Sentences with phrase «care of other financial»

This will immediately lower monthly living expenses for your survivors, and ensure that your basic death benefit will go as far as possible in taking care of other financial needs.
This will immediately lower monthly living expenses for your survivors, and ensure that your basic death benefit will go as far as possible in taking care of other financial needs.
Many people do this so they can take care of other financial situations like consolidating debts, taking a vacation, investing in the stock market or buying an expensive item.
This way, you'll be able to know how much you can afford to pay on a regular basis while taking care of other financial obligations.

Not exact matches

Make sure you appoint someone who can make sure that if you're incapacitated, the bills still get paid and other financial matters are taken care of.
I want to be known as a disruptor who is affecting and impacting thousands of people by giving them water, food, financial services and health care to empower them to empower others.
The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.
This means, for some years to come, the boomer will be at the epicenter of household, financial, health - care and other decisions for his own family, his boomerang adult kids who've moved back in, and his senior parents, who've also moved in.
Another quarter of those surveyed said that they're putting extra cash toward other financial obligations, such as paying down debt, taking care of aging parents and paying for their kids» expenses.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Advice is in the retirement investor's best interest when the advice is rendered «with the care, skill, prudence, and diligence under the circumstances then prevailing that a prudent person acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims, based on the investment objectives, risk tolerance, financial circumstances, and needs of the Retirement Investor, without regard to the financial or other interests of the Adviser, Financial Institution, or any Affiliate, Related Entity, or other partfinancial circumstances, and needs of the Retirement Investor, without regard to the financial or other interests of the Adviser, Financial Institution, or any Affiliate, Related Entity, or other partfinancial or other interests of the Adviser, Financial Institution, or any Affiliate, Related Entity, or other partFinancial Institution, or any Affiliate, Related Entity, or other party.»
Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change in these areas; financing or capital deployment plans and amounts available for future deployment; our prospects for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations, plans, intentions, financial condition or performance.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
MassMutual offers a wide range of financial products and services, including life insurance, disability income insurance, long term care insurance, annuities, retirement plans and other employee benefits.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
Anthony: I think it's important to note that this whole thing started about a decade ago with a white paper about a peer - to - peer, digital cash payment system, but over the past decade, people have realized that this underlying technology has a ton of applications, not just in financial services and payments, but in other industries such as health care, supply chain and so on.
When balancing important decisions around investing, caring for your family, paying for education, saving for retirement, and other financial needs, you may benefit from the guidance of a Financial Advisor with the tools and know - how to tailor financial strategies around yofinancial needs, you may benefit from the guidance of a Financial Advisor with the tools and know - how to tailor financial strategies around yoFinancial Advisor with the tools and know - how to tailor financial strategies around yofinancial strategies around your needs.
If one spouse or partner is working and the other is staying home to care for children or other family members, life insurance helps absorb the financial impact in the event of one person's death.
But in other cases, this may indicate that the one seeking financial help is wanting to shirk responsibility — if one's attitude is to «have someone else take care of the problem», then it could make you an easier mark for scam artists or could make you a target to be taken advantage of.
'' «Best interest» means at the time the annuity is recommended, acting with reasonable diligence, care, skill and prudence in a manner that puts the interest of the consumer ahead of the financial or other interests of the producer,» read the IRI definition.
Although coming from opposite ends of the financial, political and social scale, the two managed a friendship that was based on mutual respect and genuine care for each other, even as they refused to compromise their own identities and principles.
AA, religion, christ himself, science satanisim, math, medicine or whatever it is you choose to turn to try to get out of pain, remorse, guilt, anger, selfishness, legal problems, drug / alcohol abuse, financial ruin or any other negative result producing situation that you have brought upon yourself if it changes you for the betterand helps others feel better about you or themselves who cares what, who, or how someones higher power works!!!
Include other financial costs such as feeding and time lost due to care for these animals, and the economic impact of pet ownership reaches into the billions of dollars.
there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark
Whether you need financial assistance, child care services, medical care, legal help, or any other form of assistance, know that help is out there.
IBFAN notes that the World Health Assembly has addressed the issue of sponsorship in Resolution 49.15 from 1996 and again in Resolution 58.32 from 2005 where it stated care was needed: «to ensure that financial support and other incentives for programmes and health professionals working in infant and young child health do not create conflict of interest».
Many mothers who give birth in health facilities can not return for postnatal care because of financial, social or other barriers.
On an average day, 83 percent of women and 65 percent of men spent some time doing household activities such as housework, cooking, lawn care, or financial and other household management.
