In Florida, an FR - 44
carries bodily injury liability limits of $ 100,000 per person and $ 300,000 per accident, as well as $ 50,000 to cover the cost of property damage.
In Virginia, an FR - 44
carries bodily injury liability limits of $ 50,000 per person and $ 100,000 per accident, plus $ 40,000 to cover the cost of property damage.
Not exact matches
Connecticut requires that every driver
carry minimum
liability limits of $ 20,000 per person and $ 40,000 per accident in
bodily injury coverage and $ 10,000 property damage coverage.
Carrying Illinois state minimum
liability limits of 25/50/20 — $ 25,000 per person and $ 50,000 per accident for
bodily injury and $ 20,000 for property damage — doesn't give you much protection if you own a home or have savings.
If you do
carry bodily injury liability coverage, but with low
limits, you still could be putting yourself at risk financially, since if you cause a serious accident where
injury expenses exceed your
limits you can be held responsible for the amount above your
limits.
This is intended to cover insureds for
bodily injury or property damage that they sustain if involved in an accident with a driver who does not
carry a policy or whose
liability limits are not sufficient enough to compensate for the losses caused.
Additionally, if you are to blame in an accident and
carry single -
limit liability insurance, the injured party's attorney may press for a higher amount in a settlement because there is no
limit (with the exception of the total coverage
limit) to
bodily injury coverage.
Arizona's financial responsibility law requires that every driver
carry at least minimum insurance
limits of $ 15,000 per person and $ 30,000 per accident
bodily injury liability and $ 10,000 per accident property damage
liability.
If you
carry UMBI, most states require your
limits for this coverage to be the same or lower than your
bodily injury liability limits.
If you own a motor home, make sure you
carry high
limits of
liability coverage for
bodily injury to others as well as
bodily injury caused by an uninsured motorist.
Insurance experts say it's smart to
carry much higher coverage to protect yourself: 100/300
limits for
bodily injury liability coverage ($ 100,000 per person / $ 300,000 for all people injured in one accident.)
For this type of coverage, you must normally have your car and homeowners insurance policy with the same insurance company and
carry high
limits, such as $ 300,000 for homeowners and 100/250 or 250/500 for
bodily injury liability for car insurance.
If you are a homeowner or have assets to protect, the minimum
limits we recommend you
carry for
bodily injury liability is $ 250,000 per person, $ 500,00 per accident and $ 100,000 of property damage
liability.
New Jersey law requires you to
carry a property damage
liability policy with at least $ 5,000 worth of coverage and a
bodily injury liability policy with
limits of no less than $ 15,000 per person and $ 30,000 per accident.
If you choose the split -
limit option, Nevada law requires that you
carry bodily injury coverage of $ 15,000 per person / $ 30,000 per accident and property damage (
liability) coverage of $ 10,000 per accident.
Bodily Injury Liability Alaska residents are required to carry at least $ 50,000 of bodily injury liability to cover any hospital bills for a single person with a $ 100,000 limit per acc
Bodily Injury Liability Alaska residents are required to carry at least $ 50,000 of bodily injury liability to cover any hospital bills for a single person with a $ 100,000 limit per
Liability Alaska residents are required to
carry at least $ 50,000 of
bodily injury liability to cover any hospital bills for a single person with a $ 100,000 limit per acc
bodily injury liability to cover any hospital bills for a single person with a $ 100,000 limit per
liability to cover any hospital bills for a single person with a $ 100,000
limit per accident.
The minimum
limits mandated are the same as the minimums for
bodily injury liability in the state, but drivers can
carry up to double the minimum if they desire.
The main beneficiaries of the increased minimum
limits passed into law by the Maryland Senate would be the victims of
injury auto accidents whose medical expenses exceeded the old
liability limits and who did not
carry adequate uninsured or underinsured motorist
bodily injury coverage.
The main beneficiaries of the increased minimum
limits passed into law by the Maryland Senate would be the victims of
injury auto accidents whose medical expenses exceeded the old Maryland
liability limits and who did not
carry adequate uninsured or underinsured motorist
bodily injury coverage.
Most states require you to
carry a minimum amount of
bodily injury and property damage
liability, but a single serious accident could easily max out those
limits, leaving you with thousands of dollars in our of pocket expenses.