As of 2010, Virginia drivers had to
carry bodily injury and property damage liability coverage of $ 25,000 per person, $ 50,000 per accident, and $ 20,000 property damage.
Ohio law (as of February 2010) stipulates that drivers must
carry both bodily injury and property damage liability coverage.
In California as of early 2007, drivers had to
carry bodily injury and property damage liability insurance — $ 15,000 bodily injury per accident, $ 30,000 bodily injury per accident, and $ 5,000 property damage liability.
Texas requires all its drivers to
carry both bodily injury and property damage coverage in their auto liability policies.
In North Dakota, drivers must
carry bodily injury and property damage liability insurance.
Illinois also requires you to
carry bodily injury and property damage liability coverage.
Drivers must
carry bodily injury and property damage liability, personal injury protection, and uninsured / underinsured motorist coverage.
Not exact matches
by their nature
carry a risk of
injury and bodily harm.
The 30/60/25 Law in Texas requires all drivers to
carry that amount of auto insurance for
bodily injury liability
and property damage liability coverage.
In Texas there is the 30/60/25 Law which requires all drivers to
carry that amount of auto insurance for
bodily injury liability
and property damage liability coverage.
Connecticut requires that every driver
carry minimum liability limits of $ 20,000 per person
and $ 40,000 per accident in
bodily injury coverage
and $ 10,000 property damage coverage.
Suppose you are hit by an underinsured driver
carrying the minimum
bodily injury liability insurance required in that state — say for example, $ 15,000 per person
and $ 30,000 total per accident.
In Florida, as of early 2010, you needed to
carry bodily injury liability ($ 10,000 per person, $ 20,000 per accident), $ 10,000 worth of property damage liability,
and personal
injury protection (PIP).
In NC, according to early 2010 laws, drivers had to
carry bodily injury protection of $ 30,000 per person
and $ 60,000 per accident.
Most people
carry insurance that includes the state's required
bodily injury liability of $ 15,000 per person / $ 30,000 per accident
and property damage liability of $ 5,000.
As of February 2010, Illinois laws stipulated that drivers must
carry bodily injury (BI), property damage (PD),
and uninsured motorist (UM) coverage.
Federal laws mandate that truckers
and trucking companies
carry certain minimum amounts of liability,
bodily injury,
and property damage insurance coverage.
A commercial truck
carrying HAZMAT goods
and / or explosives has to have a minimum insurance of $ 5,000,000 for
bodily injury and property destruction.
Thousands more are injured in accidents involving drivers who
carry only the minimum amount of liability coverage for
bodily injury, which in Missouri
and Kansas, is $ 25,000 per person
and $ 50,000 per accident.
Currently the state law requires a driver to
carry 15/30/10 ($ 15,000 per person / $ 30,000 per accident for
bodily injury liability
and $ 10,000 for property damage).
DUIs that involve
bodily injury or death are even more serious
and carry even more severe consequences.
Every business should
carry general liability insurance as it protects the business from property damage,
bodily injury, advertising
injury, environmental impact,
and personal
injury claims.
They must
carry at least $ 50,000 of coverage per individual for
bodily injury, $ 100,000 of total coverage for
bodily injury, $ 30,000 of coverage for property damage, uninsured motorist coverage
and personal
injury protection.
By law, every driver in the state of South Carolina must
carry at least the minimum liability coverage, which includes
bodily injury and property damage.
While most states require you to have certain car insurance coverages, typically at least
bodily injury liability
and property damage liability, for your gap insurance to be in effect you need to
carry physical damage coverages of collision
and comprehensive on your vehicle as well.
In Vermont, drivers must
carry policies that include
bodily injury and property damage liability as well as uninsured / underinsured motorist coverage.
If you don't
carry bodily injury liability
and the state requires it, then penalties can be handed out, such as fines
and suspension of your license,
and / or vehicle registration.
The state of New York calls for each driver to
carry bodily injury liability, property damage liability, uninsured / underinsured motorist
bodily injury and personal
injury protection before he or she can register a vehicle.
The Insurance Information Institute recommends you
carry at least $ 100,000 of
bodily injury protection per person
and $ 300,000 per accident (known as 100/300).
For those living
and driving in The Last Frontier, you're required to
carry insurance that includes
bodily injury and property damage liability coverages.
In Maine, drivers must
carry policies that include
bodily injury and property damage liability, as well as uninsured / underinsured motorist coverage.
Carrying Illinois state minimum liability limits of 25/50/20 — $ 25,000 per person
and $ 50,000 per accident for
bodily injury and $ 20,000 for property damage — doesn't give you much protection if you own a home or have savings.
The state requires every driver to
carry liability coverage on property damages
and bodily injuries if they are the at fault party in a car accident.
You must also
carry uninsured motorist
bodily injury limits of $ 25,000 for yourself
and $ 50,000 for others.
You must also
carry uninsured / underinsured motorist
bodily injury limits of $ 20,000 for yourself
and $ 40,000 for others.
Most states require you to
carry at least a minimum level of
bodily injury and property damage liability coverage.
Motorists must
carry limits of $ 50,000 for
bodily injury or death per person, $ 100,000 for
bodily injury or death per accident,
and $ 10,000 for property damage per accident.
The law requires each driver to
carry three types of auto insurance in Delaware:
bodily injury protection, property damage
and personal
injury protection (PIP).
To protect its drivers, the state mandates that all
carry auto insurance that includes
bodily injury and property damage liability, personal
injury protection,
and uninsured motorist coverages.
Drivers in Washington, D.C., must
carry liability insurance, uninsured / underinsured motorist
bodily injury coverage (UMBI / UIMBI)
and uninsured / underinsured motorist property damage coverage (UMPD / UIMPD) in the following amounts:
Utah requires all drivers to
carry $ 25,000 per person
and up to $ 65,000 per accident in
bodily injury liability, as well as $ 15,000 in property damage liability
and $ 3,000 in personal
injury protection.
While California car insurance laws only require you to
carry a small amount of
bodily injury and property damage liability insurance to protect the interests of others, you might injure someone in an accident,
and lenders require you to
carry sufficient insurance to cover their interests.
Missouri law requires residents to
carry liability insurance
and uninsured motorist
bodily injury coverage in the following amounts:
Additionally, if you are to blame in an accident
and carry single - limit liability insurance, the injured party's attorney may press for a higher amount in a settlement because there is no limit (with the exception of the total coverage limit) to
bodily injury coverage.
Residents in Delaware are required to
carry bodily injury protection, property damage liability
and personally
injury protection.
A driver is also required to
carry uninsured / underinsured motorist
bodily injury for up to $ 20,000 per person
and up to $ 40,000 per accident.
In the event of any death of or
bodily injury to any person including occupants
carried in the vehicle but except so far as it is necessary to meet the requirements of Motor Vehicles Act, the Company shall not be liable where such death or
injury arises out of
and in the course of the employment of such person by the insured under any its plans.
State insurance laws cover issues like the minimal quantities of
bodily injury liability
and property damage liability coverage that must definitely be
carried, with some states mandating additional kinds of car insurance.
They
carried our state's minimum level of coverage, which is $ 25,000 for
bodily injury per person with a maximum of $ 50,000
and $ 10,000 in damage to personal property.
When trying to reduce a car insurance quote, it is very important to remember that state law requires all PA car owners to
carry: medical benefits,
bodily injury liability (which covers medical
and rehabilitation expenses for those injured from an incident you caused)
and property damage liability (which pays to repair or replace another person's belongings damaged from an incident you caused.