Sentences with phrase «capital value of the loan»

Typically, a term loan has a fixed term of five or more years for repayment of the capital value of the loan.

The capital value of the loan, known as the «loan principal,» plus interest payments are usually made to the bank monthly until the principal has been fully repaid at the end of the loan term.

Not exact matches

However, despite evidence of the business and social value of developmental lending, industry has not yet invested in this approach, the pool of available loan capital in Alberta remains inadequate, and the economic and social benefits remain largely unrealized.

In that sense their main concern is with rising land values — that is, the values that do not accrue as a result of earnings on capital (the rents that typically are pledged to lenders as interest payments on the loans taken out to by the properties) but are economy - wide asset - price appreciation in specific categories.

Investors are charged a fee of 0.5 % of the loan part capital value sold.

Adair Turner, former chief regulator of the British banks, argues that we need to reign in the growth of unproductive private debt by imposing tighter controls on banks through much higher capital requirements and by imposing limits on borrowing, such as maximum loan to value mortgage rules.

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Whereas banks and mortgage companies look at the financial status and credit score of an applicant, Source Capital loans are underwritten based on the value of the asset itself.

Source Capital hard money loans fund up to 70 % of the value of your property, which means you can secure a property and still have enough funds to complete other real estate projects.

When applying for loans, members can not use the capital value of the pension or the income from it as security for a borrowing.

2 Total value of all closed home loans measured from 2011 when Capital Bank became a VA Approved home lender through May 2015.

In July 2002, the San Mateo, California - based Bay View Capital Corporation announced the pending sale of the mortgage loan portfolio for its Bay View Bank subsidiary to Washington Mutual for a «slight premium to book value».

The Federal Home Loan Bank of Seattle reports that it will likely report a risk - based capital deficiency and suspend its dividend because of a decline in the market value of its mortgage - backed securities portfolio.

It has all of the usual time value of money calculators: Present value, future value, payments, number of compounding periods, interest rate, monthly loan amortizer, net present value, life expectancy, estimated capital needed vs. weekly income needs, gross wage calculators, human life value, final expenses calculator, tax - free yield converter, CD early withdrawal penalty calculators, percent change calculators, fixed annuity income eroder, calculate the true yield of a fixed annuity, rule of 72 calculator, a driving time calculator, and more.

The FHA has capital reserves equal to just 0.53 % of the value of the thousands of outstanding mortgage loans that they insure.

Also known as a «like - kind» exchange, a 1031 deferred exchange allows you to defer all capital gains taxes if you reinvest the proceeds in a new property or portfolio of properties of equal or higher value and maintain similar or higher loan amounts.

The Company remains in capital compliance for all regulatory purposes despite severe write - offs; however, non-performing loans continue to increase; our purchase price of 1 1/4 compares with a stated net asset value at September 30, 1990 of $ 13.16 per share.

Not surprisingly, the three longest decisions of the year were in complex commercial cases, one involving alleged inducement to make a multi-million dollar loan (VTB Capital plc v Nutritek [2013] UKSC 5), another on how to calculate the value of unjustly received services (Benedetti v Sawiris [2013] UKSC 50), and the third relating to the settlement of a claim brought by shipowners against insurers (The Alexandros T [2013] UKSC 70).

Their premiums are often lump - sum payments and significantly higher, especially early in, than that of a term life policy, but because once the investment has been made, it is made, they can be used as security for loans and leveraged in a variety of ways to free up liquid capital, and their cash value is tax deferred.

The amount of the Bitcoin Secured Loan depends, in part, on the market value of bitcoins that you want or can pledge and the loan to market value of the Bitcoin Collateral ratio required by Unchained Capital (the «Loan to Market Ratio»)(e.g., if Unchained Capital requires a loan to market value ratio of 2 to 1, and the market value of the Bitcoin Collateral is $ 100, then the amount of the Bitcoin Secured Loan would not exceed $ Loan depends, in part, on the market value of bitcoins that you want or can pledge and the loan to market value of the Bitcoin Collateral ratio required by Unchained Capital (the «Loan to Market Ratio»)(e.g., if Unchained Capital requires a loan to market value ratio of 2 to 1, and the market value of the Bitcoin Collateral is $ 100, then the amount of the Bitcoin Secured Loan would not exceed $ loan to market value of the Bitcoin Collateral ratio required by Unchained Capital (the «Loan to Market Ratio»)(e.g., if Unchained Capital requires a loan to market value ratio of 2 to 1, and the market value of the Bitcoin Collateral is $ 100, then the amount of the Bitcoin Secured Loan would not exceed $ Loan to Market Ratio»)(e.g., if Unchained Capital requires a loan to market value ratio of 2 to 1, and the market value of the Bitcoin Collateral is $ 100, then the amount of the Bitcoin Secured Loan would not exceed $ loan to market value ratio of 2 to 1, and the market value of the Bitcoin Collateral is $ 100, then the amount of the Bitcoin Secured Loan would not exceed $ Loan would not exceed $ 50).

