Even if you aren't required to
carry bodily injury liability coverage, we recommend that you carry it as part of your personal auto policy.
All 50 states require drivers to
carry bodily injury liability as part of their auto insurance policy.
The Insurance Commissioner in the state of Connecticut requires their drivers to
carry bodily injury liability and property damage liability.
The Insurance Commissioner in the North Dakota requires drivers to
carry bodily injury liability, property damage liability, uninsured motorist coverage, underinsured motorist coverage and no - fault coverage.
The state of Illinois requires each driver to
carry bodily injury liability, property damage liability and uninsured motorist bodily injury Chicago Heights auto insurance before he or she can register a car.
Most states require that drivers
carry bodily injury liability and property damage liability coverage when purchasing a Dodge car insurance plan.
And the law of land as of 2010 required drivers to
carry bodily injury liability of $ 25,000 per person and $ 50,000 per accident as well as $ 10,000 worth of property damage.
The state of Georgia mandates that each driver
carry bodily injury liability coverage on their car in the amount of $ 25,000 per person and up to $ 50,000 per accident and $ 25,000 per accident in property damage liability.
New York requires a driver
carry bodily injury liability, property damage liability, uninsured / underinsured motorist bodily injury and personal injury protection.
In West Virginia, you must
carry bodily injury liability and property damage liability.
The state of Colorado mandates that every driver
carry bodily injury liability and property damage liability before he or she registers a car with the state department of motor vehicles.
In Georgia, you must
carry both bodily injury liability insurance and property damage liability insurance.
Each driver must at least
carry bodily injury liability, property damage liability, uninsured / underinsured motorist bodily injury and personal injury protection to a varying degree.
In order to register a vehicle with the state a driver must
carry bodily injury liability and property damage liability.
The state of Illinois only requires that
you carry bodily injury liability and property damage liability.
New York requires a driver to
carry bodily injury liability, property damage liability, uninsured / underinsured motorist bodily injury and personal injury protection.
Do I have to
carry bodily injury liability coverage?
Florida does not require drivers to
carry bodily injury liability or uninsured / underinsured motorist coverage.
If you do
carry bodily injury liability coverage, but with low limits, you still could be putting yourself at risk financially, since if you cause a serious accident where injury expenses exceed your limits you can be held responsible for the amount above your limits.
The state of New York calls for each driver to
carry bodily injury liability, property damage liability, uninsured / underinsured motorist bodily injury and personal injury protection before he or she can register a vehicle.
If you don't
carry bodily injury liability and the state requires it, then penalties can be handed out, such as fines and suspension of your license, and / or vehicle registration.
Florida does not require drivers to
carry bodily injury liability or uninsured / underinsured motorist coverage.
In Florida, as of early 2010, you needed to
carry bodily injury liability ($ 10,000 per person, $ 20,000 per accident), $ 10,000 worth of property damage liability, and personal injury protection (PIP).
In Virginia, an FR - 44
carries bodily injury liability limits of $ 50,000 per person and $ 100,000 per accident, plus $ 40,000 to cover the cost of property damage.
In Florida, an FR - 44
carries bodily injury liability limits of $ 100,000 per person and $ 300,000 per accident, as well as $ 50,000 to cover the cost of property damage.
In addition to the required personal injury protection and property damage liability coverage required of all drivers in the state of Florida, they also have the option of
carrying bodily injury liability coverage on their Florida auto liability policy.
Not exact matches
The 30/60/25 Law in Texas requires all drivers to
carry that amount of auto insurance for
bodily injury liability and property damage
liability coverage.
In Texas there is the 30/60/25 Law which requires all drivers to
carry that amount of auto insurance for
bodily injury liability and property damage
liability coverage.
Connecticut requires that every driver
carry minimum
liability limits of $ 20,000 per person and $ 40,000 per accident in
bodily injury coverage and $ 10,000 property damage coverage.
Suppose you are hit by an underinsured driver
carrying the minimum
bodily injury liability insurance required in that state — say for example, $ 15,000 per person and $ 30,000 total per accident.
Most people
carry insurance that includes the state's required
bodily injury liability of $ 15,000 per person / $ 30,000 per accident and property damage
liability of $ 5,000.
Federal laws mandate that truckers and trucking companies
carry certain minimum amounts of
liability,
bodily injury, and property damage insurance coverage.
Thousands more are injured in accidents involving drivers who
carry only the minimum amount of
liability coverage for
bodily injury, which in Missouri and Kansas, is $ 25,000 per person and $ 50,000 per accident.
Currently the state law requires a driver to
carry 15/30/10 ($ 15,000 per person / $ 30,000 per accident for
bodily injury liability and $ 10,000 for property damage).
Every business should
carry general
liability insurance as it protects the business from property damage,
bodily injury, advertising
injury, environmental impact, and personal
injury claims.
By law, every driver in the state of South Carolina must
carry at least the minimum
liability coverage, which includes
bodily injury and property damage.
While most states require you to have certain car insurance coverages, typically at least
bodily injury liability and property damage
liability, for your gap insurance to be in effect you need to
carry physical damage coverages of collision and comprehensive on your vehicle as well.
In Vermont, drivers must
carry policies that include
bodily injury and property damage
liability as well as uninsured / underinsured motorist coverage.
For those living and driving in The Last Frontier, you're required to
carry insurance that includes
bodily injury and property damage
liability coverages.
Common Exclusions: No coverage for (1)
bodily injury / death when you are using your vehicle to
carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2)
liability assumed under a contract; (3)
bodily injury / death to an employee; (4)
bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6)
bodily injury / death to you or relative; (7)
bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8)
bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.
In Maine, drivers must
carry policies that include
bodily injury and property damage
liability, as well as uninsured / underinsured motorist coverage.
Carrying Illinois state minimum
liability limits of 25/50/20 — $ 25,000 per person and $ 50,000 per accident for
bodily injury and $ 20,000 for property damage — doesn't give you much protection if you own a home or have savings.
The state requires every driver to
carry liability coverage on property damages and
bodily injuries if they are the at fault party in a car accident.
This is intended to cover insureds for
bodily injury or property damage that they sustain if involved in an accident with a driver who does not
carry a policy or whose
liability limits are not sufficient enough to compensate for the losses caused.
In Montana, you're also required to
carry 25/50 uninsured motorist
bodily injury liability, unless you opt out in writing.
Most states require you to
carry at least a minimum level of
bodily injury and property damage
liability coverage.
To protect its drivers, the state mandates that all
carry auto insurance that includes
bodily injury and property damage
liability, personal
injury protection, and uninsured motorist coverages.
Drivers in Washington, D.C., must
carry liability insurance, uninsured / underinsured motorist
bodily injury coverage (UMBI / UIMBI) and uninsured / underinsured motorist property damage coverage (UMPD / UIMPD) in the following amounts:
Utah requires all drivers to
carry $ 25,000 per person and up to $ 65,000 per accident in
bodily injury liability, as well as $ 15,000 in property damage
liability and $ 3,000 in personal
injury protection.
Your PIP won't cover his claim, but your
bodily injury liability can, if you
carry it.