Sentences with phrase «card application because»

If a bank turned down your credit card application because of your address, you may be wondering why, and what you should do about it.

Get help from a reputable credit counseling agency if you find yourself filling out credit card applications because you've maxed out all your other cards and you need money.

Not exact matches

As Greenhalgh says, «The future applications for this material don't stop [with cars]-- you might have a mobile phone that is as thin as a credit card because it no longer needs a bulky battery, or a laptop that can draw energy from its casing so it can run for a longer time without recharging.»

Software developers at many startups and some bigger companies love AWS partly because they can use their corporate credit cards to order the computer power they need to test out new applications, often without the knowledge or permission of their corporate overlords.

Consider prequalified credit cards because a credit card application will appear on your credit report as an inquiry but will not have a negative effect on your credit report or credit score.

A credit card application, for example, is weighted «worse» than a mortgage loan application because debts on credit cards can increase over time, until they become unmanageable.

Keep this in mind: Just because a card issuer will accept an application with an ITIN or some other form of identification does not mean it will approve an application.

Credit card applications ask the rent question because the underwriters may need to utilize the information to predict your ability to manage future outstanding balances.

And because an issuer makes a «hard pull «on your credit report every time you apply for a card, each new application can put a small dent in your credit score.

Some credit card companies may reject your application simply because you have a recent bankruptcy on your credit report.

If a lender says your loan application was denied because of your debt - to - income ratio, that just means your income from your job isn't high enough to offset your debts — from college loans, credit cards, or elsewhere.

One of the reasons credit card applications are denied is because the card issuer can't get your credit score.

Traditional credit cards will probably deny your application because of your recent settlements; they don't want to take a risk that you'll settle on their accounts, too.

If you have credit card or loan application denied, don't assume it's because you have bad credit.

You may be denied for a credit card simply because of the number of applications you've submitted in a short time.

This strategy is also a good idea because you might improve your chances of being approved for cards if you spread out your applications.

Dear Speaking of Credit, I read recently in a Million Mile Secrets story that says some folks avoid Capital One cards because they pull three main credit bureaus when they process your application.

But there's one minor reason it doesn't quite match up as well as the other cards on this list, and that's because its new $ 100 application fee waiver can only be used for Global Entry, not TSA PreCheck.

That's because Chase will evaluate your entire application, not just your score, before approving or denying you for the card.

You don't want to make a credit card application that results in an inquiry on your report, especially if there is no way that you will be able to acquire the card because of an issuer stipulation.

Because conditional credit card approval is automated on the website, you may get a decision on your application within minutes.

When you apply for a new card, it affects the new credit part of your score because the application will result in a new inquiry on your credit report — a so - called hard inquiry.

Other times she might apply for a card if I'm unable to because of certain bank application restrictions, like the Chase «5/24 rule».

But keep Chase's new application rules in mind, because if you've opened ~ 5 + cards in the past 24 months, it's unlikely you'll be approved for either card.

Online Pre-approval tools like Discover's can instill more confidence in the card application process because it uses your specific information to match you with a credit card offer.

TD Bank was willing to approve her credit card application even though she didn't have any credit history here in the U.S., because they already had a good financial relationship with her.

College is a prime time to start building a positive credit history because it may be the only time credit card companies are willing to issue credit cards to someone without a prescreened application based on a credit profile that meets their risk requirements.

That's because Chase will evaluate your entire application, not just your score, before approving or denying you for the card.

I argued the angst over the new «5/24 rule» (meaning Chase only approving new UR cards for folks with no more than 5 credit card applications in the last 24 months) was misplaced because Ultimate Rewards no longer have the same cachet they used to, so there's not as much reason to care about churning Ultimate Rewards cards nowadays.

Many people reflexively cringe at the prospect of a credit card application, because of some of the conventional wisdom — true and false — about credit cards and how credit works.

(I keep some with Chase, too, because it helps improve my card application odds.)

My question is I had 3 Amex CC two of them almost a year old the third one about 5 months old, when I» be applied for the first time I did it over the phone and before I continued with the application I told the agent that I filed for BK about 6 years ago and I never had a Amex CC then she told me that there are customers that applied with BK and been approved, when she said that I felt confident applying for it and she was right, Amex approved me with a nice credit line of $ 11,000 I was in shock, now explain this a year later I went to the website and I request a credit line increase and I was dinied I called for a recon and they told me I was dinied because in my credit report shows a BK so I said wait a minute when I had applied for that credit card I had approved with no problem and now I can't have a credit line increase and the agent told me there are different factors between applying for credit card and applying for credit increase so that was his answer but he didn't explain the factor why??? Do you have an idea why is the differents Thank you

This is because in - branch bank reps sometimes give applicants a hard time about applying for two cards at once and they don't always go to bat for you if your second application goes to pending.

In addition, because so many Chase business credit card applications go to reconsideration, I suggest you read up on my article on what to expect in a Chase business reconsideration call.

After all, each credit card application means your future applications for Chase credit cards like the Sapphire Preferred or Southwest credit cards might be denied because they are subject to the 5/24 rule.

There have been reports of over 100,000 applications in the first week of the CSR being available (I can't find the link so you'll just have to take my word that it has been discussed) and, if you think that's an exaggeration, then the fact that Chase is having to send out plastic versions of the card because they've run out of the metal that it should be made from, tends to give a bit of credence to those reports.

Since the Ritz Carlton card has a high annual fee, many have speculated that Chase may be more lenient for these applications because the fee helps cover whatever perceived risk Chase believes they are limiting with the 5/24 rule.

Some travel bloggers advise applying for several cards in a single day — sometimes called an app - o-rama — then waiting three months for another round of applications, on the theory that you're more likely to get approved because the banks don't see the credit inquiries if you bunch them together.

That's because if you still decide to combine inquiries with two simultaneous applications, you will fill up your «5» cards for purposes of the 5/24 rule before you even acquire the QF.

Again, keep in mind that there is a lot more than a mere score that goes into many credit card approvals so just because your odds appear to be bad or great, you will not know the outcome of your application until after you apply.

I don't like giving too much advice about getting approved for cards because there are simply too many variables that go into a credit card application approval decision.

* It's ridiculous because the card company can reject my application.

This is because nearly every credit card application results in a hard credit pull.

Related to the previous point, many times your credit card application goes to pending because for whatever reason you've triggered fraud prevention.

In a Nutshell: Many established small - and medium - sized businesses still can not qualify for business credit cards because of strict application requirements that demand high revenue or good... read more»

Because American Express places a once - in - a-lifetime limit on sign - up bonuses on its cards, it's important to time your card application properly to earn the largest sign - up bonus possible.

The only way I was able to do that was because I have so many Chase cards from so many past applications.

But no one was able to apply for a Citi Hilton card for the past half year or so, because Citi pulled the applications in the summer very soon after that announcement.

However, other FlyerTalkers note that they applied for two Barclaycard cards on the same day and were accepted for one and had their second application put into pending status — probably because the system automatically thinks two simultaneous applications are an error.

That's because if you've already reached the maximum credit limit Citi (or another issuer) will extend to you, you won't get auto - approved for new cards — you're application will receive a «pending» message and you'll need to call reconsideration to try to get approved.