In this article, we're going to discuss three different «types» of breast
cancer life insurance applicants.
Not exact matches
Life insurance rates are determined based on the organ the
cancer originated, the stage and grade, so it would be near impossible to just guess at what an
applicant's premiums may be.
The
life insurance industry routinely covers people with other chronic diseases, including
cancer and Hepatitis C, although at a higher price than for healthy
applicants.
With any type of
cancer,
life insurance underwriters will review all medical records of
applicants with a history of cervical
cancer.
If you have any questions about
life insurance or the options available to you as an
applicant with
cancer, please contact us today.
When
life insurance underwriters are evaluating an
applicant with a history of thyroid
cancer, they will consider the following factors:
One reason that a lot of
applicants will choose a
cancer insurance plan instead of a typical
life insurance policy is because they are going to be more affordable, but a term
life insurance policy can be much cheaper than you would assume.
Often times, if an
applicant has a major health concern, such as heart disease or
cancer, he / she may have problems getting approved for
life insurance or at least at a reasonable rate.
In addition, the state of the
applicant's health as supported by documentation from the doctor will have a bearing on the premiums, such as an individual seeking
life insurance with
cancer, should expect a higher premium.
And while we never like to say never or impossible, in our experiences here at TermLife2Go, what we've found is that most (if not all)
life insurance companies are simply going to deny any application for a traditional term
life insurance or whole
life insurance policy immediately upon learning that the
applicant has been previously diagnosed with pancreatic
cancer.