Sentences with phrase «called rating factors»

These are all called rating factors, and they are how insurance carriers assign you a premium.

Not exact matches

These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.
Factored into King Arthur's weak rating are a long list of scathing critic reviews calling the movie «disposable,» «wearying,» and «a brutal, bleedin» mess.»
Conversion rates — the rate at which keywords leading to your site result in sales, signups, or whatever your call to action points to — are another important factor in whether your keyword rankings are worth it.
In this month's Global Economic Perspective, Franklin Templeton Fixed Income Group weighs in on the factors spurring the US Fed's decision to raise rates, why the ECB's Draghi is likely to resist calls to adopt a more hawkish line, and why the backdrop for emerging markets has improved.
For this experiment we were looking beyond simple things like open and click - through rate — we actually worked on minimizing those factors by making the email subject lines and content virtually identical (the only difference being the emails with «schwag» offers had a subject line and content calling that out).
However, between the end of 2007 and September 2008, his popularity fell significantly; two contributing factors were believed to be his perceived change of mind over plans to call a general election in October 2007 and his handling of the 10p tax rate cut in 2008, which led to allegations of weakness and dithering.
Key to the new estimate are so - called emissions factors, which are derived from the carbon content, heating value, oxidation rate, and other variables that allow carbon emissions to be calculated for the amount of a given fuel consumed.
The amount of oxygen in a galaxy is determined primarily by three factors: how much oxygen comes from large stars that end their lives violently in supernova explosions — a ubiquitous phenomenon in the early Universe, when the rate of stellar births was dramatically higher than the rate in the Universe today; how much of that oxygen gets ejected from the galaxy by so - called «super winds,» which propel oxygen and other interstellar gases out of galaxies at hundreds of thousands of miles per hour; and how much pristine gas enters the galaxy from the intergalactic medium, which doesn't contain much oxygen.
That may simply be a factor of the variety of their sexual activities and preferences, according to the researchers, who hope to do more research on whether bisexual women with women are closer to the lesbian group in terms of so - called «success» rates.
Those four are resting metabolic rate (RMR), the thermic effect of food (TEF), the thermic effect of activity (TEA) and a relatively new factor called Non-Exercise Activity Thermogenesis (NEAT).
Rating: Hoopla Factor: Call me a traditionalist, but I expect a Sherlock Holmes story to contain an actual mystery.
At the same time, groups that endorse teacher ratings that factor in student test scores and often clash with the teachers unions also applauded her appointment, with one calling her «an inspired choice.»
And, in a nod to concerns that the NCLB law placed too much emphasis on a single test score in rating schools, the measure calls for states to consider other factors in gauging school performance, such as school climate and teacher engagement.
(D) require that users of telecommunications relay services pay rates no greater than the rates paid for functionally equivalent voice communication services with respect to such factors as the duration of the call, the time of day, and the distance from point of origination to point of termination;
In addition, the market value of a CD in the secondary market may be influenced by a number of factors including, but not necessarily limited to, interest rates, provisions such as call or step features, and the credit rating of the Issuer.
Sara: Interest rates and credit are what we call macro factors.
If you're still coming in at a higher premium than you'd like, just give us a call — we can evaluate the way the policy is rating and see if there are other factors that are impacting it and look for solutions to help get you covered.
Please note your interest rate can vary depending on a number of factors so please call 888.709.4555 to get your free FHA rate quote today.
The so - called «burn rate» is really a factor with merchandise and travel reward programs.
They focus on net fund alphas, meaning after - fee returns in excess of the risk - free rate, adjusted for exposures to three kinds of risk factors well known at the start of the sample period: (1) traditional equity market, bond market and credit factors; (2) dynamic stock size, stock value, stock momentum and currency carry factors; and, (3) a volatility factor specified as monthly returns from buying one - month, at ‐ the ‐ money S&P 500 Index calls and puts and holding to expiration.
No matter what theory of debt pay - off works for you (see below), each of them starts off the same way: making a list of all of your debts, including the total balance of each debt, the interest rate, the minimum payment, and a little something I like to call the «annoyance factor» of each debt.
Depending on factors such as your credit score, employment history and debt - to - income ratio, the calculator may have come up with — and a lender may offer you — a prime rate mortgage, a subprime mortgage or something in between, called an «Alt - A» mortgage.
Even though some indicators point to the possibility of increased rates, there are many other factors that call for a rate stay until at least 2013.
If you agree to pay two or more fully refundable security deposits, the leasing company reduces the interest rate (which is called money factor when leasing) because its risk is lower.
... the rate of climate change reported and rate of change in factors affecting climate which are reported strike me as completely unprecedented by measure of any geologic era... which seem to be accelerating, they incline me to be even more cautious about geoengineering projects... I hope this thread might help me learn some better ways to mitigate, and adapt to what I will now call Climate Disruption.
