If you do find that you're using the credit
card as a crutch, this method might lead you down a dangerous financial path.
You should remember to not use your credit
card as a crutch.
But if you feel you're using your credit
cards as a crutch or as a way to spend beyond your means more often than not, then hide them until you've paid off what you owe and you've smartened up about how to use them properly.
Not exact matches
While the main point of having an emergency fund it to avoid having to use a credit
card it's still important to have a healthy credit score in case you suddenly become unemployed and need to use revolving credit
as a
crutch.