Not exact matches
The cash - back
cards generally pay back a percentage of the amount you have spent
on daily purchases, cash back
on specific
categories or bonus amount for spending a specific amount within a
certain period.
Cardholders of the U.S. Bank Cash + ™ Visa Signature ®
card benefit from cash back at
certain retailers depending
on the
categories chosen.
Other Cash Back
Cards to Consider: Some cash back cards (such as the Chase Freedom and Discover It) change things up by giving up to 5 % back on certain spending categories that change every quarter and 1 % on other purch
Cards to Consider: Some cash back
cards (such as the Chase Freedom and Discover It) change things up by giving up to 5 % back on certain spending categories that change every quarter and 1 % on other purch
cards (such as the Chase Freedom and Discover It) change things up by giving up to 5 % back
on certain spending
categories that change every quarter and 1 %
on other purchases.
Fixed - rate cash back
cards provide one cash - back rate
on all purchases or
on certain merchant
categories.
But those who do opt for a rewards
category should be
certain that they can afford the interest rate
on the
cards, as they are typically higher than those without rewards.
This
card has no annual fee and good cash - back rewards, though if you don't spend a lot
on certain categories, it may not make as much sense for your business.
Some
cards may offer a set number of points
on everything you spend, while others offer extra points when you spend in
certain categories.
Using this
card you get generous cash back rewards
on purchases in
certain categories.
Even when the introductory period is over, you'll still be left with a great cash back credit
card that offers 5 % cash back after you sign up
on certain purchase
categories that rotate quarterly.
Tiered and bonus -
category cash - back credit
cards offer higher rates
on certain purchases and 1 %
on everything else.
While you won't earn two points
on all direct Delta purchases, you can earn three points per dollar
on the first $ 150,000 spent
on certain categories mentioned below with the Ink Business Preferred ℠ Credit
Card.
Like many
cards, it offers a straightforward cash bonus for spending
on the
card as soon as you receive it, but it also has purchase bonuses
on the first $ 10,000 you spend in
certain categories.
Some
cards offer unlimited cash back
on all purchases up to a
certain spending threshold; others impart higher cash back percentages according to various spending
categories assigned by the
card issuer.
I have a Discover
card that pays 5 % back
on certain categories each quarter and sometimes has the best rebate when buying
on - line.
Unlike other cash - back
cards, the cash - back rate applies to all purchases, not just
on certain categories.
You can find out what the best
card to use is based
on a
certain category by clicking one of the links below.
The simpler travel rewards program from the Discover it ® Miles
card is better for people who don't spend too much
on certain categories.
Also, be sure to register for any rotating
categories on certain cash back
cards.
The
card offers significantly lower rewards
on certain shopping
categories.
If you want a
card that gives you cash back
on every purchase you make and even more cash back
on certain bonus
categories, the Blue Cash
card from American Express might be a fit.
Some flat - rate
cards will give you 1.5 percent cash back
on all purchases, while others offer accelerated cash back earnings in
certain categories.
The most valuable benefit of this
card is that you can earn 5X Ultimate Rewards points (
on up to $ 1,500 in spending) for
certain categories each quarter.
Some credit
cards offer increased rates of return
on certain niche purchase
categories.
I recently applied for and was approved for the American Express TrueEarnings
Card with a minimum of 1 % cash back
on everything and up to 3 % cash back
on certain categories.
Some
cards earn high - rate rewards
on certain purchase
categories, like travel or groceries.
Use the Chase Sapphire Preferred ®
Card to earn 2x on all other travel and restaurants, and the Chase Freedom ® Card and Chase Ink Business cards to earn 5x in certain categories (see card math for detai
Card to earn 2x
on all other travel and restaurants, and the Chase Freedom ®
Card and Chase Ink Business cards to earn 5x in certain categories (see card math for detai
Card and Chase Ink Business
cards to earn 5x in
certain categories (see
card math for detai
card math for details).
Like many
cards, it offers a straightforward cash bonus for spending
on the
card as soon as you receive it, but it also has purchase bonuses
on the first $ 10,000 you spend in
certain categories.
