You can also save money with
this card if you travel outside of the U.S. or need to use the card for foreign purchases because there is no foreign transaction fee.
On the other hand, you may want to get a points - based
card if you travel often or plan on taking advantage of the points in other ways.
Overall, the benefits outweigh the cost of
the card if you travel United on a frequent basis.
Downgrade to the Chase MileagePlus Card (no Explorer in the name) and you'll still have [ever so slightly] expanded domestic saver level Economy award availability, no fee, and the ability to switch back to the $ 95 annual fee Explorer
card if your travel patterns change in the future.
Trip delay insurance might be one of the most important benefits of
this card if you travel regularly.
There's no doubt that that's a lot to spend for a card, but it comes with major perks that can more than pay for
the card if you travel enough.
This is a good
card if you travel a lot and definitely check out the perks before signing up.
On the other hand, you may want to get a points - based
card if you travel often or plan on taking advantage of the points in other ways.
The MileSAAver ® discount is 7,500 American Airlines AAdvantage ® miles round trip or 3,750 one - way for this Citi ® / AAdvantage ®
card if travel booked is greater than 500 miles in distance.
Sign up for
the card if you travel two or more times per year, otherwise you may not get your money's worth when you pay the maintenance fee.
It's a pretty good
card if you travel a lot and definitely check out the perks before signing up.
Furthermore, a 3 percent foreign transaction fee also applies to purchases made outside of the U.S., making it not the best
card if you travel internationally for business.
Not exact matches
If you enjoy
travel flexibility, all you need are two credit
cards from Chase to earn the valuable Ultimate Rewards points on every purchase.
Day passes are available, but
if you
travel a lot, it's worth purchasing an annual pass, getting complementary lounge access through a credit
card or joining a third - party lounge network like Priority Pass.
If you have a premium
card like the Sapphire Preferred or Sapphire Reserve, you can pool your points from the two
cards, and get a bonus when purchasing
travel, or transfer them to
travel partners.
If you're planning to stay in the U.S., you can also read up on other highly rated
travel cards to flesh out your options.
But
if you're planning to
travel outside of the U.S., it's important to make sure that your
card is making your trip easier and not loading you down with fees and headaches.
If you too are navigating the friendly skies with more frequency than before, you may want to consider the following
travel credit
card tips for business travelers.
Only bring a passport with you
if you're
traveling abroad, and always avoid bringing your Social Security
card or birth certificate with you, the report advised.
Go for this
card if you see lots of
traveling in your future, whether it's because your child goes to boarding school or that you're planning on taking a vacation, Wallethub advised.
This section will be on your statement
if you have a rewards credit
card, such as a cash - back or
travel card.
If you or your employees do a lot of
traveling for your business, you may be able to make good use of the
travel protections that frequently come on business credit
cards.
If you want to use your
card for flying and earn airline credits at a faster rate, you may be better off with another
travel card.
If you want to use a credit
card when traveling abroad, the Stash Hotel Rewards ® Visa ® Card is a good cho
card when
traveling abroad, the Stash Hotel Rewards ® Visa ®
Card is a good cho
Card is a good choice.
These
travel rewards credit
cards generally require a solid credit score though, so
if you don't have credit or are just getting started building your credit history, you may want to take a look at student credit
cards instead.
If that is the case, some of the best cashback credit
cards to consider are the Citi Double Cashback (2 % rewards rate) or any rewards
card that pays at least 2 % for everyday purchases or on
travel purchases.
If you want
travel rewards without the annual fee, choose the Capital One Spark Miles Select
card.
If you're serious about
travel, the Capital One ® Venture ® Rewards Credit
Card should be on your radar.
Bonus:
if your landlord lets you pay via credit
card, you can use that to build credit and earn rewards
if you have a cash back or
travel rewards
card.
You can snag some great deals by taking advantage of credit
card rewards, other loyalty programs, and deducting your trip from your taxes
if your
travel is for business purposes.
If you don't like the constraints this puts you in, we recommend going with a general
travel credit
card or a hotel credit
card belonging to a bigger brand.
Note
if your primary concern is
travel - related death or dismemberment, know that your credit
card may already provide
travel insurance free of charge.
Because the Chase Ink Preferred business credit
card lets you redeem or transfer your points for award
travel, it is a worthy substitute for the Ink Plus business
card if you're looking to complete the Chase Trifecta.
If you enjoy luxury
travel, it only makes sense to consider a true premium
travel rewards
card like the Amex Platinum.
If you often
travel internationally for business, this is the
card for you.
The redemption value is different
if you choose to redeem your Points for other rewards such as
travel and hotel options, merchandise, gift
cards, and / or statement credit.
If you
travel frequently, value luxury
travel then you might be able to justify the $ 550 annual fee on the AMEX Platinum
Card.
There are also some costs involved in
travel hacking, so
if you are in credit
card debt or have any other serious debts that are causing you stress or are harming your lifestyle, don't get involved in
travel hacking until you are debt free.
If travel isn't your thing, then your points can be redeemed for gift
cards, cash back or to shop on Amazon.com.
The difference between these two
cards is mainly the fact that the Chase Freedom ®
Card can earn Ultimate Rewards Points, which can be used for
travel rewards
if combined with a Chase Sapphire Preferred ®
Card or Chase Ink Business Preferred ℠ Credit
Card.
But,
if you want to have the 1:1 transfer option and other premium
travel benefits, spring for a flexible rewards
card with an annual fee, especially since most are waived for the first year.
Annual Fee: $ 95 ($ 0 the first year) Reasons to Consider: 1:1 point transfer partners / 2x points on all
travel and dining purchases
If you primarily want a
card that makes it easy to earn and redeem rewards points, look no further than the Chase Sapphire Preferred.
The Sapphire Preferred's sign - up bonus is at its lowest redemption level worth $ 500 in statement credit
cards, but your 50,000 Ultimate Rewards points are worth $ 625 in
travel if you redeem through Chase's
travel portal.
If you spend a lot on
travel and dining out, the Chase Sapphire Preferred ®
Card could be a great option for you.
If 50 % of your credit
card purchases fall into dining and travel categories, the Barclays Arrival ™ World MasterCard ® is the better long - term deal - otherwise opt for the BankAmericard Travel Rewards ® Credit
card purchases fall into dining and
travel categories, the Barclays Arrival ™ World MasterCard ® is the better long - term deal - otherwise opt for the BankAmericard Travel Rewards ® Credi
travel categories, the Barclays Arrival ™ World MasterCard ® is the better long - term deal - otherwise opt for the BankAmericard
Travel Rewards ® Credi
Travel Rewards ® Credit
CardCard
This means that
if you are not a big
travel spender, the Bank of Americard Travel Rewards card will be a better fit, due to it being completely
travel spender, the Bank of Americard
Travel Rewards card will be a better fit, due to it being completely
Travel Rewards
card will be a better fit, due to it being completely free.
If you're just a casual United passenger, the no - fee United TravelBank or $ 95 - a-year United MileagePlus Explorer
Card can be a better choice as you can still earn points for United award
travel on every purchase without the large annual fee.
If you're in the market for a rewards
card with no annual fee, Bank of America has your back with its Bank of America ® Travel Rewards Credit C
card with no annual fee, Bank of America has your back with its Bank of America ®
Travel Rewards Credit
CardCard.
If you are
traveling internationally, you might want a
card with no foreign transaction fee.
Even
if you
travel infrequently — once a year, say, or even once every two years — the lucrative yet simple rewards from this credit
card may be too good to pass up.