Keeping in your mind the rising hospitalization costs and growing lifestyle diseases, you must consider a heart and
cancer insurance policy for specialized care of yourself.
Even though the rates
of cancer insurance policy are high, go for a cancer insurance plan that covers you through different stages of cancer.
Before buying the cancer plan, compare the best cancer insurance plans online, comparison helps to find the
right cancer insurance policy concluding insurer benefits and features.
Having a
separate cancer insurance policy along with a comprehensive health insurance plan does not mean that you can avail the benefits of both the plans at the same time.
Under cancer insurance policies, a premium waiver benefit is available, provided the disease is diagnosed at an early stage.Moreover, in case of detection of a major cancer, a monthly income is paid out for a specific number of years.
Now that you have a detailed overview of cancer insurance plans, deciding on whether you want to have a
standalone cancer insurance policy or would like a cancer cover to be included in your existing health insurance as a rider / add - on is solely at your discretion.
One of the best possible solutions to indemnify oneself against the risk of a cancer diagnosis is to seek coverage under a well -
designed cancer insurance policy.
Thus, having a standalone comprehensive
cancer insurance policy mitigates the risk of a financial crisis due to cancer - related treatment and by providing you with financial assistance which saves you from selling the family heirlooms.
Ultimately, coverage depends on the plan you buy and company you buy it from, but
many cancer insurance policies cover basic medical and non-medical expenses.
Max Life offers the Cancer Insurance Plan that provides comprehensive coverage against all stages of cancer (Pre-stage, Early Stage and Major Stage)
A cancer insurance policy should be purchased in addition to a basic health insurance policy.
If a
supplemental cancer insurance policy is what you seek and already have major medical but are looking for income protection for the future, then a critical illness or Cancer insurance will be what you want.
HDFC Life Cancer Care Plan - This plan is a best - in - class and
comprehensive Cancer insurance policy that helps the customer as well as their family to remain financially and mentally stable in case of Cancer diagnosis and at an Early Stage and also Major Cancer.
Future Generali India Life Insurance offers a Cancer Protect plan that has been rated as the
best cancer insurance policy in India by Consumer VOICE.
The Cancer Insurance policy is available to all individuals, starting from 1 day old baby to a 70 years old individual.
The Cancer Insurance Policy from Raheja QBE provides considerable financial support to the insured on detection of cancer so that he / she can be adequately treated in time.
The company was one of the first to offer accident and
cancer insurance policies to employees through pre-tax dollars.
It is vital to get
the cancer insurance policy to ensure optimum protection of a family.
Plan your family health by
the cancer insurance policy before the adverse situation happens to protect your family with the small scale of your salary every year.
Having both
a cancer insurance policy and a comprehensive health insurance policy doesn't essentially mean that you will get the double benefits.
Generally, a percentage of sum assured is provided by
the cancer insurance policy for different stages of cancer.
But before you purchase
a cancer insurance policy, it is vital to know what exactly it covers.
The eligibility of availing
the cancer insurance policy fails in case of a pre-existing condition.
You can't overpower the chances of being diagnosed with cancer but can deal with the financial distress with
a cancer insurance policy.
There's one glitch to
Cancer Insurance Policy.
Buying
a cancer insurance policy makes more sense if you have a family history of cancer.
Investing in
a cancer insurance policy does not make any sense if your health insurance policy covers most or all of the same medical expenses.
However, before you go for a plan like this, it is important to note that
a cancer insurance policy can not be the replacement of health insurance plan.
The cancer insurance policy provides coverage for the costs related to cancer diagnosis and treatments that include hospitalization, chemotherapy, radiation, surgery, etc..
While purchasing
a cancer insurance policy, many people confuse it with critical illness insurance.
However, prior to purchasing
a cancer insurance policy, you must be aware that any pre-existing cancer conditions are not covered under the cancer insurance plan.