Watch out for limits
on rewards
card category bonuses — If you're planning on spending a lot on a card in a certain category, make sure you know the limit to what you can earn so you can maximize your rewards... (See Category bonus
category bonuses — If you're planning
on spending a lot
on a
card in a
certain category, make sure you know the limit to what you can earn so you can maximize your rewards... (See Category bonus
category, make sure you know the limit to what you can earn so you can maximize your rewards... (See
Category bonus
Category bonus limits)
Use
cards that earn more for
certain categories, and then put everything else
on the Capital One
card.
The
card offers one point per dollar
on general purchases and three points per dollar
on certain categories of purchases, including travel, shipping, internet advertising, and internet, cable and phone services.
That answer often depends
on how much you spend and where you spend it, because a lot of
cards give you extra rewards for spending in
certain categories.
If you're getting 2x points
on dining and travel with a Chase Sapphire Preferred, and if Ultimate Rewards points are worth more than 1 cent apiece (which they are, since you can redeem them for at least 1.25 cents per point directly against any airfare without restriction), you can definitely do better than 2 % with
certain rewards
cards in the right
categories.
But there are many flavors of each.Cash - back rewards may be a set percentage back
on every purchase (flat - rate cash - back
cards); a base percentage, with more for
certain categories, such as gas and groceries (tiered - rate cash - back
cards); or a base percentage, with more for a rotating list of purchase types, such as restaurants in one quarter and gas in another (rotating
categories cash - back
cards).
Use the Chase Sapphire Preferred ®
Card to earn 2x on all other travel and restaurants, and the Chase Freedom ® Card and Chase Ink Business cards to earn 5x in certain categories (see card math for detai
Card to earn 2x
on all other travel and restaurants, and the Chase Freedom ®
Card and Chase Ink Business cards to earn 5x in certain categories (see card math for detai
Card and Chase Ink Business
cards to earn 5x in
certain categories (see
card math for detai
card math for details).
The simpler travel rewards program from the Discover it ® Miles
card is better for people who don't spend too much
on certain categories.
This is huge since most
cards only offer bonus miles
on certain categories like travel or dining.
While other Chase
cards offer extra points
on certain categories, most of them offer 1x points
on other purchases - that's where the Freedom Unlimited comes in, with 1.5 x points
on all purchases.
And like the Arrival Plus
card and Venture
card, you can earn 2X points
on certain categories, making it easy to earn rewards quickly.
And since this
card earns cash back everywhere, it could be a nice companion to another rewards
card that may earn a higher rate of cash or points
on certain categories.
Typical airline credit
cards give you 1 mile per dollar spent
on everyday shopping or 2 miles or more per dollar for
certain categories, such as buying airline tickets or other travel expenses.
On the other hand, the Chase Ink Plus
card offers an excellent 60,000 - point sign - up bonus and 5x earning in
certain categories.
Some of these
cards will offer a simple, blanket fixed rate across all purchases, others may confuse things a bit by offering a slightly lower percentage
on most purchases, but offer an increased percentage
on purchases within
certain categories such as gas or grocery purchases.
The amount of cash back
on your purchases varies by
card, and different types of
cards may offer higher percentages in
certain categories, like gas or groceries.
Because the Freedom earns 5X up to a
certain limit
on rotating bonus
categories, you need to think about how much you would spend
on any of these given
categories throughout the year in order to gauge which
card would work best for you.
For example, Discover's It
card offers up to 5 percent cash rewards
on certain categories of merchandise, but cardholders must sign up online periodically to qualify for the top tier reward rate.
Typically, a rewards
card will offer you 1 point per dollar (1X) spent and then «bonus points» worth more than 1 point per dollar
on certain categories, such as:
These
cards, too, often have bonuses for spending
on certain categories.
Simply put, if the purchase is not going to earn me bonus points in a
certain category and won't register as a foreign transaction, it goes
on this
card.
This
card allows cardholders to collect a large cashback bonus
on a
certain category of products that rotates quarterly.
Even when the introductory period is over, you'll still be left with a great cash back credit
card that offers 5 % cash back after you sign up
on certain purchase
categories that rotate quarterly.