Sentences with phrase «carry a balance on a credit card once»
There's no rule that says you must have a credit card to have good credit, and you certainly don't need to carry a balance on a credit card once you get it.
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Once you get a debit card, you can repair your credit by using it sparingly but regularly and making sure you make all payments on time without carrying any balance.
Once you're not carrying a large balance on a credit card, you can send more toward reducing your student loan balances.
Including my decision once to carry a balance on our credit cards for a month (about $ 8 in interest) rather than the emotional stress of depleting our emergency fund.