You may be tempted to sign up for
cards at different stores in order to take advantage of the benefits, but this actually is hurting your credit score.
Not exact matches
Hot Tip: If you have
different cards that earn Ultimate Rewards, check the rate
at your desired
store using each
card since the available rewards can vary.
Amazon offers four
different credit
card products: two Visa
cards that can be used anywhere and two
store cards that can be used only
at Amazon.com.
This
card offers 5 % cash back
at different places each quarter like gas stations, grocery
stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Here's a loophole that may be of interest: Purchases of gift
cards prominently displayed
at the checkout of your grocery or drug
store for use
at other
stores and restaurants (Circuit City, Sears, Outback, Home Depot, Gap, blah, blah, blah) are no
different than buying a gallon of milk or a bunch of bananas — they are purchases made
at grocery or drug
stores.
Signing up for a
different store credit
card at all of your favorite chains can be risky business — subsequently tacking on higher fees, fewer savings and dissolving your credit score with each new
card.
There may also be an additional incentive for using your credit
card at select merchants including
different gas stations, grocery
stores, or other retail outlets.
Purchases of gift
cards prominently displayed
at the checkout of your grocery or drug
store for use
at other
stores and restaurants (Circuit City, Sears, Outback, Home Depot, Gap, blah, blah, blah) are no
different than buying a gallon of milk or a bunch of bananas — they are purchases made
at grocery or drug
stores.
Another option is the Discover it ® Student
card, may offer 5 % cash back
at different places each quarter like gas stations, grocery
stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
The Discover it ® — Cashback Match ™
card offers a high cash back rate on categories that change in their cash back rewards program — 5 % cash back
at different places each quarter like gas stations, grocery
stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
With this
card earn 5 % cash back
at different places each quarter like gas stations, grocery
stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
The Wells Fargo Cash Wise Visa ®
Card will be better if you spend heavily at different types of stores that don't fit a single card's particular reward struct
Card will be better if you spend heavily
at different types of
stores that don't fit a single
card's particular reward struct
card's particular reward structure.
You won't have to juggle
different cards to use
at different stores, either.
I especially like the Blue Cash Preferred
card since you can buy so many
different things
at grocery
stores.
The Discover it ® — Cashback Match ™ is a solid overall cash back
card where you earn 5 % cash back
at different places each quarter like gas stations, grocery
stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Consumers can typically find credit
cards that offer
at least 1 % cash back on various purchases, but look further, and you can find
cards like Discover it that pays 5 % cash back
at different places each quarter like gas stations, grocery
stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
In 1950, the Diners Club, Inc. introduce the first credit
card that can be used
at different businesses and
stores; commonly known as a universal credit
card.
And many
cards ensure you against unfortunate accidents and that feeling you get when you learn an item you splurged for is on sale
at a
different store.
These are
different from
store credit
cards, which can only be used
at a specific retailer.
While I was
at a retail
store, the cashier told me that a Swedish guy had come in and using an Android phone and two
different apps, he was able to pump up the antenna on the device that can read
cards and then actually scan and tell the cashier all of the CC #'s in his wallet in his pocket, I went home and ordered these.
This is important, because
different cards can give you
different payout rates to various
stores at any given time.
Depending on your personal shopping habits, you'll want to figure out where you shop most often and take a look
at the
different terms and rates each
store offers through their credit
card.
Now, similar to the offer a few months ago where they were bonusing you
at 10x Ultimate Rewards for using your Chase
card at Walmart (but
different in that you need «Chase Pay» this time), you can get 10x total Ultimate Rewards points by using your Chase Sapphire or Chase Freedom
card at Walmart (up to $ 325 in total purchases by Dec 14th) and 10x Ultimate Rewards
at BestBuy (in -
store only) on up to $ 400 until Dec 24th, 2017.
This is
different from the order in which payment methods (MR points, Amex credit and charge
card and
stored value
card) are applied
at the time of purchase.
If you spend a lot
at grocery
stores and like airline miles, that suggests a
different kind of
card.
I've been lucky to get my hand on not one (not available anymore), or two, but three
different cards that earn 5x points or cash back
at drugstores, grocery
stores, and gas stations.
Another perk — the Discover it ® Cashback Match ™
card offers a rewards program that makes it easy to earn 1 % unlimited cash back automatically on all purchases and up to 5 % cash back
at different places each quarter like gas stations, grocery
stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
This
card features rewards in the form of 5 % cash back
at different places each quarter like gas stations, grocery
stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
Each
card has a slightly
different earning method, for example one
card allows you to earn 2x points
at grocery
stores and gas stations.
What makes the Rite Aid purchases
different is that it is
at brick - and - mortar
stores and is linked directly to your credit
card — no smartphone or loyalty program required.
Among the best credit
cards on this list, the Discover it ® Cashback Match ™
card features great perks including 5 % cash back
at different places each quarter like gas stations, grocery
stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.