While that description is accurate, it's incomplete, and doesn't convey exactly how
cardholders receive their rewards.
Not exact matches
Cardholders can earn 1 % cash back on every purchase, 2 % at grocery stores and wholesale clubs, and 3 % on gas for the first $ 2,500 in combined grocery / wholesale club / gas purchases each quarter, and Bank of America ® customers can even
receive a 10 % customer bonus every time they redeem their cash
rewards into a Bank of America ® checking or savings account.
Luxe
cardholders receive a 20 %
Reward Points bonus based on their spending every 3 months, bonus points shopping days, free shipping on many purchases, free basic alterations on merchandize from Banana Republic, and a «Choose Your Own Sale Day.»
Cardholders receive a one - time $ 500
reward once they spend $ 4,500 on purchases within three months from account opening.
Cardholders also
receive a competitive
rewards program that features 1.5 points per dollar spent on purchases, and each point is worth one cent statement credit towards travel purchases.
This means Select +
cardholders take longer to accumulate their
rewards points, which isn't a necessarily bad as long as they are not aiming to
receive the high - tier ticket
rewards.
Premium
cardholders receive a 20 % discount when using Ultimate
Rewards points to book airfare, hotels, car rentals and cruises through the UR portal.
This means Select +
cardholders take longer to accumulate their
rewards points, which isn't a necessarily bad as long as they are not aiming to
receive the high - tier ticket
rewards.
Luxe
cardholders receive a 20 %
Reward Points bonus based on their spending every 3 months, bonus points shopping days, free shipping on many purchases, free basic alterations on merchandize from Banana Republic, and a «Choose Your Own Sale Day.»
Premium
cardholders receive a 20 % discount when using Ultimate
Rewards points to book airfare, hotels, car rentals and cruises through the UR portal.
Cardholders pay a respectable annual fee of $ 450 and
receive 100,000 Ultimate
Rewards points after spending $ 4,000 within the first three months.
Cardholders who spend at least $ 1,000 on purchases, within the first 3 months of their account opening, will
receive a bonus 10,000 Membership
Rewards points.
Cardholders that spend $ 2,000 during the initial three month period after opening an account
receive a 50,000 mile bonus to their mile
rewards account.
Additionally, even though this is not a
rewards credit card, Platinum Visa
cardholders who spend $ 500 in purchases within 60 days will
receive $ 100 in statement credit — provided they sign - up for the card online - an online exclusive bonus that comes with most of the Bank of America branded business credit cards.
While the highest
rewards category has a 3 %
rewards rate,
cardholders receive a 25 % bonus on their points when the points are used to book travel through the ThankYou Travel Center — boosting the value to 3.75 %.
Instead,
cardholders receive a 3 %
rewards rate during the first year of cardmembership, instead of the standard 2.5 %.
Cardholders can reduce their carbon footprint even more when they make a purchase with the card within the first 90 days of
receiving it — a bonus
reward structured just like the first use bonus of many other
reward cards on the market.
Bonus points will be added under the description: Premier Executive Checking Bonus for new account promotion Premier Executive Checking customers are still eligible for the 2,500 bonus point offer upon upgrade and payment of the annual
rewards fee; therefore
cardholders have an opportunity to
receive up to 10,000 in bonus points.
Every year, Ritz - Carlton
Rewards ®
cardholders receive $ 300 in travel credit.
Every year you remain a Ritz - Carlton
Rewards ® Credit
Cardholder in good - standing, you will
receive 3 complimentary upgrades to Club ® Level.
By reaching this amount before three months,
cardholders receive 50,000 Avios which is a large
reward considering the standard avios rate on purchases.
Capital One ® Venture ®
Rewards Credit Card
cardholders who spend at least $ 3,000 on purchases, within the first 3 months of opening their account, will
receive a bonus 50,000 points.
Cardholders receive a 25 % discount on eligible in - flight food, as well as greater
rewards rates on select roundtrip flights with AA.
If $ 4000 is spent in the first three months and a new user is authorized to make purchases on the account, a Sapphire Preferred ®
cardholder receives a grand total of 55,000
reward points to the account ($ 550)- making this card a great
rewards credit card.
