Sentences with phrase «carried by the other driver»

Note, however, that the insurance limits carried by the other driver determine the total expenses that will be paid for all those injured in the accident.

Likewise, underinsured coverage kicks in when an accident occurs and the financial cost of damages exceed the coverage limits carried by the other driver.

Not exact matches

By changing the e-brake and moving the shift lever forward and left toward the driver, engineers were able to open up considerable usable space in the console, for cupholders as well as the myriad phones, eyeglasses and other carry - on items that seem to be growing larger all the time, Wong says.

The driver of a vehicle approaching a totally or partially blind pedestrian who is carrying a cane predominantly white or metallic in color, with or without a red tip, or using a guide dog, or a person employed by an accredited school for training guide dogs who provides notice through a sign or other method that he or she is training a dog as a guide dog shall take all necessary precautions prescribed by law to avoid injury to the blind pedestrian, and the dog trainer.

If the total amount of insurance coverage carried by their driver is not enough to cover their total damages, they may have to settle for less than what their case is worth — unless the other driver is liable to them for what has happened.

Even if the other driver is obeying the law by carrying insurance, very many California drivers carry the smallest possible amount of coverage — often far too little to pay for your injuries.

In addition to these dangers, this story demonstrates that the cargo being carried by semi-trucks can present additional dangers to drivers and others who are unfortunate enough to find themselves near the scene of a crash.

If there were multiple cars involved, other types of damage, or your car is worth more than $ 25,000, you may need to pursue the difference elsewhere, either through your insurance company, if you carry optional collision coverage, or by filing suit against the at - fault driver for the difference.

Initially, these victims can not help which driver strikes them and therefore are at the mercy of the actions of others and potentially the coverage carried by those at - fault drivers.

Many Chicago area drivers and others in Illinois carry only the minimum amount of insurance required by the state.

In Alabama, if you get into an accident with a driver who carries no insurance or only the minimum insurance required, your insurance carrier must pay the balance of expenses not covered by the other driver's policy.

Some drivers prefer to only carry minimal coverage, while others like to make sure their bases are all covered by purchasing as much insurance as they can afford.

Underinsured motorist bodily injury coverage, or UMBI, is coverage that helps pay for medical expenses, lost wages, and other damages you may incur in the event you or your passengers are involved in an accident caused by a driver who does not carry sufficient auto insurance coverage.

Besides legal penalties, if you're in a car accident without carrying insurance, you're liable to be sued by the other driver for the damage to their vehicle and any medical bills they incur from the accident.

If you are in an accident, there's a good chance that the other driver will not be insured — 12.6 percent of all drivers or one in eight are uninsured on average in the U.S.. It's a bit higher in Kentucky, with 15.8 percent of all drivers not carrying the insurance required by law.