Sentences with phrase «car coverage endorsements»

If you don't have a personal auto policy of your own and if your employer is unwilling to add a broad form, drive - other - cars coverage endorsement to the business auto policy, you must buy a «named, non-owner auto policy.»

Not exact matches

However, your personal property stolen out of the car, including valuables such as cell phones, CDs, or GPS devices are not covered on your auto insurance — unless you have purchased an endorsement on your auto policy adding coverage for your personal effects.

Massachusetts Supreme Judicial Court has recently upheld the long standing exclusion the standard automobile insurance policy has that excludes optional coverage when a vehicle being used as «livery or public convenience» In addition, the Massachusetts Department of Insurance has also recently approved another endorsement being used by auto insurers in the state, that further addresses car - sharing, saying in part «We will not pay any claim for injury or property damage under the policy while your auto is being used in a personal vehicle sharing program....»

Drivers in Pueblo can carry other additional elective endorsements on their Pueblo car insurance coverage if they so choose; or they can simply meet the required minimum legal standards for car coverage.

His agent tells him that he does not have rental car reimbursement coverage on his policy, and he can add it as an endorsement or wait until his policy renewed in 8 months.

Because he added the rental car reimbursement coverage mid-term through the endorsement, he got to use a rental car while he waited for his car to be repaired and the insurance company paid everything.

Rental car coverage is another standard auto policy endorsement.

For example, the policyholder might contract for roadside assistance coverage in the event his car is in need of repair or a towing endorsement that pays to tow a car to a repair shop.

You can find the right fit for your Longmont car insurance plan, from the right provider to the right level of coverage to the right optional endorsements to suit your specific needs and fit into your personal budget.

Aside from the required elements of a Mount Vernon vehicle insurance policy, car owners in town can also add many additional optional endorsements to protect themselves better and to add value to their coverage.

Named driver exclusion: Endorsement on your auto policy that excludes a particular driver who has access to your car from coverage.

Other optional endorsements Mount Vernon car owners could think about adding to their insurance plans include accidental death and dismemberment, gap coverage, spousal liability protection, towing and labor costs, and rental insurance for cases of mechanical breakdown.

Drive - Other - Car Endorsement: Optional coverage that broadens the definition of a covered auto to include non-owned vehicles the insured person operates.

It also offers the same number of endorsements as GEICO, which at 11 is slightly less than competitors Allstate and Progressive, but they include the most important, like liability (including for uninsured / underinsured drivers), collision, and comprehensive, as well as add - ons, such as rental reimbursement if you have to rent a car while yours isn't driveable, and coverage specifically tailored for teen drivers.

Endorsements (coverage options) we looked for: Bodily Injury Liability; Property Damage Liability; Medical Payments; Comprehensive; Uninsured / Underinsured Bodily Injury; Collision; Gap Loan / Lease Payoff; Pet Injury; Rental Reimbursement; Roadside Assistance or Towing; Custom Parts & Equipment Value; Coverage for Teen Drivers; Ridesharing Coverage; Personal Injury Protection; Umbrella; Mechanical Breakdown; Vanishing Deductible; Accident Forgiveness; New Car Replacement; Property Protection.

You may also opt for an endorsement like medical payments coverage on your Boulder City vehicle insurance policy, or uninsured / underinsured motorist protection, a secondary coverage which steps in when you get into a collision with another driver who does not carry sufficient car insurance coverage to handle all the costs of the accident.

If you have a car insurance policy with an accident forgiveness endorsement and you get into a car accident, you will be protected to a certain extent from rate increases on your coverage stemming from the accident; in short, you will be «forgiven» for an accident for which you were found to be at - fault.

It is important for drivers to look into adding medical payments coverage as an optional endorsement on their car insurance policies.

Generally speaking, this endorsement will extend your car insurance coverages to your motorcycles.

Drive Other Car Insurance coverage is very similar to Individual Named Insured Endorsement coverage but is geared towards executives of larger corporations or organizations.

Another way to customize your car insurance policy through your coverage company is by considering any riders, endorsements, or umbrella policies that you may need.

Having a special endorsement set aside specifically for possible medical expenses can really pay off if you are ever seriously injured in a car accident and encounter insurance issues with the other driver's coverage.

To better prepare yourself to get online and search out coverage, it is good to review the basics of Iowa car insurance requirements, and look at some optional endorsements available to Cedar Rapids drivers whose needs exceed the coverage included in basic auto liability coverage.

The individual searching for a Cottage Grove car insurance quote will then need to determine if there any additional endorsements they would like to have, including collision coverage, to repair any damages to their vehicle should they be involved in an accident, comprehensive coverage for damages to the vehicle from covered incidents other than collisions, such as theft or fire, uninsured motorist coverage or underinsured motorist coverage, for times when another driver is at fault for an accident and does not have adequate coverage or even rental coverage, for times when the vehicle is out of commission due to a covered loss, just to name a few.

The Limited Ride Sharing coverage endorsement extends personal car insurance to Uber, Lyft, etc. drivers who have their apps on, but have yet to pick up passengers.