Sentences with phrase «card after the introductory period»

Customers should also find out about the APR on the credit card after the introductory period.

The APR on the card after the introductory period is over starts between 16.24 percent and 24.99 percent, depending on your credit.

Not exact matches

Such cards have an introductory 0 % interest rate, which increases after a promotional period, usually no more than 21 months.

After the introductory period, the card offers a variable APR, and it's very reasonable — especially if you qualify for the minimum rate.

Transferring your balances to a 0 % APR credit card can improve your debt situation greatly, but you need to be careful about the potential pitfalls and snares that may come after that initial introductory period.

b) If there is an introductory rate, it must be in place for a minimum of 6 months; after this time period your rate can revert to the «go - to» rate the credit card company disclosed when you received the card.

Through their purchase protection benefits, Chase Slate ® customers have a reason to keep using their card long after that introductory period ends.

Even when the introductory period is over, you'll still be left with a great cash back credit card that offers 5 % cash back after you sign up on certain purchase categories that rotate quarterly.

Such cards have an introductory 0 % interest rate, which increases after a promotional period, usually no more than 21 months.

People who get an introductory interest rate when they first sign up for a credit card must make sure they know what the APR will be after that period.

After this introductory period is up, the card will only earn you 1 % cash back on all purchases, which is very low, and can be even outperformed by some credit cards for people with bad credit.

Debt consolidation credit cards usually come with a low - interest rate BUT only for the introductory time - period, then the rate goes up (after 12 - 18 months)

After the Introductory Period, a variable Purchase APR of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases.

Until now I didn't know that cards provided 5 % back after the introductory hook period.

Search credit card websites to see if you can find a credit card offer without a transfer fee, but be aware that the credit card issuer is likely to compensate for the lack of a fee with a shorter zero percent interest period or a higher interest rate after the introductory period.

The interest rate you pay after the introductory period won't matter if you pay the balance in full and don't plan to charge additional items on your credit card.

On a $ 5,000 transfer, the 5 % balance transfer fee amounts to $ 250 verses a balance transfer fee of 3 % which amounts to $ 150, which makes this card slightly more expensive if you decide to transfer a balance after the $ 0 introductory balance transfer fee period ends.

After the introductory 0 % APR period concludes, there are not many benefits to keeping this card.

«While many cards offer 0 % APR up front, or other introductory rates for new card members, it is always important to research what the rates are after the introductory period,» says Smith.

After the introductory annual fee period ends qualified Premier clients pay a $ 0 annual fee for the card.

After the introductory balance transfer APR period runs out, the card's standard interest rates will apply.

Credit card issuers may offer combinations of variable and fixed rates, For example, a variable - rate APR that becomes a fixed rate after your introductory period ends.

Under Federal law, the introductory period must last at least 6 months, and the credit card company must tell you what your rate will be after the introductory period expires.

This is because after the introductory period is over credit cards usually carry a much higher interest rate than your initial loan itself.

If you carry a balance on your credit card, there's a good chance the interest on your balance (after the introductory period) exceeds the $ 200 you'd earn in rewards value.

Very few people who carry credit card balances spend enough at Polaris to offset the APR charged after the introductory period.

This card nixed its introductory 0 % APR period in February 2018 after offering it for about a year.

After the Introductory Period, a variable Purchase APR of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks, for the HSBC Advance Mastercard ® credit card.

After the Introductory Period, a variable Balance Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks.

Additional credit card transaction fees will apply as follows: Balance Transfers - Either $ 10 or 3 % of the amount of each transfer, whichever is greater (after the end of the introductory period, the maximum fee is $ 99).

After the Introductory Period, a variable Purchase APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks for the HSBC Platinum Mastercard ® with Rewards credit card.

After the Introductory Period, a variable Purchase APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks.

After the Introductory Period, a variable Purchase APR of 12.49 %, 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 12.49 %, 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks, for the HSBC Gold Mastercard ® credit card.

Make a budget to pay off your debt by the end of the introductory period, because any remaining balance after that time will be subject to a regular credit card interest rate.

That's lower than the ongoing rate most 0 % cards charge after the end of their introductory periods.

Be sure to read the terms and conditions of the credit card application carefully so that you will know what the interest rate will be during the introductory period and after.

After the introductory period, the APR will be 8.74 % - 18.00 % depending on the card you choose and your creditworthiness.3 (0 % APR offer only available on select cards; see individual card pages for details.)

Many cards offer a 0 % interest period for 6 - 15 months, but after the introductory period is over, the regular interest rate may end up being higher than your original card.

After the 12 - month introductory period ends, the card charges an APR of 9.24 to 17.99 percent, depending on a cardholder's creditworthiness.

Always check the fine print for balance transfer fees and the APR after the introductory period ends, but once you find the card that best suits you, you'll be ready to earn rewards on each new purchase with the card.

If you plan on carrying a balance for a period of time after opening your account, a card with 0 % introductory APR may be the best choice.

Unlike other credit cards that either charge a yearly fee right off the bat or shortly after an introductory period expires, there is no annual fee for using Chase Slate ®.

After this introductory period ends, the card's interest rate will rise to 13.24 % to 23.24 % based on your credit.

This card offers a 0 % A.P.R. introductory offer on all purchases and balance transfers for 12 billing cycles (12 months), after this period a variable A.P.R. ranges from 15 % to 24 %.

For example, the Phillips 66 Personal Card lets new cardholders earn 10 cents back per gallon as statement credits for the first 90 days after opening account, compared to the 5 cent back rewards that are earned after the introductory rewards period ends.

After that introductory period, Chase Slate ® just becomes a rather mundane credit card with no noteworthy rewards or perks.

Even when the introductory period is over, you'll still be left with a great cash back credit card that offers 5 % cash back after you sign up on certain purchase categories that rotate quarterly.

Apply for this card if: You want a 0 % APR introductory period and a credit card that is still useful after the intro period is over.

Three Wells Fargo cards charge an introductory balance transfer fee of 3 percent, then hike it by 2 percent for balances transferred after the introductory period.

After the 60 day introductory period, both credit cards are more - or-less equally valuable for paying down debt.