Thus, while Ramsfield Hospitality typically cuts off hotel mezz when total debt reaches 80 % of property value, Cleveland - based KeyBank may make mezz loans for apartments that increase total debt to more than 90 % of property value, says Dan Walsh, managing director of Cleveland - based KeyBank Real Estate Private Capital.

Since home values, loan balances / terms / neighborhood were identical, the real difference was the safety of the original investment capital.

«Low levels of home inventory persists as the main driver of home value growth,» says Bill Banfield, vice president of Capital Markets at Quicken Loans.

«Home values were pushed higher once again by the demand for housing outpacing the stock of available homes,» says Bill Banfield, vice president of Capital Markets at Quicken Loans.

Since a 1 % drop in cap rates means a 15 % increase in the value of a property, borrowers have more leverage to seek loans, including mezzanine financing, to fund capital improvements and other projects.

The HVCRE rule creates an incentive where if a deal is structured to meet certain requirements, namely meeting an 80 percent loan - to - value (LTV) or lower, a 15 percent minimum capital contribution and restrictions on withdrawal of capital during the life of the project, the bank gets the benefit of a lower capital requirement.

Fannie and Freddie have built their market dominance by providing plentiful capital, ease of execution, and competitive interest rates for seven - and 10 - year, fixed - rate, 80 percent loan - to - value financing, according to Thompson.

Deutsche subsidiary German American Capital Corp. issued a $ 26 million recapitalization loan for the 584 - room Pointe Hilton Tapatio Cliffs Resort on North 7th St. in Phoenix, which was appraised in 2015 at a value of $ 88 million, and a $ 21 million loan for the 147 - room Hampton Inn on Kearny Mesa Road in San Diego.

In early 2015, Inland Mortgage Capital — an affiliate of The Inland Real Estate Group of Cos. — launched a bridge lending program offering non-recourse loans under $ 13 million for value - add or distressed properties in five categories: retail, multifamily, industrial, self - storage and office.

The bottom line is that private capital lenders can help borrowers out of tight lending spots if the borrower is upfront about the issues that affect the deal and can demonstrate the value of the property that will secure the loan.

VERISTONE DEALSHEET LOAN AMOUNT: $ 585,000 HOUSE VALUE: $ 800,000 estimatedLOAN DATE: March 1st, 2013 through April 26th, 2013LOCATION: Bellevue, King County - ResidentialTYPE: Auction Loan - 12 Month TermDETAILS: Veristone Capital partnered with John L. Scott Foreclosure Services to acquire a rare view property in one of the premier Seattle neighborhood's - West Bellevue, near Meydenbauer Bay.

One of the main reasons that private capital lenders are able to do this is that their underwriting process focuses on the value of property itself and their loan - to - value (LTV) rates are lower than those of traditional lenders (typically 50 to 65 percent, depending on whether or not the property is developed).

Whether your intentions are to simply buy and hold a rental property, in order to collect rent from the tenants; or to do this on top of adding more value and substance to your portfolio, Rental Property Investment Loans are the wise choice for seasoned investors, as well as those just beginning to expand their knowledge, income and reputation.Glassridge is one of the leading Capital Groups in the country, which is why we are able to provide our clients with fast, reliable and quality services, such as our Rental Property Investment Loans.

If strategic default continues in popularity, it will not only continue to drive down home values across the U.S., it will continue to limit the amount of capital banks are willing and able to lend as a result of their expanding loan losses.

In August, Hypo Real Estate Capital Corp. provided a non-recourse construction loan of $ 110 million — or 85 % of the project's value — to Costa Dorda Associates Ltd..

J. Crew, backed by private - equity sponsors TPG Capital and Leonard Green & Partners LP after a 2011 buyout, added two directors with restructuring expertise to the board this month as the value of its $ 1.5 billion term loan was sinking toward 55 cents on the dollar.

If the owner will replace with like - kind or like - class property of equal or greater value than the net sales price, the deferral represents additional working capital or an indefinite interest free loan until the replacement property is sold or another 1031 exchange is initiated.

As part of FHA's attempt to shore up its capital reserves and begin pulling back from its active role as a nation's dominant mortgage provider, beginning with April 2013 case numbers, the Annual MIP will increase by 5 to 10 basis points, depending on the loan term and loan - to - value.