Sentences with phrase «cardholder pays the bill on time»

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As long as you have good credit, pay your credit card bill on time, and have been a cardholder with a particular bank or company over an extended period, you should be able to request a reduction in your interest rate.

It is useful for diligent cardholders, especially if they pay their card bills on time and in full each month.

In order to qualify, cardholders will need to exhibit good financial behavior — paying their bills on time, etc..

You pay your bill on time, you don't max out your card and, all in all, you're the kind of cardholder a credit card company should want to keep.

If the cardholder is responsible with the card, paying the bill on time each month and keeping the balance well below the limit, your overall credit picture could improve.

Plus, if cardholders make a purchase, stay under their credit line and pay on time for three billing periods in a row, Citi says it will reduce the annual interest rate on the card as well as award 100 points each billing period.

Credit scores on the rise Despite charging more, on average, to their cards, most cardholders are still managing to pay their bills on time.

Being an authorized user only harms your credit card approval chances when you want to apply for certain Chase credit cards or the primary cardholder doesn't pay the bill on - time.

They may prefer to do that than lose a cardholder of two decades who pays her bills on time, as your credit score indicates.

American Express states in its Membership Rewards terms and conditions that a cardholder who fails to pay the amount due on a bill by the closing date of the next billing period forfeits all the rewards earned during the time covered by the unpaid statement.

Cardholders are incentivized to keep their credit hygiene on point and they earn 1.25 % cash back for that month when paying bills on time, versus 1 % for purchases, the same amount as Discover's student card.

For example, Discover Motiva cardholders who don't always pay off their balance each month, but who do pay their bill on time for six months in a row, Discover will pay the next month's interest.