If you know you're a safe driver, you may be better off opting for a high
car insurance deductible instead of one that shrinks over time, which will save you money on your premiums.
Steps you can take to clear your own personal
insurance «SIG alert» include: raising your
deductible, opting out of comprehensive and collision (if you have an old dumpy
car), driving less (to qualify for a low mileage discount), applying for a good student discount (if you are a student, obviously), paying off your premium in one lump sum annually
instead of quarterly or monthly, and installing a security system in your
car.