# 103 (cont)... the rate of climate change reported and rate of change in factors affecting climate which are reported strike me as completely unprecedented by measure of any geologic era... which seem to be accelerating, they incline me to be even more cautious about geoengineering projects... I hope this thread might help me learn some better ways to mitigate, and adapt to what I will now call Climate Disruption.
Then there's that economic factor called the discount rate, which has been front and center in the debate over how much to invest now to limit future climate - related risk.
This combination of factors has created the so - called «duck curve» imbalance in California's energy supply - demand mix, which is something TOU rates are meant to help mitigate.
There will be fewer classes of employers (currently called rate groups) and so claims experience will be the main factor in determining what an employer pays.
The above are the most important factors in setting your long - term disability policy's base price (or base rate, as its called).
However, Medicare Supplement Insurance plans (also called Medigap) are sold by private insurance companies, so their rates will vary based on your location, the type of plan you buy and several other factors.
Like most other life insurance products, the cost of whole life insurance is determined by age, health, lifestyle, and other factors that contribute to your placement into what life insurers call a «rate class».
All in all, to make the process of comparing auto insurance easier, be sure to call your local independent insurance agent (or broker) and allow them to shop for rates for you while offering helpful advice on various rating factors.
Pennsylvania is definitely diverse, and rates can vary dramatically depending on your location, but since insurance companies determine your premiums by weighing your risk factors, increasing or decreasing these factors will bring your corresponding penalties or savings no matter what part of the state you call home.
To find out more about the factors that go into rating your policy today, and to learn what insurance companies know about you and how they might use it, just call (800) 892-4308 or click to get covered - whether you need renters insurance quotes online or coverage anywhere else!
The Insurance Services Office has created what are called «protection classes» based on distance to fire station, water, and other factors to aid in rating.
You can expect your insurer to give you a description of the parts of your credit history that are adversely impacting your insurance rates — typically based on something called an insurance score, which is a combination of your credit score and other factors like age, zip code, and driving record.
Funk adapted a technique called «singular value decomposition,» condensing users» ratings of movies into a series of factors or components — essentially a set of inferred categories, ranked by importance.
The company already sold hardware to go along with its popular workout tracking apps, including a heart rate monitor, a simplistic wearable called the Runtastic Orbit, and other devices, but this is the first of its hardware resembling a traditional watch form factor.
Achieved «Best in Quest» recognition for all corporate metrics including First Call Resolution, Average Speed of Answer, Call Quality, Capture Rate and Service Factor
Possess sound judgment and decision - making skills gained from experience in managing quality of service, abandonment rate, average speed to answer, time service factor, first call resolution, and uptime; exemplary leadership in handling critical customer projects becoming an essential asset to the company.
Many of the scales demonstrated weak psychometrics in at least one of the following ways: (a) lack of psychometric data [i.e., reliability and / or validity; e.g., HFQ, MASC, PBS, Social Adjustment Scale - Self - Report (SAS - SR) and all perceived self - esteem and self - concept scales], (b) items that fall on more than one subscale (e.g., CBCL - 1991 version), (c) low alpha coefficients (e.g., below.60) for some subscales, which calls into question the utility of using these subscales in research and clinical work (e.g., HFQ, MMPI - A, CBCL - 1991 version, BASC, PSPCSAYC), (d) high correlations between subscales (e.g., PANAS - C), (e) lack of clarity regarding clinically - relevant cut - off scores, yielding high false positive and false negative rates (e.g., CES - D, CDI) and an inability to distinguish between minor (i.e., subclinical) and major (i.e., clinical) «cases» of a disorder (e.g., depression; CDI, BDI), (f) lack of correspondence between items and DSM criteria (e.g., CBCL - 1991 version, CDI, BDI, CES - D, (g) a factor structure that lacks clarity across studies (e.g., PSPCSAYC, CASI; although the factor structure is often difficult to assess in studies of pediatric populations, given the small sample sizes), (h) low inter-rater reliability for interview and observational methods (e.g., CGAS), (i) low correlations between respondents such as child, parent, teacher [e.g., BASC, PSPCSAYC, CSI, FSSC - R, SCARED, Connors Ratings Scales - Revised (CRS - R)-RSB-, (j) the inclusion of somatic or physical symptom items on mental health subscales (e.g., CBCL), which is a problem when conducting studies of children with pediatric physical conditions because physical symptoms may be a feature of the condition rather than an indicator of a mental health problem, (k) high correlations with measures of social desirability, which is particularly problematic for the self - related rating scales and for child - report scales more generally, and (l) content validity problems (e.g., the RCMAS is a measure of anxiety, but contains items that tap mood, attention, peer interactions, and impulsivity).
Toll executives on a conference call Tuesday with investors and analysts said the drops were likely due to several factors: price increases, uncertainty about the federal budget, and interest rates that rose a full percentage point between May and September.
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