Sentences with phrase «calculating your risk rating»

Some insurers don't consider your skill level or certifications in calculating your risk rating.

Calculating your risk rating for each identified threat will help you determine which areas you need to focus on first.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Poloz said the hurdle rate generally is calculated by adding the risk - free interest rate, expected inflation, and a risk premium.

Generally, you calculate the hurdle rate by adding together the risk - free interest rate, a measure of inflation expectations over the life of the project and a premium to compensate for the investment's risk.

In their April 2018 paper entitled «Market Risk Premium and Risk - free Rate Used for 59 Countries in 2018: A Survey», Pablo Fernandez, Vitaly Pershin and Isabel Acin summarize results of a March 2018 email survey of international finance / economic professors, analysts and company managers «about the Risk Free Rate and the Market Risk Premium (MRP) used to calculate the required return to equity in different countries.»

To measure the effectiveness of each predictor, they each quarter rank stocks into fifths (quintiles) based on the predictor and then calculate the difference in average gross excess (relative to the risk - free rate) returns of extreme quintiles.

For each U.S. - domiciled fund with at least a 3 - year history, Morningstar calculates a Morningstar Rating ™ based on a Morningstar Risk - Adjusted Return measure that accounts for variations in a fund's monthly performance (including loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance.

The Sharpe ratio is calculated by subtracting the risk - free rate - such as that of the 3 - month U.S. Treasury Bill - from the rate of return for a portfolio and dividing the result by the standard deviation of the portfolio returns.

The Lipper Fund Awards are based on the Lipper Ratings for Consistent Return, which is a risk - adjusted performance measure calculated over 36, 60 and 120 month periods.

There is no unique way of calculating a real interest rate because different borrowers pay different real costs of borrowing, depending on the term and degree of risk of the loan.

Our WACC is based on standard formulas for calculating the cost of debt (risk - free rate plus a spread based on credit rating) and equity (CAPM).

Assuming that investors did not hedge their exchange rate risk, the Australian dollar value of their US investments can be calculated by converting the US accumulation index into Australian dollars at the prevailing exchange rate.

Using daily S&P 500 Total Return Index returns, Barclays US Aggregate Bond Index returns and closing bid / ask quotes for S&P 500 Index options equity options (with returns calculated in excess of the risk - free rate) during 1996 through 2015, they find that:

Its all calculated risk, But Im glad we scout 1000 players each year, I would like to see our success rate improve though.

By excluding these women, who are no longer at risk of developing this cancer, from their analysis, the researchers calculated a rate of 18.6 cases of cervical cancer per 100,000 women.

The risk of a collision can not be calculated precisely, says Patrick Tejedor of Aerospatiale, but KEO won't survive the next century, let alone the next 50 millennia, if we continue to pollute space at the present rate.

Risk - adjusted mortality rates were calculated with additional adjustment for physician characteristics and with hospital fixed effects (model 3).

With these free fitness calculators, you can measure your heartrate, find your heartrate zone, know if your blood pressure is high or low, discover if you are at risk for disease, calculate you % of body fat from calipers, find an approximate 1 rep maximum weight for you, and get your basal metabolic rate (BMR) to know the amount of calories you should consume each day.

I calculate three rates, which I call the Calculated Rate, the High Risk Rate and the Safe Withdrawal Rate.

Safe, Calculated and High Risk Rates with 50 % stocks Year Safe Calculated High Risk 1995 3.60 4.61 5.62 1996 3.24 4.25 5.26 < 1997 3.04 4.05 5.06 1998 2.84 3.85 4.86 1999 2.61 3.62 4.63 2000 2.54 3.55 4.56 2001 2.71 3.72 4.73 2002 2.95 3.96 4.97 2003 3.37 4.38 5.39 Nov03 3.17 4.18 5.19 Today 3.06 4.07 5.08 Safe, Calculated and High Risk Rates with 80 % stocks Year Safe Calculated High Risk 1995 3.37 4.95 6.53 1996 2.76 4.34 5.92 1997 2.42 4.00 5.58 1998 2.10 3.68 5.26 1999 1.71 3.29 4.87 2000 1.59 3.17 4.75 2001 1.87 3.45 5.03 2002 2.27 3.85 5.43 2003 2.98 4.56 6.14 Nov03 2.64 4.22 5.80 Today 2.46 4.04 5.62

Here is a link to their discussion: How To Calculate Risk - Adjusted Rate of Return.

Finally, the risk - free rate of return is usually calculated using U.S. government bonds, since they have a negligible chance of default.

