Sentences with phrase «cardholders pay on time»

It offers flat rate cash back on all purchases of 1 %, with the potential for 1.25 % in rewards if the cardholders pay on time.

It offers flat rate cash back on all purchases of 1 %, with the potential for 1.25 % in rewards if the cardholders pay on time.

Not exact matches

As a cardholder, you acquired the goods on the credit cards, and made an obligation to pay over time with interest, and you still have that obligation.»

Every time a cardholder makes a purchase at a retail establishment, a percentage of that transaction (somewhere between 2 % and 4 % depending on the merchant) is paid to the payment processor.

However, if the cardholder fails to pay on time, a late fee is assessed.

While it is always a best practice to pay your credit card off in full each month, if you do get stuck in a pinch some travel credit cards offer 0 % introductory APR on balance transfers to qualifying cardholders for a set period of time.

As long as you have good credit, pay your credit card bill on time, and have been a cardholder with a particular bank or company over an extended period, you should be able to request a reduction in your interest rate.

Most card companies allow their new cardholders a few weeks to transfer their balances to take advantage of this offer, and interest does accrue on any balances that aren't paid in full by the time the introductory period ends.

For cardholders that pay on time, the card bumps this percentage up to 1.25 %, which slightly higher than what students can get on general spending in other cards.

Post CARD Act Post CARD Act issuers must display on cardholder statements that if they only make the minimum monthly payment on their account the time to pay off their balance will increase as will the amount of interest paid.

The Chase Slate ® waives interest on balances they carry for those first 15 months, which lets cardholders slowly pay off any debts without accumulating fees over that time.

It is useful for diligent cardholders, especially if they pay their card bills on time and in full each month.

In order to qualify, cardholders will need to exhibit good financial behavior — paying their bills on time, etc..

As a cardholder, you acquired the goods on the credit cards, and made an obligation to pay over time with interest, and you still have that obligation.»

To be eligible cardholders must have the following: had the card for a minimum of one year, a FICO score of 680 or above and a good history of paying the secured card on time.

You pay your bill on time, you don't max out your card and, all in all, you're the kind of cardholder a credit card company should want to keep.

If a situation arises where a cardholder can not pay their credit balance in time, two different scenarios play out depending on whether one has a credit card vs a charge card.

If the cardholder is responsible with the card, paying the bill on time each month and keeping the balance well below the limit, your overall credit picture could improve.

For example, a typical cardholder who borrowed $ 5,000 on a credit card today and paid $ 150 monthly at today's average APR would have to spend $ 45 more to pay off the balance than would have just two months ago, when rates were at their all - time peak.

American Express doesn't disclose on its website the APRs that cardholder would be charged if they chose to pay some purchases over time, nor will the card issuer tell you over the phone what your Pay Over Time APR might be before you apppay some purchases over time, nor will the card issuer tell you over the phone what your Pay Over Time APR might be before you aptime, nor will the card issuer tell you over the phone what your Pay Over Time APR might be before you appPay Over Time APR might be before you apTime APR might be before you apply.

Cardholders who demonstrate responsible card use for the first five months by paying their statement on time become eligible for a potential credit limit increase.

Plus, if cardholders make a purchase, stay under their credit line and pay on time for three billing periods in a row, Citi says it will reduce the annual interest rate on the card as well as award 100 points each billing period.

Credit scores on the rise Despite charging more, on average, to their cards, most cardholders are still managing to pay their bills on time.

Being an authorized user only harms your credit card approval chances when you want to apply for certain Chase credit cards or the primary cardholder doesn't pay the bill on - time.

The only thing we'd like to see Discover include with this card is an annual bonus for current cardholders (right now, only new customers get double cash back for 12 months) and a longer 0 % APR on balance transfers to help customers who need more time to pay off debt.

Visa Signature cardholders who make any combination of Purchases totaling at least $ 1,000 that post to the account within 90 days of the account open date will qualify for a round - trip coach Companion Fare on Alaska Airlines or Virgin America from $ 121 (USD)($ 99 base fare plus taxes and fees, from $ 22 depending on your Alaska Airlines or Virgin America flight itinerary) when traveling with another passenger on a paid published coach airfare on the same itinerary, booked at the same time on alaskaair.com.

Indeed, for cardholders who pay off their cards each month — and always pay on time — credit cards can be a safe, convenient, and rewarding way to make your everyday purchases, as well as valuable credit - building tools.

While such a strategy will enable the credit cardholder to temporarily avoid paying interest on their existing debt, it can present some other hazards over time.

The issuer also extended the amount of time cardholders can carry a balance on new purchases without paying interest from 12 months to 15 months.

They may prefer to do that than lose a cardholder of two decades who pays her bills on time, as your credit score indicates.

American Express states in its Membership Rewards terms and conditions that a cardholder who fails to pay the amount due on a bill by the closing date of the next billing period forfeits all the rewards earned during the time covered by the unpaid statement.

Just as with any reward credit card, cardholders must always pay their balances in full and on time in order to assure that interest payments do not overwhelm any rewards received.

Cardholders are incentivized to keep their credit hygiene on point and they earn 1.25 % cash back for that month when paying bills on time, versus 1 % for purchases, the same amount as Discover's student card.

If a situation arises where a cardholder can not pay their credit balance in time, two different scenarios play out depending on whether one has a credit card vs a charge card.

For example, Discover Motiva cardholders who don't always pay off their balance each month, but who do pay their bill on time for six months in a row, Discover will pay the next month's interest.

Cardholders are promised 0 percent interest on certain categories of purchases if they pay off all of the interest within a designated time period.

Depending on the prescription discount card program, the cardholder may pay for their medication upfront and pick up their medication from their pharmacy, or may pay the discounted price at the time of filling their prescription.