After reaping lots «more» hUge rewards like the 0.5 % you mentioned plus $ 25 for sign - up, Rogers Fido MCs provides not much else in cutting out card
benefits, i.e., Rogers / Fido MC disadvantages
along charging FX fees are missing consumer / travel protections like free roadside assistance,
car rental CDW and purchase security
insurances found on the Home Trust Preferred with «0 % Foreign Currency Conversion» disclosure, i.e., unlike almost all credit card issuers like Rogers / Fido, Home Trust charging «no Foreign Transaction fees» alone saves you all those initial fee costs from the start.