Sentences with phrase «called debt relief companies»

There are some many debt consolidation companies (also called debt relief companies) that collect debts for third parties.

The FTC recently announced actions against a handful of these so - called debt relief companies that promise to lower the student loan debt, charge an upfront fee, and do nothing in return.

But, if the consumer calls the debt relief company in response to an internet ad, then the rules do apply.

Not exact matches

Creditors and collection agencies may refuse to lower the payment amount, interest rate or fees owed by the consumer and make collection calls or file lawsuits against the consumers represented by the debt relief companies.

If some fast - talking sales representative calls you from ABC debt relief company that just opened up two days ago and has three employees — turn the steering wheel fast!

Recently amended federal laws for certain debt relief companies do not allow for - profit debt negotiators who make telemarketing calls to ask you to pay upfront for their services.

Beware of calls from debt relief companies that you did not initiate.

Usually, the so - called student loan debt relief companies offering these types of services don't offer any relief at all.

I was using a company called National Debt Relief prior to finding Golden Financial Services.

My brother in law used a company called Freedom Debt Relief.

After calling Golden Financial Services — You get to learn about all of your state's legal debt relief solutions (PROS and CONS of each option)-- and not just one program because it's all we offer like how most debt relief companies operate.

Creditors / collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.

One of the biggest signs that you have been dealing with the wrong debt relief company is that the company representatives stop returning your calls or it is very difficult to get into contact with an individual that can answer questions about what the company is doing on your behalf.

Non-profit credit counselling organizations offer an interest relief program called a Debt Management Program and bankruptcy trustee companies offer a repayment plan called a Consumer Proposal.

The Department of Education will not contact you via telephone or email about your student loans, and they will not send a private company to call or email you about debt relief and loan forgiveness.

«Federal prosecutors have been very aggressive in going after so - called student debt relief companies in recent years,» Michelle Corey, president and CEO of the Better Business Bureau in St. Louis, said in the release.

Golden Financial Services is one of the best Illinois debt relief companies — Great Reviews on Yelp & A+BBB Rated — CALL 1-866-376-9846 TO SPEAK WITH A SPECIALIST

Consumers who have been victimized by these companies or other debt relief programs are encouraged to file a complaint with the Attorney General by calling 1 -866-NO-SCAM or by filing a complaint online at http://www.myfloridalegal.com.

Credit Card Debt Relief Company Reviews just came out for 2014 on the site called «Financial Product Reviews».

I contacted a company called Freedom Debt Relief.

Before you sign up for a credit card debt relief program, simply call your credit card companies.

The States agree that the TSR should be amended so that its protections will apply to both outbound telemarketing calls by debt relief companies and inbound debt relief calls in response to direct mail or general media advertisements.

Section 310 (a)(1)(viii), as amended, will ensure that before consumers sign any contracts with or make any payments to a debt relief company, they will be informed of pertinent material facts including, among other things: (i) how long it will take to settle each debt; (ii) the cost to settle each debt; (iii) that the service will not stop harassing creditor calls or other collection efforts; (iv) that results are not guaranteed, and (v) that the settlement program may adversely impact the consumer's credit rating.

Personally I like that definition since it gives consumer advocates a wide latitude to call many acts and practices of debt relief companies, deceptive.

Professional Experience ABC Debt Relief (City, ST) 12/2006 — 11/2011 Client Service Manager • Responsible for overseeing daily operations of a 35 Account Manager call center ensuring effective operations • Recruit and train new sales and customer service employees in industry best practices and company policies • Strictly enforce compliance with all applicable laws, industry regulations, and corporate protocols • Provide exceptional customer service and professional guidance in the area of debt management, credit, and bankruptcy • Maintain detailed monthly reports for management concerning budgets, monthly projections, and quarterly goals • Responsible for performance appraisals, deficiency warnings, and conflict resolution for employees • Review and manage all BBB and Attorney General complaints determining appropriate next steps • Monitor department productivity with inbound and outbound calls providing feedback to team leads and supervisors • Author and lead presentations at meetings for clients, employees, and senior management • Train team leads and supervisors in laws governing credit reporting and debt settlement such as (FDCPA) Fair Debt Collections Practices Act and the (FCRA) Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with Debt Tracker and the Debt Manager and negotiate with creditors to reduce clDebt Relief (City, ST) 12/2006 — 11/2011 Client Service Manager • Responsible for overseeing daily operations of a 35 Account Manager call center ensuring effective operations • Recruit and train new sales and customer service employees in industry best practices and company policies • Strictly enforce compliance with all applicable laws, industry regulations, and corporate protocols • Provide exceptional customer service and professional guidance in the area of debt management, credit, and bankruptcy • Maintain detailed monthly reports for management concerning budgets, monthly projections, and quarterly goals • Responsible for performance appraisals, deficiency warnings, and conflict resolution for employees • Review and manage all BBB and Attorney General complaints determining appropriate next steps • Monitor department productivity with inbound and outbound calls providing feedback to team leads and supervisors • Author and lead presentations at meetings for clients, employees, and senior management • Train team leads and supervisors in laws governing credit reporting and debt settlement such as (FDCPA) Fair Debt Collections Practices Act and the (FCRA) Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with Debt Tracker and the Debt Manager and negotiate with creditors to reduce cldebt management, credit, and bankruptcy • Maintain detailed monthly reports for management concerning budgets, monthly projections, and quarterly goals • Responsible for performance appraisals, deficiency warnings, and conflict resolution for employees • Review and manage all BBB and Attorney General complaints determining appropriate next steps • Monitor department productivity with inbound and outbound calls providing feedback to team leads and supervisors • Author and lead presentations at meetings for clients, employees, and senior management • Train team leads and supervisors in laws governing credit reporting and debt settlement such as (FDCPA) Fair Debt Collections Practices Act and the (FCRA) Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with Debt Tracker and the Debt Manager and negotiate with creditors to reduce cldebt settlement such as (FDCPA) Fair Debt Collections Practices Act and the (FCRA) Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with Debt Tracker and the Debt Manager and negotiate with creditors to reduce clDebt Collections Practices Act and the (FCRA) Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with Debt Tracker and the Debt Manager and negotiate with creditors to reduce clDebt Tracker and the Debt Manager and negotiate with creditors to reduce clDebt Manager and negotiate with creditors to reduce client