Sentences with phrase «capital buffer»

Obama officials argued that the profit sweep compensates the government for its support and that the declining capital buffer wasn't an issue, since the companies still have about $ 259 billion in available bailout money to draw from Treasury if needed.

The Democratic lawmakers» Wednesday letter focused narrowly on allowing Fannie and Freddie to retain a capital buffer.

Use resulted in 50 % reduction in report response time, and 20 % reduction in capital buffer which reduce the interest expense and loan - commitment fee, and improvement in budget plan accuracy.

Not only does that approach cast the cybersecurity risk in stark relief, but it also exposes the fact that bitcoin investors have little choice but to do business with undercapitalized exchanges that may not have the capital buffer to absorb these losses the way a traditional and regulated bank or exchange would.

100 million of these will be available to investors, with MindArk retaining 25 million tokens as a capital buffer.

Fannie Mae's first - quarter profits were enough for it to rebuild its minimum capital buffer and pay the Treasury Department dividend after being forced to take a draw during the previous fiscal period.

Loans were securitised and turned into investments rather than assets of institutions that have a regulated capital buffer and, in extremis, government support.

While each GSE has a capital buffer of $ 600 million in 2017, according to the terms of the senior preferred stock purchase agreement with Treasury, by 2018, the GSEs are required to be at 0 percent capital under conservatorship.

Examples that feature in international debate include things like maximum loan - to - valuation ratios that might be targeted at cycles in property lending, or the counter-cyclical capital buffer incorporated in the Basel III standards, aimed at general credit cycles.

The limitations of macroprudential policies reflect the potential for risks to emerge outside sectors subject to regulation, the potential for supervision and regulation to miss emerging risks, the uncertain efficacy of new macroprudential tools such as a countercyclical capital buffer, and the potential for such policy steps to be delayed or to lack public support.14 Given such limitations, adjustments in monetary policy may, at times, be needed to curb risks to financial stability.15

Both the Federal Reserve and the Office of the Comptroller of the Currency released proposals suggesting tailoring an enhanced supplementary ratio, while the latter has asked for comment on stress capital buffer amendments.

Note: The total solvency need and buffer requirement for the Saxo Bank Group is 12.9 % (Q4 2016), which means that the Group has an excess capital buffer of 6.6 %, which is 33 % greater than that required.

The test assesses whether a bank has enough of a capital buffer to survive an economic shock and continue lending.

Another example is the countercyclical capital buffer introduced as part of the Basel III reform of bank capital requirements.

As part of its recommendations following the stress tests, the Bank of England decided to increase the UK's so - called counter cyclical capital buffer (CCB) from 0.5 % to 1 %.

Gold miner Millennium Minerals has received firm commitments for an $ 8.1 million capital raising to provide a working capital buffer as it ramps up to full production at Nullagine gold project in the Pilbara.

There are many reasons why businesses can suffer from cash flow problems such as lack of profitability, arrears (taxation, rent & trade creditor) and negative capital buffer.

An outspoken critic of Europe's central banks recently, Falkengren has focused on building capital buffers in case of unexpected losses — and, for retail clients, limiting their exposure to risky loans.

Canadian banks, ranked the soundest by the World Economic Forum, can withstand major economic disruptions because they moved more quickly than their competitors to raise capital buffers, the country's banking regulator said.

Strong capital buffers are likely to support banks through 2016 and beyond, but downside risks are evident, Moody's says.

The discussion has been centered around recent FED speeches utilizing the White use of countercyclical capital buffers (CCyB) to slow the increase of leverage in the financial by having banks build up capital ratios to insure increasing financial vulnerabilities.

In effect, she said the Fed is likely to require increased capital buffers in the future.

Moody's says house price growth in Australia does not appear to be fuelled by excessive credit growth, capital buffers at the LMI companies are sufficient to meet a serious cyclical recession and mortgage loss ratios are not only benign, they are likely to improve.

This process restores and rebalances ecosystems and establishes healthy natural capital buffers.

My proposal is better because it treats money market funds like ETFs — they are pass - through vehicles, and as such, do not need capital buffers.

In December 2013, Australia's banking regulator APRA ordered the country's four largest lenders to boost their capital buffers by 1 % to comply with Basel III banking regulations, which requires the nomination of domestic systemically important banks.

