In fact, according to the insurance giant Allstate, most Alaskans
carry Bodily Liability Coverage of $ 100,000 / $ 300,000, with an additional $ 50,000 / $ 100,000 of Uninsured Motorist Coverage tacked on, in the interest of playing it safe.
Not exact matches
The 30/60/25 Law in Texas requires all drivers to
carry that amount of auto insurance for
bodily injury
liability and property damage
liability coverage.
In Texas there is the 30/60/25 Law which requires all drivers to
carry that amount of auto insurance for
bodily injury
liability and property damage
liability coverage.
Connecticut requires that every driver
carry minimum
liability limits of $ 20,000 per person and $ 40,000 per accident in
bodily injury coverage and $ 10,000 property damage coverage.
Suppose you are hit by an underinsured driver
carrying the minimum
bodily injury
liability insurance required in that state — say for example, $ 15,000 per person and $ 30,000 total per accident.
In Florida, as of early 2010, you needed to
carry bodily injury
liability ($ 10,000 per person, $ 20,000 per accident), $ 10,000 worth of property damage
liability, and personal injury protection (PIP).
Most people
carry insurance that includes the state's required
bodily injury
liability of $ 15,000 per person / $ 30,000 per accident and property damage
liability of $ 5,000.
Federal laws mandate that truckers and trucking companies
carry certain minimum amounts of
liability,
bodily injury, and property damage insurance coverage.
Thousands more are injured in accidents involving drivers who
carry only the minimum amount of
liability coverage for
bodily injury, which in Missouri and Kansas, is $ 25,000 per person and $ 50,000 per accident.
Currently the state law requires a driver to
carry 15/30/10 ($ 15,000 per person / $ 30,000 per accident for
bodily injury
liability and $ 10,000 for property damage).
Florida does not require drivers to
carry bodily injury
liability or uninsured / underinsured motorist coverage.
Louisiana law requires all drivers to
carry a minimum level of
Bodily Injury
Liability coverage of $ 15,000 per injured person and $ 30,000 per accident.
Every business should
carry general
liability insurance as it protects the business from property damage,
bodily injury, advertising injury, environmental impact, and personal injury claims.
By law, every driver in the state of South Carolina must
carry at least the minimum
liability coverage, which includes
bodily injury and property damage.
While most states require you to have certain car insurance coverages, typically at least
bodily injury
liability and property damage
liability, for your gap insurance to be in effect you need to
carry physical damage coverages of collision and comprehensive on your vehicle as well.
In Vermont, drivers must
carry policies that include
bodily injury and property damage
liability as well as uninsured / underinsured motorist coverage.
If you don't
carry bodily injury
liability and the state requires it, then penalties can be handed out, such as fines and suspension of your license, and / or vehicle registration.
The state of New York calls for each driver to
carry bodily injury
liability, property damage
liability, uninsured / underinsured motorist
bodily injury and personal injury protection before he or she can register a vehicle.
For those living and driving in The Last Frontier, you're required to
carry insurance that includes
bodily injury and property damage
liability coverages.
Motorists are required to
carry minimum
Bodily Injury
Liability limits of $ 15,000 per injured or dead person and a total coverage of $ 30,000 per accident.
Gusner recommends
carrying at least 100 / 300/50 in
liability coverage, which translates into $ 100,000 per person and $ 300,000 per accident for
bodily liability and $ 50,000 for property damage
liability.
Common Exclusions: No coverage for (1)
bodily injury / death when you are using your vehicle to
carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2)
liability assumed under a contract; (3)
bodily injury / death to an employee; (4)
bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6)
bodily injury / death to you or relative; (7)
bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8)
bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.
In Maine, drivers must
carry policies that include
bodily injury and property damage
liability, as well as uninsured / underinsured motorist coverage.
Carrying Illinois state minimum
liability limits of 25/50/20 — $ 25,000 per person and $ 50,000 per accident for
bodily injury and $ 20,000 for property damage — doesn't give you much protection if you own a home or have savings.
If you do
carry bodily injury
liability coverage, but with low limits, you still could be putting yourself at risk financially, since if you cause a serious accident where injury expenses exceed your limits you can be held responsible for the amount above your limits.
