Sentences with phrase «called permanent policies»

So - called permanent policies are structured in a number of different ways.

Term life, unlike whole life and other so - called permanent policies, features no cash component and usually expires after a set amount of years.

Not exact matches

Permanent life insurance policies, often called «whole life» insurance policies as a general term, are life insurance plans that are structured to last for a person's entire life.

As well as their focus on the constitution with the promise of a bill of rights, their manifesto, Change the Face of Britain, called for permanent prices and incomes policies, better pensions and a minimum earnings level.

Permanent life insurance, also called whole or ordinary life, is the most common type of permanenPermanent life insurance, also called whole or ordinary life, is the most common type of permanentpermanent policy.

If you are considering permanent life insurance but have some questions or you need some additional guidance on which company and policy are the right fit for you, please give us a call today for a free strategy session.

Aside from permanent life insurance policies such as whole life, the other main category of life insurance is called term life insurance.

Term life insurance is the most affordable life insurance type — an insurance rate you pay is often 2 - 3 times lower than premiums you'd pay for a permanent life insurance policy with a similar coverage (also called whole life insurance).

Variable Life: This is called a variable plan because there are two separate accounts created, one being the permanent policy and the other being the investment fund, which is invested in bond funds, equity funds or money market funds, as per the company's investment portfolio.

Also called permanent life insurance, the policy has a cash value and could qualify for annual dividends that increase the cash value and death benefit.

The other shared component of all permanent life insurance policies is called the cash value.

This feature is so popular that you will often hear these policies called cash value life insurance instead of permanent life insurance, whole life, or indexed universal life.

Permanent life insurance (also called whole life) offers lifetime protection and a guaranteed death benefit as long as you keep the policy in force by paying the premiums.

A website run by the neocon thinktank the Center for Security Policy (members include Frank Gaffney, Richard Perle and Doug Feith) has published (then removed) a piece calling for Bush to use his military powers to «the first permanent president of America» and «ruler of the world».

Submission discusses origins of these policies, calls for a cost analysis and independent legal opinion, and details concerns with the policies (pre-existing conditions, aggravation basis, recurrences, permanent impairment, work disruptions)

If you need protection for a longer period of time, you'll also want to call us about the cost of whole life insurance, or another type of permanent policy, such as universal life insurance.

Unlike term life insurance policies, which do not build a cash value and always have a level death benefit, permanent life insurance policies allow the owner to select a level or increasing death benefit (sometimes called option 1 or option 2).

Whole life insurance is also called permanent insurance, and does not expire the way a term policy does.

The savings component of a permanent life insurance policy, called cash value, grows tax - deferred.

For: The savings component of a permanent life insurance policy, called cash value, grows tax - deferred.

When a customer balks at a quote for cash - value life, agents will use a technique called blending to substitute (or blend in) convertible term life for a portion of the permanent life policy.

Not many carriers have an annual term, called the BrightLife ® TermOne ®, and most do have a 30 year term, so, in this regard, AXA clearly has a focus on owning term for less time, and owning a permanent policy eventually.

Such life insurance policies are called permanent life insurance policies, of which the most common is whole life insurance, and they have a cash - value component that grows the longer you hold the policy.

The other shared component of all permanent life insurance policies is called the cash value.

Aside from permanent life insurance policies such as whole life, the other main category of life insurance is called term life insurance.

Permanent life insurance policies are hybrid products that combine insurance with some type of savings or investment component, called the «cash value.»

Variable life insurance is similar to whole life insurance — a simpler form of permanent life insurance — in that it pays a tax - free sum to your beneficiaries if you die, and in that it contains a long - term savings component called the «cash value» of the policy.

Also called permanent life insurance, the policy has a cash value and could qualify for annual dividends that increase the cash value and death benefit.

, which pays out only if you die during the policy term, permanent life insurance policies — sometimes called

Accidental Death Insurance vs Life Insurance There is a huge difference between owning an accidental death policy (also called accidental death and dismemberment policy if the policy includes living benefits) and having a standard «life insurance policy» such as term or permanent life insurance.

There are much more affordable alternatives in the form of Guaranteed Universal Life Insurance policies, often called «Permanent Term.»

A permanent life insurance policy lasts forever — hence calling it «permanent.»

Cash value, or permanent, life insurance builds a cash reserve, called a cash value, that is associated with the policy's death benefit.

Before you will be issued a permanent life insurance policy you will probably be required to take a health exam, sometimes called a screening.

Cash values, more properly called cash surrender values (CSV), are features of permanent life insurance products that include whole life, universal life, variable life and universal - variable life policies.

The other type of life insurance policy is called «Permanent» life insurance.

This feature is sometimes called «accelerated death benefits» and is available on most permanent life insurance policies such as whole life insurance.

Your particular situation may call for converting your term policy to permanent life insurance.

Permanent life insurance policies, often called «whole life» insurance policies as a general term, are life insurance plans that are structured to last for a person's entire life.

Universal life, sometimes referred to as «UL,» is a life insurance policy that combined elements of term insurance with elements of permanent (sometimes called «whole life») insurance.

Whatever it's called, burial insurance is, in fact, a kind of life insurance policies, and certainly will be a phrase or permanent life policy.

A coverage characteristic of whole life policies, sometimes called permanent life insurance, is the accumulation of cash value besides providing a death benefit.

Regardless of age, health, and occupation, you can also convert this term life policy into a permanent life insurance policy with a simple phone call at any time.

While it would be nice to be able to find the average term life insurance rates or permanent policy rates just by visiting a website or making a phone call, unfortunately, it's just not that easy.

This policy is called guaranteed universal life or also known as no lapse universal life, this is actually the most popular permanent life insurance policy at our agency that individuals purchase when they're looking for a lifetime protection.

You can pay more to add special features, called riders, to a term life or permanent life insurance policy.

A permanent policy also builds a cash reserve, called a cash value.

Permanent life insurance: These policies offer both insurance and an investment component, generally called «cash value.»

Universal life insurance on the other hand (often called a UL policy for short) is a type of permanent insurance that provides lifelong protection with an ability to accumulate a cash value on a tax - deferred basis.

This feature is so popular that you will often hear these policies called cash value life insurance instead of permanent life insurance, whole life, or indexed universal life.