Sentences with phrase «calculating risk based»

Unfortunately, your current income doesn't hold too much bargaining power with their decision, because they have to assume you will make minimum payments through the life of the loan, and they're calculating the risk based on your ability to repay the loan throughout its life.

It's merely calculating risk based on wealth and biological traits that indicate physical health and successful breeding potential.

It's also a reasonable strategy to take calculated risks based on non-financial metrics.

Companies calculate risk based on a policyholder, the number of claims and their severity — how those came to be to is not relevant in their eyes.

But if authorities behave in a way that appears untrustworthy, people will be forced to calculate risk based on the little information they trust.

The Framingham score, she notes, determines how likely a person is to suffer fatal or nonfatal coronary heart disease within 10 years and calculates risk based on a summary score of such factors as age, sex, cholesterol levels, blood pressure, diabetes and smoking.

Companies calculate risk based on a policyholder, the number of claims and their severity — how those came to be to is not relevant in their eyes.

Once again, you are borrowing against your future earnings, so lenders calculate risk based on school completion (freshman are the most likely to drop out, followed by sophomores, etc.).

So, as you can see, when trading a highly leverage instrument like Forex, we do not need to keep all our trading money in our account, so it makes no sense to calculate our risk based off our «account size».

Companies calculate risk based on a policyholder, the number of claims and their severity — how those came to be to is not relevant in their eyes.

Not exact matches

The site calculates the risk of each invoice and assigns a fee for each based on the risk and probability of repayment.

For each fund with at least a three - year history, Morningstar calculates a Morningstar Ratingä based on a Morningstar Risk - Adjusted Return measure that accounts for variation in a fund's monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance.

To measure the effectiveness of each predictor, they each quarter rank stocks into fifths (quintiles) based on the predictor and then calculate the difference in average gross excess (relative to the risk - free rate) returns of extreme quintiles.

For risk management, they forecast next - month momentum strategy volatility based on past strategy volatility calculated based on daily returns over the past one, three or six months.

Moving to a risk - based approach in calculating solvency capital requirements (SCR) will require reassessment of Read more -LSB-...]

For each U.S. - domiciled fund with at least a 3 - year history, Morningstar calculates a Morningstar Rating ™ based on a Morningstar Risk - Adjusted Return measure that accounts for variations in a fund's monthly performance (including loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance.

It is calculated based on a Morningstar Risk - Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance.

The Lipper Fund Awards are based on the Lipper Ratings for Consistent Return, which is a risk - adjusted performance measure calculated over 36, 60 and 120 month periods.

Our WACC is based on standard formulas for calculating the cost of debt (risk - free rate plus a spread based on credit rating) and equity (CAPM).

The NPSC score is calculated with the use of the NPSC algorithm by allocating the following points: baseline points for amounts of risk - associated nutrients in a food (energy, saturated fat, total sugars, and sodium); points that are based on the contents of fruit, vegetables, nuts, and legumes; points that are allocated to a food on the basis of its protein content; and, in the case of category 2 or 3 foods, points that are allocated to a food on the basis of its fiber content.

She knew this about me, about my admission to medical school and dropping out, and on the basis of the internal factors which drove me, in the past, to get into medical school, so calculated that I was not much of a risk at all even though I was broke and continued to be so for the first three years of our marriage.

To assess the robustness of the results of our regression analysis, we performed covariate adjustment with derived propensity scores to calculate the absolute risk difference (details are provided in the Supplementary Appendix, available with the full text of this article at NEJM.org).14, 15 To calculate the adjusted absolute risk difference, we used predictive margins and G - computation (i.e., regression - model — based outcome prediction in both exposure settings: planned in - hospital and planned out - of - hospital birth).16, 17 Finally, we conducted post hoc analyses to assess associations between planned out - of - hospital birth and outcomes (cesarean delivery and a composite of perinatal morbidity and mortality), which were stratified according to parity, maternal age, maternal education, and risk level.

As parents, we often make purchasing decisions based on calculated risks.

At present, life insurance is calculated on a «pool» basis: as no one knows who is most at risk of early death, individuals pay for each other's risks.

The research team calculated the risks for both conditions based on latest information from the current Zika outbreaks in Brazil and Colombia.

The researchers calculated how much viable habitat remains for each of the species, then reran IUCN's risk assessment algorithms based on these new habitat estimates.

The new system calculates a risk score based on multiple genetic differences, or polygenic risk scores, to predict significantly more cases of early - onset heart disease than standard tests for single genetic disorders.

Finally, the scores calculated for heart disease risk were based on assumptions that were not verifiable.

They calculate the risk that certain events will occur in the future, based on the number and frequency of similar events in the past.

Loosely based on a line used by General George S. Patton: «Take calculated risks.

Current formula: Under MAEP, the base student cost is calculated based on spending in districts with an average performance and 5 % is added for «at - risk» students.

In the end, Maui's small schools took chances, based on calculated risks, and defied the odds.

This is a calculated risk, one based on all my experiments so far.

They avoid having to calculate how much of your investment loan is still deductible and they allow us to choose investments only based on the best risk / return and tax - efficientcy.

The risk parity allocation uses the trailing 20 - day volatility of the adjusted closing prices of each ETF to calculate a risk - based allocation.

The risk and reward calculator will help you to calculate the position's best targets and their respective reward - to - risk ratios based on the Fibonacci retracements from the local peak and bottom.

However, annualized risk, as measured by standard deviation calculated based on monthly total return for the same period stood at 15.25 %.

Star ratings are calculated based on a Morningstar Risk - Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance.

Highly rated funds are defined as those funds that have a 4 - or 5 - star Morningstar rating.For each fund with at least a three - year history, Morningstar calculates a Morningstar Rating ™ based on a Morningstar Risk - Adjusted Return measure that accounts for variation in a fund's monthly performance (including the effects of sales charges, loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance.

If the creditors agree to give you a loan, its cost will be calculated based on your credit scores or credit risks.

Now, the hard part in all of this is having the mental state of mind to manage capital properly on a per - trade basis, one must consider dollars risked on the trade and also the leverage used, one must also calculate if this risk is justified but not get too emotional about it.

Life insurance premiums are calculated based on risk factors.

However, when the Trade Risk is calculated for SPA3 it is even more specific as a smoothed curve has been created for calculating the Trade Risk for all volatility readings correct to 3 decimal points, rather than using a «stepped» calculation based on grouped categories.

As part of this daily process, IB will calculate an Exposure Fee to be charged to high - risk accounts based on the potential exposure the account represents to IB in the event of a major loss.

In fact every time I calculate my position size, I always do it based on the amount of money I'm willing to risk on the trade, not simply a fixed percentage of my account balance.

Life insurance premiums are calculated based on different risk factors a person is exposed to.

Term and credit risk based 2 - factor model where the term risk premium is calculated as the difference between long - term treasuries and treasury bills and the credit risk premium is calculated as the difference between long - term corporates and long - term treasuries.

The model calculates the realized portfolio volatility (annualized daily volatility) based on daily total returns, and then either increases or decreases the equity exposure of the portfolio to maintain the target risk level.

The asset allocation backtesting tool calculates portfolio returns (end balance, CAGR, IRR), risk characteristics (standard deviation, Sharpe ratio, Sortino ratio, maximum drawdown), and rolling returns based on monthly data.

Term and credit risk based 2 - factor model where the term risk premium is calculated as the difference between long - term treasuries and treasury bills and the credit risk premium is calculated from the long - term corporates and long - term treasuries while accounting for the differences in the interest rate sensitivities of long - term treasuries and corporate bonds (refer to the Hallerbach and Houweling, and Asvanunt and Richardson papers listed below).