The age 65 marks changes in IRB's o If you are already over the age of 65, IRB's are payable up to 208 weeks and gradually reduced over that period o If you reach the age 65 while already receiving benefits, the IRB is converted to a lifetime pension at a reduced rate based on an established formula

In this article, you will learn how insurers calculate the cost of burial insurance, the average cost of a burial policy, and see actual prices for seniors between age 50 - 85.

Individual life insurance, like the kind PolicyGenius sells, groups people of the same age and calculates the risk of death for the average member of that group.

However, auto insurance underwriters calculate premiums based not only the driver's age, but also on the driver's state, the driver's zip code, the driver's marital status, the type of car being driven, the average annual mileage driven, particular state laws, and quite a few other considerations.

A mortality table permits the actuary to calculate, on the average, how long a male or female of a given age may be expected to live.

Furthermore, the amount of your policy is calculated according to the average state of health of people your age and not according to yours.

While this may seem like a risk to the insurance companies, they take into account where you live, your age and income, and other factors which are then compared to actuarial tables used to calculate average life expectancy.

Childhood body mass index (BMI)(calculated as weight in kilograms divided by height in meters squared) was defined as the average of sex - and age - standardized BMIs as calculated from physical measurements taken at ages 5, 7, 9, and 11 years.

In order to provide a more detailed outline of how alters» smoking relates to egos» smoking at specific ages and values of the network variables, interactions based on average marginal effects were calculated and plotted.