Because
a captive agent works with only one insurance company, they can't bring your application to other companies to get you a better rate.
Not exact matches
(Note that you will not have this option if you go directly to a life insurance company or
work with a «
captive»
agent.)
These
agents are independent and
work with several different insurance companies, unlike
captive agents, who
work for only one company.
These
agents are not «
captives» to one insurance company, but instead
work with many different insurance carriers.
This doesn't mean
working with a
captive mortgage protection
agent is bad, it just means you need to make sure you're
working with a top mortgage protection insurance plan.
Pro Tip: The other option is to
work with a
captive insurance
agent or exclusive
agent.
When you're
working with a
captive agent, that
agent is incentivized and has, gets better pay to only
work with one insurance company, and recommend that one insurance company to you.
Being a
captive insurance
agent just means that the insurance
agent works with one family of insurance companies.
These
agents are independent and
work with several different insurance companies, unlike
captive agents, who
work for only one company.
John Espenschied, agency principal and owner of Insurance Brokers Group in St Louis, MO, has
worked as a broker and as a
captive agent with Allstate.
Because these
agents work with several different insurance companies and aren't «
captive» to just one, they have access to a variety of quotes that can meet your specific needs.
Member
agents don't
work for one insurance company, like a
captive agent does, so you can be sure your
agent is always
working with your best interests in mind.
It can be an independent
agent, like us, who
works with many, many carriers, who you can
work with a
captive agent, who
works directly for the life insurance company you're applying to.
Some
agents — called
captive agents — only
work with a single insurance carrier.
Agents are typically contracted with multiple life insurance companies, although some are «captive agents» — the only work with one company, like State
Agents are typically contracted
with multiple life insurance companies, although some are «
captive agents» — the only work with one company, like State
agents» — the only
work with one company, like State Farm.
If you apply directly
with an insurer or
with a
captive agent (an
agent who
works with only one insurer), you'll have to apply multiple times.
These
agents work with several insurers, unlike
captive agents who only represent one company — so you'll have the advantage of choice when you go to purchase a policy.
When you seek help finding the right California insurance, you can choose to
work with either a
captive or an independent
agent.
These
agents are not «
captives» to one insurance company, but instead
work with many different insurance carriers.
When shopping for Kansas insurance policies, there are two distinct types of
agents you can
work with:
captive agents and independent
agents.
Stay away from a
Captive Insurance
agent and instead
work with an Independent
Agent that can offer you quotes from lots of different insurance companies.
Unlike the
captive agents with only one company to
work with.
Potential clients need to be careful that they're not
working with a «
captive» life insurance
agent, one who may be bound to place clients
with AG even when it may not be the best in the clients best interest.
When shopping for Arkansas insurance policies, there are two distinct types of
agents you may
work with:
captive and independent.
You can opt to
work with either a
captive or an independent
agent.
Captive agents typically
work with large insurance companies that frequently advertise
with catchy slogans or memorable mascots.
These
agents work with several insurers, unlike
captive agents who
work for only one — so you'll be able to see a broad spectrum of options.
«He was a
captive agent and that meant he was
working with a single company and not an independent
agent.»
Unlike
captive agents, who can only draw from one insurance company, an independent
agent can
work with many different insurance providers, and put together a policy bundle perfectly suited to your unique business needs.
So - called «
captive»
agents only
work with a single insurance company.
The
captive agents with only have one company to show you and that is simply the company they
work for.
Most
agents out there are
captive, meaning that they
work with only one company and can only offer you their products.
Conversely, this isn't the case when you
work with a
captive life insurance
agent.
But there's one case where you'll definitely be at a disadvantage as a shopper, and that's if you
work with a so - called «
captive agent.»
A final word of advice: when you're shopping for life insurance, you should
work with an independent
agent, rather than a
captive agent at a big - name provider.
Online quotes and «
captive agents»
with big - box insurers can be frustrating to
work with.
Whereas
captive and direct
agents represent one company and must sell that company's products, independent
agents work with multiple insurance companies and can find a range of quotes and discounts for you.
Independent
agents work with several insurers, not just a single company like a
captive agent.
When you are looking for Nebraska insurance, you can choose to
work with either a
captive or an independent
agent.
The network includes 22,000 member agencies in 27,000 locations, meaning you get access to many more health insurance options than
working with a «
captive agent.»
That's why
working with a life insurance broker is the most significant factor to keep in mind when you begin your life insurance research process.If you
work with a
captive agent they will only provide you quotes for a single company, that being the company that employs them.
When you
work with a
captive agent, you are at the whim of the life insurance company they solely represent.
When you solicit the help of an insurance
agent for assistance
with your Colorado insurance coverage needs, you can choose to
work with either a
captive or an independent
agent.
This means you are only getting information on one company's coverage and rates when you
work with a
captive agent.
When shopping for North Carolina insurance, you can choose to
work with either an independent or a
captive agent.
Independent
agents work with several top insurers at the same time — not just one, like a
captive agent — and can provide you
with multiple options after one quick phone call.
Unlike
captive agents who only sell insurance from one specific insurer, independent
agents work with several different insurance companies to find you a policy that can meet your coverage and budgetary needs.
Either the
agent will be a broker who independently shops a lot of companies and products or you will
work with a
captive agent who just represents one company.