Some investment firms and advocacy groups have pushed for the Trump administration to let the companies stop paying dividends and build their capital buffers.

The 2012 change also required Fannie and Freddie to wind down their capital buffers until they reached zero dollars next year.

In December, the Treasury Department and the Federal Housing Finance Agency, which controls the companies, agreed to allow Fannie and Freddie to hold capital buffers of $ 3 billion apiece.

Watt in the past has expressed concern that the companies» declining capital buffers could put the mortgage - finance system at risk and as recently as March strongly considered suspending the dividend, according to people familiar with the matter.

The position is likely to disappoint some advocates of immediately suspending the dividend, including small lenders, affordable housing advocates and large homebuilders, who have sought to stop the payments and allow Fannie and Freddie to rebuild their capital buffers.

The major Australian banks» ability to withstand a severe downturn in the housing market and household sector, should it occur, has been strengthened by regulatory intervention to tighten underwriting standards and bolster capital buffers.

Not exact matches

«The existing capital conservation buffer would be replaced with a risk - sensitive, firm - specific buffer that is sized based on stress test results,» she also said.

For the eight U.S. banks that are large and considered important to the global financial system the new buffer calculation «would result in a significant aggregate increase in capital requirements,» Yellen said.

The details of the capital requirements under Basel III are complicated, but generally speaking, deposit - taking institutions such as Canada's banks will have to maintain tangible common equity, which includes things like cash, equal to 4.5 % of their assets plus an additional buffer of 2.5 %, for a total of 7 %.

«Unlike the United States before the crisis, the portfolios and business lines of large banks are well diversified, and stress tests suggest that banks have adequate capital and liquidity buffers to weather a large house price correction,» according to the FSR.

Musk clarified that Tesla, which just reported one of its best quarters ever, hasn't yet decided whether it should raise capital or not to account for uncertainty, to «have a larger buffer» and to «de-risk the business.»

Global bank balance sheets are stronger because of improved capital and liquidity buffers, amid tighter regulation and heightened market scrutiny.

The central bank's conservative approach to supervision has pushed banks to build buffers on both capital and provisioning sides.

Variable annuities offered by other companies usually offer either a buffer or a floor, but few offer both options in the same contract as Capital Choice does, Carlson said.

Also known as hybrid, index or buffer VAs, the three major insurers in the structured VA market include MetLife (distributor of Shield Level Selector), Allianz Life (Index Advantage), and Axa (Structured Capital Strategies).

No other buffer protection limits come with Capital Choice.

Capital Choice also offers a buffer and multiple floor options that can be employed in a single contract to give advisors some flexibility when working with clients whose needs may vary.

Key steps along this path include completion of the transition to full implementation of Basel III, including new liquidity requirements; enhanced prudential standards for systemically important firms, including risk - based capital requirements, a leverage ratio, and tighter prudential buffers for firms heavily reliant on short - term wholesale funding; expansion of the regulatory umbrella to incorporate all systemically important firms; the institution of an effective, cross-border resolution regime for systemically important financial institutions; and consideration of regulations, such as minimum margin requirements for securities financing transactions, to limit leverage in sectors beyond the banking sector and SIFIs.

This includes most prominently Basel III and structural banking reforms, such as the «ringfencing» of domestic operations and «subsidiarisation», which requires banks to operate as subsidiaries overseas, with their own capital and liquidity buffers, and funding dedicated to different entities.

that some flexibility will be helpful in absorbing the capital inflow, in buffering external shocks, and responding to the changing productive capacity of their economies;

Stocks with high dividend yields are attractive from the standpoint that they are providing meaningful income when the broad market is flat, they can buffer against a downturn due to the yield they're throwing off, and best of all, during a market upturn, they continue to provide yield and capital appreciation simultaneously.

A high capital ratio is a direct measure of a well - funded loss - absorbing buffer.

«At a time when cyclical pressures are building and asset valuations are stretched, we should be calling for large banking organizations to safeguard the capital and liquidity buffers

Regulators not only implemented rules to discourage ill - motivated behavior by market participants, but also enforced reforms that have increased the capital which banks must hold, meaning that if things go badly these institutions would have a loss - absorbing buffer.