The state requires every driver to
carry liability coverage on property damages and
bodily injuries if they are the at fault party in a car accident.
This is intended to cover insureds for
bodily injury or property damage that they sustain if involved in an accident with a driver who does not
carry a policy or whose
liability limits are not sufficient enough to compensate for the losses caused.
Florida does not require drivers to
carry bodily injury
liability or uninsured / underinsured motorist coverage.
In Montana, you're also required to
carry 25/50 uninsured motorist
bodily injury
liability, unless you opt out in writing.
Most states require you to
carry at least a minimum level of
bodily injury and property damage
liability coverage.
To protect its drivers, the state mandates that all
carry auto insurance that includes
bodily injury and property damage
liability, personal injury protection, and uninsured motorist coverages.
Drivers in Washington, D.C., must
carry liability insurance, uninsured / underinsured motorist
bodily injury coverage (UMBI / UIMBI) and uninsured / underinsured motorist property damage coverage (UMPD / UIMPD) in the following amounts:
As a general guideline, all motorists residing in Connecticut have to
carry a minimum
liability insurance of $ 20,000 per person and a minimum of $ 40,000 for coverage in an accident that caused
bodily harm.
Utah requires all drivers to
carry $ 25,000 per person and up to $ 65,000 per accident in
bodily injury
liability, as well as $ 15,000 in property damage
liability and $ 3,000 in personal injury protection.
Your PIP won't cover his claim, but your
bodily injury
liability can, if you
carry it.
While California car insurance laws only require you to
carry a small amount of
bodily injury and property damage
liability insurance to protect the interests of others, you might injure someone in an accident, and lenders require you to
carry sufficient insurance to cover their interests.
Illinois law requires residents to
carry liability insurance, including uninsured motorist
bodily injury coverage (UMBI), in the following amounts:
Missouri law requires residents to
carry liability insurance and uninsured motorist
bodily injury coverage in the following amounts:
Do I have to
carry bodily injury
liability coverage?
Additionally, if you are to blame in an accident and
carry single - limit
liability insurance, the injured party's attorney may press for a higher amount in a settlement because there is no limit (with the exception of the total coverage limit) to
bodily injury coverage.
Residents in Delaware are required to
carry bodily injury protection, property damage
liability and personally injury protection.
In New York, you need to
carry a «25/50/10
liability» policy (the first number refers to
Bodily Injury limit per individual, the middle to total
Bodily Injury limit, and the last to Property Damage limit).
State insurance laws cover issues like the minimal quantities of
bodily injury
liability and property damage
liability coverage that must definitely be
carried, with some states mandating additional kinds of car insurance.
When trying to reduce a car insurance quote, it is very important to remember that state law requires all PA car owners to
carry: medical benefits,
bodily injury
liability (which covers medical and rehabilitation expenses for those injured from an incident you caused) and property damage
liability (which pays to repair or replace another person's belongings damaged from an incident you caused.
You must
carry Bodily Injury
Liability (BIL) coverage of $ 125,000 per person, $ 250,000 per occurrence and $ 50,000 for property damage liability (PDL)
Liability (BIL) coverage of $ 125,000 per person, $ 250,000 per occurrence and $ 50,000 for property damage
liability (PDL)
liability (PDL) coverage.
The law requires a driver in Colorado to
carry $ 25,000 per person for
bodily injury, $ 50, 000 per accident for
bodily injury, and $ 15,000 for property damage
liability.
Arizona's financial responsibility law requires that every driver
carry at least minimum insurance limits of $ 15,000 per person and $ 30,000 per accident
bodily injury
liability and $ 10,000 per accident property damage
liability.
Hawaii requires its residents to
carry an effective minimum
liability policy to cover
bodily injury and property damages with the list amount of 20/40/10 and these numbers are always in thousands, for example, 20,000, 40,000, 10,000.
If you're a licensed driver in Pennsylvania, you're required to
carry an auto insurance policy including
bodily injury and property damage
liability and personal injury protection.
Drivers must
carry bodily injury and property damage
liability, personal injury protection, and uninsured / underinsured motorist coverage.