The key percentage is
called the credit utilization ratio: how much debt you have compared to how much available credit.
Add to that, the more you keep on your balance compared to your available credit, the worse it is for your credit score, due to what is
called the credit utilization ratio.
The amount of available credit in relation to the amount of credit used is
called the credit utilization ratio.
The difference between these two figures is
called credit utilization ratio.
This factor is
called the credit utilization ratio.
This is
called the credit utilization ratio.
Credit bureaus look at what's
called your credit utilization ratio — the ratio of your credit card balance to credit limit — to determine how responsible you are with money.
One of the main factors used to determine your credit score is
called your credit utilization ratio, which compares your total credit limit among your cards with how much you owe in total.
However, these same credit scoring models are also designed to focus heavily on what's
called your credit utilization ratio.
But doing this can hurt your credit score because of something
called your credit utilization ratio.
In some cases, an early payoff can hurt rather help your credit rating because it affects your balance - to - limit ratio, also
called a credit utilization ratio.
This is because of something
called your credit utilization ratio, or the amount of your debt on one card compared to that card's spending limit.
Not exact matches
A key element is the portion of your available
credit that you've used,
called your «
credit utilization ratio.»
The second most important aspect of your
credit score is the debt - to - balance
ratio,
called your
utilization ratio.
However, your FICO score takes into consideration something
called a «
credit utilization ratio».
If you're committed to keeping your
credit utilization ratio low,
call your
credit card helpline, ask when your
credit activity is reported, and make sure to pay your balance before that date.
In the classic FICO score, the amount of available
credit you're using —
called a «
credit utilization ratio» — constitutes thirty percent of your score, making it the second largest consideration in assessing your
credit worthiness.
If you're committed to keeping your
credit utilization ratio low,
call your
credit card helpline, ask when your
credit activity is reported, and make sure to pay your balance before that date.