Choose an obstetrician or health care provider Interview potential doctors Contact health insurance company about coverage Start and pregnancy and birth budget Discuss financial effects of pregnancy and baby with partner Stop smoking Stop drinking Stop using street drugs Talk to your physician about any prescription medications Drink at least 8 glasses of water every day Visit the doctor at least once per month or every 4 weeks Do not dye or perm hair Stop drinking coffee and other caffeinated beverages Exercise daily Start taking prenatal vitamins Eat foods rich in folic acid Eat iron rich foods Increase daily intake of whole grains, fruits and vegetables Nap as much as possible as fatigue is common Eat fish with low levels of mercury no more than 2 days per week Do not eat undercooked meats Do not eat unpasteurized dairy producs Do not eat cold cut deli meats Allow someone else to clean out the kitty litter, if applicable Limit exposure to chemicals Try to limit stress and tension Complete all prenatal tests — HIV, Chlamydia, Gonorrhea, Anemia, Blood Typing, Sickle Cell Anemia, Urine Screening and Rubella.
Fourth, while the United States may spend more on healthcare than most other countries by per capita levels, it does not translate to a better standard of care for most people, but only the minority who have significant financial means.
The Labour leader urged the prime minister to take heed of warnings from Tory councils, the boss of NHS England and others that social care is facing a financial crisis which needs addressing.
Kenneth Raske, president of the Greater New York Hospital Association, has told his board and others that a soda tax could help ameliorate the financial hit the state's health care system faces with the potential repeal of Obamacare under a Trump administration and Republican - controlled Congress.
Since the axe started fall in the wake of the financial crisis, councils have implemented various demand management measures, cuts, restructurings, efficiency reforms, and all manner of other changes that were meant to ensure care services were sustainable in the long term.
«Screening for HCV is free in many parts of the state, but financial and other barriers exist for youth who test positive and are in need of additional resources and hepatitis C care,» Marshall said.
No, other than taking care of soccer players — that's the only financial tie I have.
HPTN 065 was conducted at 37 HIV testing and 39 care sites across the Bronx, New York and Washington, D.C. Half of these testing and care sites were randomized (assigned by chance) to offer financial incentives, while the other half operated normally, offering what is referred to as the standard - of - care.
«Despite the fact that awareness of survivorship issues has increased, cancer survivors face numerous, important hurdles created by a fractured health care system, poor integration of survivorship care, and financial and other barriers to quality care, particularly among the medically underserved.
The study compared physician - led ACOs to other types of ACOs and found that physician - led ACOs were more likely to have comprehensive care management programs in place and advanced IT capabilities.They are also more likely to measure and report financial and quality performance at the clinician level and to provide meaningful and timely feedback to clinicians.
However there are potential damages, in some cases physical harm, in others the financial damages of those who pays for follow up care.
A sugar daddy takes care of the woman's financial requirements such as tuition, accommodation and food, among others.
Started by a real sugar baby, SugarSugar only accepts true, proven sugar daddies and sugar babies, and provides a staff of sugar dating experts to help you find the perfect mutually beneficial arrangement.It provides details of sugar daddies and babies who are looking for each other and helps them connect.If you are a confident and attractive woman and seek a partner who can take care of your financial needs, this is the right place for you.
On the other hand, young beautiful girls look for a rich man as to take care of them and get some financial supports without any commitment, just a mutually beneficial relationship.
A sugar baby is typically a younger woman who dates an older man for financial assistance, being taken care of, spoiled, pampered, etc... The guy is physically attracted to his sugar baby... there's usually chemistry (depending on the parties involved), friendship, a confidant in each other.
All the Money in the World takes place in a universe of rich, apathetic men who only care about other people when they affect the financial bottom line.
These capabilities are often referred to as «life skills» as they enable adults across the socioeconomic spectrum to care for themselves and their children, manage households, seek and maintain employment or other economic activities, achieve financial self - sufficiency and social stability, and participate as contributing members of a mutually supportive and sustainable community.
OSHA enforces the whistleblower provisions of the Occupational Safety and Health Act and 21 other statutes protecting employees who report violations of various workplace, commercial motor vehicle, airline, nuclear, pipeline, environmental, railroad, public transportation, maritime, consumer product, motor vehicle safety, health care reform, corporate securities, food safety and consumer financial reform regulations.
When you hire a financial advisor to take care of this for you, it frees up your time to work on other things.
Within the small - cap space the sectors that benefit more are financials, health care and energy, but of course need to be reviewed with other factors like interest rates, inflation, the dollar and oil prices taken into consideration.
While you're at it, there are a bunch of other things you need to review including your powers of attorney, both financial and personal care, and your beneficiary designations.
There are plenty of other smaller personal finance measures that have been ably covered by the above - named financial journalists and other media, such as extended compassionate care and simplified rules for non-registered accounts holding under $ 250,000 in foreign property.
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