Sentences with phrase «called debtor»

In the Chapter 13 bankruptcy context, a Proof of Claim is a form used by creditors to notify the bankruptcy court that the person who filed for bankruptcy, called the debtor, owes the creditor money.
Also, a second course called debtor education course must be taken after the bankruptcy is filed to obtain a discharge Order.
After making a film called The Debtors, starring himself and directed by his rather talent - deprived wife Evi, Quaid went broke.
In Aramaic, sins are regularly called debts and sinners are called debtors.
Calling the debtor before 8 am and after 9 pm is precluded.
These agencies also carry out multiple strategies such as calling the debtor's personal phone and work phone, and even showing up on the individual's front door front every now and again, in a bid to get the debtor to pay his or her balance.
They would call the debtors at home or on their work, or when matters come worse, they even call their relatives or friends to as for the «payment» of their loan.
And when the company calls debtors, it holds itself out as an agent of the prosecutor's office.

Not exact matches

After listing superstar entrepreneurs who dropped out of college — Bill Gates, Larry Ellison, Steve Jobs, Michael Dell — he calls post-secondary education a «cruel, expensive joke» that «happily churns out unemployed debtors of dubious value.»
Remington's plan calls for it to receive $ 145 million in bankruptcy «debtor - in - possession» financing as it winds its way through the Chapter 11 process.
Albany Ladder pursues debtors with a program of phone calls, notes, letters, negotiations, and, if necessary, legal maneuvers.
Transcript Debtors Prisons 2018 THE HUDSON REPORT: Modern - day debtors» prisons and debt in antiquity POSTED ON MARCH 19, 2018 We're excited to announce our new weekly series called The Hudson Report with the legendary economist Michael Debtors Prisons 2018 THE HUDSON REPORT: Modern - day debtors» prisons and debt in antiquity POSTED ON MARCH 19, 2018 We're excited to announce our new weekly series called The Hudson Report with the legendary economist Michael debtors» prisons and debt in antiquity POSTED ON MARCH 19, 2018 We're excited to announce our new weekly series called The Hudson Report with the legendary economist Michael Hudson.
From New York City's bankruptcy to Puerto Rico's insolvency and Third World debtors subjected to IMF «austerity programs,» national bankruptcies shift control to centralized financial planners in what Naomi Klein has called Crisis Capitalism.
Nebuchadnezzar's sins, conceived of as debts, have risen to such a level that his creditor, God, is about to demand repayment in the form of punishment: He is calling in the bond he holds over this unfortunate debtor.
These policies, often imposed by the IMF and the WB on debtor countries, and together called Structural Adjustment Programmes (SAP) and include
Jesus calls on us to pray, «Forgive us our debts, as we forgive our debtors
It requires a debtor to give up property which exceeds certain limits called «exemptions,» so the property can be sold to pay creditors.
There's also an unofficial fourth option called «Retain and Pay,» where the debtor proposes to retain the collateral and continue making payments.
While the Fair Debt Collection Practices Act of 1977 prevents debt collectors from harassing the debtor with excessive telephone calls, calling in the middle of the night or threatening the debtor, these phone calls typically do not stop until some resolution is made on the debt.
Still, given that these folks aren't even the debtors, the number of phone calls many people received is troubling.
Many bonds have call provisions which allow the debtors to pay them back before maturity.
They must limit collection calls to reasonable hours and must not intentionally harass debtors.
Statistics suggest that when a debtor calls a creditor to negotiate a settlement, he or she still ends up paying about 75 per cent of every dollar owed.
Our Joe Debtor, we call Joe Debtor, this is the average person that we deal with, our typical client, that's just the name we made up for him, he's got money problems and he's got these problems even before he gets into debt.
Their illegal tactics can include frequent, harassing telephone calls to your home or employer; threats of visits to your home; and even threats of jail time even though the U.S. does not have a debtor's prison.
That is called an adversary proceeding, and often is based on a claim of fraudulent behavior by the debtor, such as lying on a credit card application.
Although only 17 % of all insolvent debtors in our 2017 study were homeowners, roughly 30 % of people who call into our offices are homeowners looking for help dealing with their debt.
Every two years Hoyes, Michalos & Associates prepares a study on insolvent Ontarians called Joe Debtor.
Often, creditors will persistently call the home of a particular debtor with demeaning and abusive behavior.
Debtors benefit because they get a break from the 10 - 20 collection calls per day.
They called and negotiated the interest rate and how much the debtor would take, the lowest they would take on a monthly basis to make sure it would fit my needs.
However, some companies have switched their business model, selling consumer proposals (even if they don't call them that) and charging the debtor a fee for advice then sending them to a licensed insolvency trustee any.
If the available exemption laws are insufficient to «cover» all of a debtor's assets, the trustee will come calling.
As a result, debtors are relieved from foreclosures, garnishments, and collection calls from creditors.
The debtor / client doesn't like THIS turn of events - and without warning, after receiving too many demanding calls - abruptly quits the program.
In the wake of more debtors struggling with their dues, creditors seem to have stepped up their money - realization techniques by making embarrassing calls at work, divulging your debt details to your neighbors, resorting to abuses, and lying about their status (debt collectors often claim that they are employed by credit bureau).
In all of our offices throughout Ontario we encounter debtors who owe tax money to the Canada Revenue Agency («CRA»), formerly called Revenue Canada.
There is an aspect of the bankruptcy law called the Means Test, which dictates the chapter of bankruptcy the debtor files.
Such collectors may not, for example, contact debtors at odd hours, subject them to repeated telephone calls, threaten legal action that is not actually contemplated, or reveal to other persons the existence of debts.
Even earlier in February, an unethical student loan company was making phone calls to borrowers in West Michigan and charging the student debtors an upfront fee to negotiate their student debt on their behalf.
This is called a «debtor contribution order» (DCO).
After an initial conversation with you, most provinces forbid debt collectors from contacting debtors more than this — and phone calls, emails, even voice mails all count.
Also, financial repression has been called a «stealth tax» that «rewards debtors and punishes savers — especially retirees» because their investments will no longer generate the expected return, which is income for retirees.
Based on our 2017 Joe Debtor study, we found that 30 % of people calling our offices for help with their debts were homeowners.
It is common for some debt collectors to initiate a barrage of phone calls to the debtors, calling back to back for days at a time for months or years.
What they now offer is so called consumer debtor protection services, debt assistance or consumer proposal referral programs.
Other cases, such as In re Hornsby out of the United States 6th Circuit Court of Appeals, have reversed findings of undue hardship, and instead called for partial discharge of student loan debt, where the debtor's monthly disposable income was less than $ 200 after expenses.
The student loan lender, a company called Educational Credit Management Corporation (ECMC), argued that the debtor's attempts to discharge his student loan debts were premature because he had not yet exhausted his administrative remedies.
In Indiana, bankruptcy provides offers debtors a fresh start because bankruptcy protects consumers against lawsuit from creditors because filing your bankruptcy petition results in an automatic court order called an «automatic stay.»
The discharge is a permanent order prohibiting the creditors of the debtor from taking any form of collection action on discharged debts, including legal action and communications with the debtor, such as telephone calls, letters, and personal contacts.
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