Sentences with phrase «calculating current debt»

Yet VA lenders are not unique in this regard, all lenders employ a similar method when calculating current debt with gross monthly income.

You will need to calculate your current debt before you can create a budget that will help you move towards eliminating debt from your life.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

This amount calculates to about $ 340 billion — nothing to sneeze at, but a far cry from the current U.S. debt level.

SunTrust will use your current debt obligations and income to calculate your debt - to - income ratio.

Bond ratings are calculated using many factors including financial stability, current debt and growth potential.

Loan to value ratio of a property is calculated by dividing the debts by its current selling price.

To calculate equity a lender has to subtract debts from the current price of the property.

Debt ratios are used to calculate how much debt a company has at its current financial situatDebt ratios are used to calculate how much debt a company has at its current financial situatdebt a company has at its current financial situation.

Different kinds of debt, such as a mortgage payment, will calculate how much room you have in your current budget to take on new debt and limit the amount of money you can borrow accordingly.

The Net Current Asset Value (NCAV) calculates the value of a firm's cash, inventory, and receivables less all liabilities and preferred stock which is treated as debt.

However, STCG on debt mutual funds sold within 36 months is calculated as per the current tax slab, whereas LTCG on debt mutual funds is taxed at 20 % with indexation benefits.

NCAV is short for Net Current Asset Value and is calculated by subtracting Total Debt from Current Assets and dividing the result by the number of shares outstanding.

Net Current Asset Value (NCAV) is calculated by taking the current assets less long - term and short - term debt less the dollar value of preferred stock outstCurrent Asset Value (NCAV) is calculated by taking the current assets less long - term and short - term debt less the dollar value of preferred stock outstcurrent assets less long - term and short - term debt less the dollar value of preferred stock outstanding.

I don't think the «percent of earnings» is a valid way to calculate life insurance — what about debt and current savings?

The LTV of a home is calculated by dividing the total debts against it by its most current selling price.

When taking out a new loan, you should calculate your business's debt service coverage ratio with all current debt obligations and the new loan before approaching your lender.

Lenders have to calculate a value known as Loan to Value (LTV) ratio, which is equivalent to the value of existing debts on a property divided by the current appraised value.

Where long - term debt is used to calculate debt - equity ratio it is important to include the current portion of the long - term debt appearing in current liabilities (see example).

Home equity lenders have to calculate a metric known as loan to value (LTV) ratio which is equal to the value of total debts divided by its current price estimate.

To make a clear evaluation, they have to calculate the loan to value ratio by dividing total debts by the current selling price.

This is calculated by dividing the total of debts in a property by is the current selling price.

It is calculated by dividing the debts on a home by its current market price.

Your Mortgage Broker will calculate your Debt Servicing Ratios based on your income, down payment and current liabilities along with approximate expenses with the property you plan to purchase ie.

Working capital is calculated as a ratio by taking a business» current assets and subtracting current liabilities or debts.

Shawn Tydlaska, a Certified Financial Planner at Ballast Point Financial Planning who works with clients to help resolve their debts, says that «The first step is writing down all your debts, putting down your current credit limits and interest rate, and then calculating your minimum payments and how much of your credit you're using.»

Debt consolidation calculator: This tool helps borrowers calculate the monthly payment and savings that may be reaped through consolidation by entering their current loan amounts, outstanding debt, and interest rDebt consolidation calculator: This tool helps borrowers calculate the monthly payment and savings that may be reaped through consolidation by entering their current loan amounts, outstanding debt, and interest rdebt, and interest rate.

To calculate your risk, some lenders will use your debt - to - income ratio, taking into account your usual income and current bills; others will require a minimum weekly or monthly income.

Another issue is the TDS accounts for your debt, but fails to calculate saving money for the future, such as your retirement (RRSP, TFSA), your kid's education (RESP), or if you can afford a new heating system if your current system conks out.

This could involve learning more about debt payoff strategies, calculating your net worth to understand your current situation, or building a solid budget that organizes your finances.

The Group had no debt in the current or prior financial year and consequently does not calculate a debt ‑ to ‑ adjusted capital ratio.

To calculate this ratio, add your current monthly debts to the amount of your potential monthly PITI, then divide by your monthly income.

Look at your current expenses — from your day - to - day to past debts you're still paying off — and your anticipated future expenses, like a home, college for your children, and retirement, and use that to calculate how much life insurance you actually need.

A more complex method to calculating life insurance needs for 30 year old females is to consider your current assets, your income, your debt, and your future financial needs.

The factors taken into account when calculating an insurance score and their respective weights are as follows: past credit performance (40 %), current level of debt (30 %), length of credit history (15 %), new credit (10 %), types of credit used (5 %).

If you calculate the current living expenses, it will give you a good starting point, but you will need to figure in any amount needed to pay off any major debts.

CR is calculated by subtracting all operational expenses (excluding financing and capital expenses), plus vacancy and bad debt from the property's total income and dividing the result — called net operating income (NOI)-- by the current value or sale price of a property.

All income on a paystub is considered, taxes paid are part of income, cafeteria plans have nothing to do with food and are part of income, there is a minimum time on a job based upon profession which is required to use as income, social security can be grossed up, unemployment income can not be used, etc... The debt - to - income ratio analysis (see below for sample) by www.screenthetenant.com takes current underwriting guidelines into consideration and combines it with theprojected housing payment then calculates if for a future date such as 18 months from now.