Guaranteed Rate doesn't shy away from calculated risk.

To calculate the stock's expected return according to the CAPM, you just multiply beta by the market's risk premium (1.5 x 4 % = 6 %), then add the risk - free rate of return (1 %) for a total of 7 %.

The equation for calculating annual withdrawals under this strategy is as follows, where r is a risk - free interest rate on the investments and year t is the remaining life expectancy:

Reinvestment risk is more likely when interest rates are declining and affects the yield to maturity of a bond, which is calculated on the premise that all future coupon payments will be reinvested at the interest rate in effect when the bond was first purchased.

Here are the Safe, Calculated and High Risk Rates of the last decade with Switching with 2 % TIPS.

This is calculated by taking a risk measure (beta) that compares the returns of the asset to the market over a period of time and to the market premium (Rm - rf): the return of the market in excess of the risk - free rate.

Here are the Safe, Calculated and High Risk Rates of the last decade with HSWR80T2.

Year, Safe Withdrawal Rate, Calculated Rate, High Risk Rate 1995 4.9 5.59 6.9 1996 4.6 5.30 6.6 1997 4.4 5.13 6.4 1998 4.3 4.97 6.3 1999 4.1 4.78 6.1 2000 4.0 4.72 6.0 2001 4.2 4.86 6.2 2002 4.4 5.05 6.4 2003 4.7 5.40 6.7 2004 4.5 5.16 6.5 Today 4.4 5.12 6.4 Comparisons with HSWR50T2 and HSWR80T2 I was able to locate data for portfolios HSWR50T2 and HSWR80T2.

1995 20.22 1996 24.76 1997 28.33 1998 32.86 1999 40.58 2000 43.77 2001 36.98 2002 30.28 2003 22.89 2004 27.65 Here are the Safe, Calculated and High Risk Rates of the last decade for SwAT2: Year, Safe Withdrawal Rate, Calculated Rate, High Risk Rate 1995....

Bond rating services such as Standard & Poor's, Moody's and Fitch, calculate the risk inherent in each bond issue - the chances of a default or failure to pay - and assign a series of letters to each issue signifying its risk factor.

The required rate of return for an individual asset can be calculated by multiplying the asset's beta coefficient by the market coefficient, then adding back the risk - free rate.

The market risk premium can be calculated by subtracting the risk - free rate from the expected equity market return, providing a quantitative measure of the extra return demanded by market participants for increased risk.

Its Safe, Calculated and High Risk Withdrawal Rates are 3.72 %, 4.53 % and 5.16 %.

What this shows is that a riskier investment should earn a premium over the risk - free rate — the amount over the risk - free rate is calculated by the equity market premium multiplied by its beta.

Old Calculations Here are the Safe, Calculated and High Risk Rates of the last decade with Switching with 2 % TIPS.

Traditionally, SR is calculated using a risk - free rate; in the above table, TB stands for the 4 - week Treasury Bill, the interest rate of which is appropriate because monthly returns of ETFs are used.

Year, Safe Withdrawal Rate, Calculated Rate, High Risk Rate 1995....

Star ratings are calculated based on a Morningstar Risk - Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance.

Highly rated funds are defined as those funds that have a 4 - or 5 - star Morningstar rating.For each fund with at least a three - year history, Morningstar calculates a Morningstar Rating ™ based on a Morningstar Risk - Adjusted Return measure that accounts for variation in a fund's monthly performance (including the effects of sales charges, loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance.

Using the data from your credit report, a number is calculated that lenders use as an indicator of risk and to determine your interest rate.

Risk is one of the most important factors insurance companies consider when calculating insurance premium rates.

Returns of 1 % or less are not impossible for bond investors and with both low interest rates and market fundamentals suggesting stocks will produce below - average returns, taking calculated risks now may be more important than ever.

The Sharpe ratio is calculated as: (Return − Risk - free rate) / Standard deviation.

It's called It Is Critical to Distinguish Returns - Sequence Risk from Valuations Risk When Calculating Safe Withdrawal Rates.

Duration is the fourth characteristic — it's the calculated value that helps you assess interest rate risk.

Actuary: An individual employed by an insurance company to calculate premium rates, reserves, dividends and other important figures using risk factors obtained from experience tables.

It is calculated as the sum of risk - free interest rate that you could have gotten on your money if you had received it today (which is usually taken as the interest rate on essentially risk - free government Treasury bills) and a risk premium for the uncertainty that the promise will actually be fulfilled and you will get the expected amount after the time period.