Sentences with phrase «captive agent works with»

Because a captive agent works with only one insurance company, they can't bring your application to other companies to get you a better rate.

Not exact matches

(Note that you will not have this option if you go directly to a life insurance company or work with a «captive» agent.)
These agents are independent and work with several different insurance companies, unlike captive agents, who work for only one company.
These agents are not «captives» to one insurance company, but instead work with many different insurance carriers.
This doesn't mean working with a captive mortgage protection agent is bad, it just means you need to make sure you're working with a top mortgage protection insurance plan.
Pro Tip: The other option is to work with a captive insurance agent or exclusive agent.
When you're working with a captive agent, that agent is incentivized and has, gets better pay to only work with one insurance company, and recommend that one insurance company to you.
Being a captive insurance agent just means that the insurance agent works with one family of insurance companies.
These agents are independent and work with several different insurance companies, unlike captive agents, who work for only one company.
John Espenschied, agency principal and owner of Insurance Brokers Group in St Louis, MO, has worked as a broker and as a captive agent with Allstate.
Because these agents work with several different insurance companies and aren't «captive» to just one, they have access to a variety of quotes that can meet your specific needs.
Member agents don't work for one insurance company, like a captive agent does, so you can be sure your agent is always working with your best interests in mind.
It can be an independent agent, like us, who works with many, many carriers, who you can work with a captive agent, who works directly for the life insurance company you're applying to.
Some agents — called captive agents — only work with a single insurance carrier.
Agents are typically contracted with multiple life insurance companies, although some are «captive agents» — the only work with one company, like StateAgents are typically contracted with multiple life insurance companies, although some are «captive agents» — the only work with one company, like Stateagents» — the only work with one company, like State Farm.
If you apply directly with an insurer or with a captive agent (an agent who works with only one insurer), you'll have to apply multiple times.
These agents work with several insurers, unlike captive agents who only represent one company — so you'll have the advantage of choice when you go to purchase a policy.
When you seek help finding the right California insurance, you can choose to work with either a captive or an independent agent.
These agents are not «captives» to one insurance company, but instead work with many different insurance carriers.
When shopping for Kansas insurance policies, there are two distinct types of agents you can work with: captive agents and independent agents.
Stay away from a Captive Insurance agent and instead work with an Independent Agent that can offer you quotes from lots of different insurance companies.
Unlike the captive agents with only one company to work with.
Potential clients need to be careful that they're not working with a «captive» life insurance agent, one who may be bound to place clients with AG even when it may not be the best in the clients best interest.
When shopping for Arkansas insurance policies, there are two distinct types of agents you may work with: captive and independent.
You can opt to work with either a captive or an independent agent.
Captive agents typically work with large insurance companies that frequently advertise with catchy slogans or memorable mascots.
These agents work with several insurers, unlike captive agents who work for only one — so you'll be able to see a broad spectrum of options.
«He was a captive agent and that meant he was working with a single company and not an independent agent
Unlike captive agents, who can only draw from one insurance company, an independent agent can work with many different insurance providers, and put together a policy bundle perfectly suited to your unique business needs.
So - called «captive» agents only work with a single insurance company.
The captive agents with only have one company to show you and that is simply the company they work for.
Most agents out there are captive, meaning that they work with only one company and can only offer you their products.
Conversely, this isn't the case when you work with a captive life insurance agent.
But there's one case where you'll definitely be at a disadvantage as a shopper, and that's if you work with a so - called «captive agent
A final word of advice: when you're shopping for life insurance, you should work with an independent agent, rather than a captive agent at a big - name provider.
Online quotes and «captive agents» with big - box insurers can be frustrating to work with.
Whereas captive and direct agents represent one company and must sell that company's products, independent agents work with multiple insurance companies and can find a range of quotes and discounts for you.
Independent agents work with several insurers, not just a single company like a captive agent.
When you are looking for Nebraska insurance, you can choose to work with either a captive or an independent agent.
The network includes 22,000 member agencies in 27,000 locations, meaning you get access to many more health insurance options than working with a «captive agent
That's why working with a life insurance broker is the most significant factor to keep in mind when you begin your life insurance research process.If you work with a captive agent they will only provide you quotes for a single company, that being the company that employs them.
When you work with a captive agent, you are at the whim of the life insurance company they solely represent.
When you solicit the help of an insurance agent for assistance with your Colorado insurance coverage needs, you can choose to work with either a captive or an independent agent.
This means you are only getting information on one company's coverage and rates when you work with a captive agent.
When shopping for North Carolina insurance, you can choose to work with either an independent or a captive agent.
Independent agents work with several top insurers at the same time — not just one, like a captive agent — and can provide you with multiple options after one quick phone call.
Unlike captive agents who only sell insurance from one specific insurer, independent agents work with several different insurance companies to find you a policy that can meet your coverage and budgetary needs.
Either the agent will be a broker who independently shops a lot of companies and products or you will work with a captive agent who just represents one company.
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