In addition to the above - mentioned
rewards, AAA Member Rewards Credit Card cardholders who spend at least $ 250 on purchases within the first 90 days of account opening receive a $ 100 statement
rewards, AAA Member
Rewards Credit Card cardholders who spend at least $ 250 on purchases within the first 90 days of account opening receive a $ 100 statement
Rewards Credit Card
cardholders who spend at least $ 250 on purchases within the first 90 days of account opening
receive a $ 100 statement credit.
Cardholders also
receive a competitive
rewards program that features 1.5 points per dollar spent on purchases, and each point is worth one cent statement credit towards travel purchases.
The primary
cardholder will
receive all
rewards points or cash back earned by each
cardholder.
For instance, Visa is currently offering free shipping and 10 percent off at Blue Nile until February 28, 2009; while Discover hikes the Discover credit card
rewards (5 % to 20 % cash back bonus or double miles) that
cardholders receive if they shop at Discover's exclusive shopping site.
Both types of
cardholders receive two points for every dollar spent directly at Southwest Airlines, at any Rapid
Rewards hotels, or at any partner car rental business.
The
rewards and benefits offered to Blue Cash Preferred ®
cardholders are quite similar to those enjoyed by Blue Cash Everyday ®
cardholders, yet the former
receive a greater volume in the form of cashback
rewards for their purchases.
The standing special
reward coupled with this card is the offering of unlimited
rewards miles for everyday purchases; in fact,
cardholders receive two miles for every dollar spent.
It's possible that you could be a responsible
cardholder all year but
receive no
rewards from this card.
The allotted cashback
rewards can be tracked easily through the
cardholder account online, and the cashback is
received in the form of
Reward Dollars as a statement credit.
Travel
Rewards —
cardholders who enroll in the program
receive one point per net dollar spent.
Double - point shopping days allow
cardholders to accelerate their earnings and
receive as much as 10 percent back in shopping
rewards on their purchase.
Double - point
cardholder shopping days also accelerate the path to elite LUXE status where shoppers
receive even more
rewards.
Cardholders will need to choose between banking their
rewards points — in which they save them up until they reach a set amount that they choose — or receiving Rewards Dollars certificates every two weeks or so, that will expire within 6
rewards points — in which they save them up until they reach a set amount that they choose — or
receiving Rewards Dollars certificates every two weeks or so, that will expire within 6
Rewards Dollars certificates every two weeks or so, that will expire within 60 days.
Only the Primary
Cardholder of an RBC
Rewards + Visa card is eligible for this offer and may
receive a one - time bonus of 500 RBC
Rewards points («Bonus Points»), for each listed offer (each a «Bonus Offer») up to a maximum of 3,500 RBC
Rewards points.
2 % back on dining:
Cardholders receive 1 point per $ 1 spent, or 2 % back in
rewards, on net purchases made at restaurants and bars.
Credit card issuers claim that these offerings are incentives meant to
reward good behavior by the credit card holder, but the interest rates charged for these credit cards significantly reduce any benefits the
cardholders receive from the card.
While the Firestone Credit Card doesn't offer any purchase
rewards, it does advertise that
cardholders will
receive exclusive monthly Firestone deals and coupons.
«Without these safeguards
cardholders could earn
rewards and pay off the balance using the same funds they
received from the transfer.»
Therefore, if chrome
cardholders are spending a quarter of their budget in the bonus categories, they'll
receive an effective
rewards rate of $ 1.25 %.
The caps on bonus
rewards are also higher — Discover it ® — Cashback Match ™
cardholders can
receive rewards for up to $ 1,500 in combined spending.
I was a JetBlue Amex
cardholder that
received a JetBlue
Rewards MasterCard during the transfer.
Keep in mind that the Southwest Rapid
Rewards Plus and Rapid
Rewards Premier cards are only available to new
cardholders who have not
received a sign - up bonus for either card within the past 24 months.
Those
cardholders will
receive a 10 percent bonus on all non-bonus
rewards points.
For consumers who already have an account with Bank of America, the Bank of America Cash
Rewards card is an exceptionally good deal — especially if
cardholders optimize their earnings by maxing out the total amount of bonuses they
receive.
I've written several times in the last few weeks about hacking Marriott elite status using the Chase Marriott
Rewards Premier Visa card, and
received a number of e-mails and comments suggesting the Ritz Carlton Visa card might be a better option, allowing
cardholders to earn Platinum, rather than Gold, status after $ 75,000 in annual spend.
That card allows
cardholders to sign up to
receive rewards automatically, but those can be only in the form of transfers to a bank account.