Sentences with phrase «card with no annual fee if»

You may want to stick with a credit card with no annual fee if you charge less than $ 12,000 a year.

For instance, it might be worth getting a cash back card with an annual fee if you use it every week.

only choose a card with an annual fee if the cash back you earn is a good amount higher then the annual fee.

For example, you can get a rewarding cashback card with no annual fee if your credit is good or excellent.

For instance, you should choose a card with no annual fee if you charge less than $ 12,000 a year.

Not exact matches

Granted, cards with no annual fee tend to charge higher interest rates, but if you never carry a balance, the interest rate is irrelevant.

The question is: Would you see more cards with higher interest rates or annual fees if issuers suddenly find the bottom line lacking due to an unfavorable settlement or ruling in this case?

Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Some worthwhile contenders include the «Discover it» card, which will double your cash back at the end of the first year, or Citi Double Cash, which gives you 2 percent cash back on everything with no annual fees, or Chase Freedom, which offers a $ 150 bonus if you spend $ 500 in the first three months, Schulz said.

If you run some calculations, you'll often find that you'll get far more value out of a card with an annual fee than a card without one.

If that's the case, it's better to go with a card with that has fixed 2 % cash back rewards and no annual fee.

If you're set on finding a card with an annual fee that's waived, or with no fee at all, you have options.

But, if you want to have the 1:1 transfer option and other premium travel benefits, spring for a flexible rewards card with an annual fee, especially since most are waived for the first year.

If it is your first experience then choose a card with low or no annual fees, best rewards cards, and a low - interest rate.

If you're in the market for a rewards card with no annual fee, Bank of America has your back with its Bank of America ® Travel Rewards Credit Ccard with no annual fee, Bank of America has your back with its Bank of America ® Travel Rewards Credit CardCard.

If approved, most cards come with a small annual fee and a low credit limit.

If you prefer a travel card with no annual fee, then the Discover it ® Miles is our top recommendation.

If you're thinking about spending less, consider a travel card with a lower annual fee or options that better suit your traveling preferences.

If you have one of the premium Ultimate Rewards cards (i.e. one with an annual fee), this 5 % cash - back can become 5X Ultimate Rewards points per dollar.

If you're interested in pure savings on things you charge to your small business credit card, other options such as the SimplyCash ® Plus Business Credit Card from American Express are the better choice — it provides higher returns, with no annual card, other options such as the SimplyCash ® Plus Business Credit Card from American Express are the better choice — it provides higher returns, with no annual Card from American Express are the better choice — it provides higher returns, with no annual fee.

Generally, it is recommended that if you spend at least $ 24,000 + per year with your credit card, the FlexPerks Travel rewards card is the better card between the two (U.S. Bank grants a 3,500 FlexPoints bonus at this level that can cover the annual fee).

If the final result is higher than the net value of your rewards card, then the cash back card with no annual fee is the better option.

Cards that come with annual fees offer higher rewards and an assortment of travel perks and shopping benefits, but if you don't spend enough to maximize on rewards or travel enough to take advantage of the additional perks, the annual fee is an unjustifiable cost.

If you charge less than $ 12,000 a year, you may want to stick with a credit card with no annual fee.

If you are looking for a simple business credit card with no annual fee, this is a great choice.

If you care about these benefits, and believe they are worth the significantly higher annual fee, then we recommend going with the Citi Prestige ® Card over Citi ThankYou ® Premier Credit Card.

If your credit is good enough for approval, a credit card with no annual fees could save you money.

If you factor in the opportunity cost of using another small business credit card with no annual fee, that figure jumps up to $ 17,500.

If you charge less than $ 12,000 a year, you may want to stick with a credit card with no annual fee.

Bottom Line: If you are interested in an AmEx charge card, you should go with The Business Gold Rewards Card from American Express OPEN, which we estimate will be worth the additional $ 80 in annual fcard, you should go with The Business Gold Rewards Card from American Express OPEN, which we estimate will be worth the additional $ 80 in annual fCard from American Express OPEN, which we estimate will be worth the additional $ 80 in annual fees.

Among premium travel cards, check out Chase Sapphire Reserve ($ 450 annual fee), with an initial bonus of 50,000 points (worth $ 750 in travel bookings through Chase) if you spend $ 4,000 in the first three months, and American Express's Platinum card ($ 550 annual fee), which offers 60,000 points (worth $ 600 in certain travel redemptions) if you spend $ 5,000 in the first three months.

With $ 450 annual fee, this card is quite expensive to maintain, but if you obtain it, you get an access to luxury services and a great bonus and rewards program, which are especially worthwhile for travelers.

With that being said, if sky miles aren't something that you would benefit from, you may want to look into other cards that don't charge hefty annual membership fees.

However, if you're trying to keep costs at a minimum you might select a rewards - earning business card with no annual fee such as Chase Ink Business Cash card.

If you spend more than $ 5,900 a year, it's a better deal than a 1.5 % card with no annual fee; spend more than $ 11,800, and it's better than a no - fee 2 % card.

If you don't travel with United, the lounge benefits may not be enough to justify this card's $ 450 annual fee.

If you're looking for a 1.5 % rewards rate, the Capital One ® Spark Cash ® Select is a business card with 1.5 % cash back and no annual fee whatsoever.

Using the same supermarket - only analysis, if you spend at least $ 61 per week at supermarkets, you'll earn more with the Blue Cash Preferred ® Card from American Express, even after the annual fee.

If you don't incur interest or fees on your transactions or have an annual fee to pay, a cash back program can actually «pay» you back a small amount for purchases made with your credit card.

Most of the cards we've selected above come with no annual fee, which means that even if you open them for the Black Friday, they won't burn a hole in your wallet over the next year.

Bottom Line: If your credit card portfolio includes several cards with annual fees and you're trying to reduce these costs you may want to find similar cards that do not charge annual fees.

With this benefit, the first $ 5,000 you spend with the card will have an effective rewards rate between 9 and 11 % (at worst)- even if you take the card's annual fee into accoWith this benefit, the first $ 5,000 you spend with the card will have an effective rewards rate between 9 and 11 % (at worst)- even if you take the card's annual fee into accowith the card will have an effective rewards rate between 9 and 11 % (at worst)- even if you take the card's annual fee into account.

Most rewards based cards come with an annual fee, so if you don't think you'll use it regularly to offset the charge, go with just a regular credit card.

If you are looking for a cash back card with solid rewards that has no annual fee, then look no further than the exalted Blue Cash Everyday ® Card from American Exprcard with solid rewards that has no annual fee, then look no further than the exalted Blue Cash Everyday ® Card from American ExprCard from American Express.

It turns out that if you spend $ 920 or less per year on JetBlue, you will actually be better off with the no annual fee card.

If you're set on finding a card with an annual fee that's waived, or with no fee at all, you have options.

If you care about these benefits, and believe they are worth the significantly higher annual fee, then we recommend going with the Citi Prestige ® Card over Citi ThankYou ® Premier Credit Card.

Of course, since both come with no annual fee, getting both cards is always a viable option if you have the credit score bandwidth.

So if you open up 4 new travel reward cards, each with annual fees of $ 95, you'd be paying almost $ 400 for the cards the next year.

If you use one of the three credit cards PC offers, you'll be able to earn extra points — with no annual credit card fee.