Even if you aren't required to
carry bodily injury liability coverage, we recommend that you carry it as part of your personal auto policy.
The state of Georgia mandates that each driver
carry bodily injury liability coverage on their car in the amount of $ 25,000 per person and up to $ 50,000 per accident and $ 25,000 per accident in property damage liability.
Do I have to
carry bodily injury liability coverage?
If you do
carry bodily injury liability coverage, but with low limits, you still could be putting yourself at risk financially, since if you cause a serious accident where injury expenses exceed your limits you can be held responsible for the amount above your limits.
In addition to the required personal injury protection and property damage liability coverage required of all drivers in the state of Florida, they also have the option of
carrying bodily injury liability coverage on their Florida auto liability policy.
Not exact matches
The 30/60/25 Law in Texas requires all drivers to
carry that amount of auto insurance for
bodily injury liability and property damage
liability coverage.
In Texas there is the 30/60/25 Law which requires all drivers to
carry that amount of auto insurance for
bodily injury liability and property damage
liability coverage.
Connecticut requires that every driver
carry minimum
liability limits of $ 20,000 per person and $ 40,000 per accident in
bodily injury coverage and $ 10,000 property damage
coverage.
Federal laws mandate that truckers and trucking companies
carry certain minimum amounts of
liability,
bodily injury, and property damage insurance
coverage.
Thousands more are injured in accidents involving drivers who
carry only the minimum amount of
liability coverage for
bodily injury, which in Missouri and Kansas, is $ 25,000 per person and $ 50,000 per accident.
Florida does not require drivers to
carry bodily injury liability or uninsured / underinsured motorist
coverage.
By law, every driver in the state of South Carolina must
carry at least the minimum
liability coverage, which includes
bodily injury and property damage.
While most states require you to have certain car insurance
coverages, typically at least
bodily injury liability and property damage
liability, for your gap insurance to be in effect you need to
carry physical damage
coverages of collision and comprehensive on your vehicle as well.
In Vermont, drivers must
carry policies that include
bodily injury and property damage
liability as well as uninsured / underinsured motorist
coverage.
For those living and driving in The Last Frontier, you're required to
carry insurance that includes
bodily injury and property damage
liability coverages.
Common Exclusions: No
coverage for (1)
bodily injury / death when you are using your vehicle to
carry persons or property (including magazines, newspapers, food) for compensation or a fee; (2)
liability assumed under a contract; (3)
bodily injury / death to an employee; (4)
bodily injury / death caused by an intentional act; (5) property owned by, rented to, or in the charge of an insured person; (6)
bodily injury / death to you or relative; (7)
bodily injury / death or property damage resulting from a relative's use of a vehicle, other than a covered vehicle, owned by a person who resides with you; or (8)
bodily injury or property damage resulting from your operation or use of a vehicle owned by you, other than a covered vehicle.
In Maine, drivers must
carry policies that include
bodily injury and property damage
liability, as well as uninsured / underinsured motorist
coverage.
The state requires every driver to
carry liability coverage on property damages and
bodily injuries if they are the at fault party in a car accident.
Florida does not require drivers to
carry bodily injury liability or uninsured / underinsured motorist
coverage.
Most states require you to
carry at least a minimum level of
bodily injury and property damage
liability coverage.
To protect its drivers, the state mandates that all
carry auto insurance that includes
bodily injury and property damage
liability, personal
injury protection, and uninsured motorist
coverages.
Drivers in Washington, D.C., must
carry liability insurance, uninsured / underinsured motorist
bodily injury coverage (UMBI / UIMBI) and uninsured / underinsured motorist property damage
coverage (UMPD / UIMPD) in the following amounts:
Illinois law requires residents to
carry liability insurance, including uninsured motorist
bodily injury coverage (UMBI), in the following amounts:
Missouri law requires residents to
carry liability insurance and uninsured motorist
bodily injury coverage in the following amounts:
Additionally, if you are to blame in an accident and
carry single - limit
liability insurance, the injured party's attorney may press for a higher amount in a settlement because there is no limit (with the exception of the total
coverage limit) to
bodily injury coverage.
State insurance laws cover issues like the minimal quantities of
bodily injury liability and property damage
liability coverage that must definitely be
carried, with some states mandating additional kinds of car insurance.
Drivers must
carry bodily injury and property damage
liability, personal
injury protection, and uninsured / underinsured motorist
coverage.
Wisconsin requires drivers to
carry liability insurance and uninsured motorist
bodily injury coverage (UMBI) in the following amounts:
Drivers in the Empire State who
carry automobile policies will have their
bodily injury liability, property damage
liability, and no - fault
coverage transfer over to the rental vehicle.
South Carolina drivers are required to
carry liability coverage, uninsured motorist
bodily injury coverage (UMBI) and uninsured motorist property damage
coverage (UMPD).
Illinois also requires you to
carry bodily injury and property damage
liability coverage.
If you
carry UMBI, most states require your limits for this
coverage to be the same or lower than your
bodily injury liability limits.
South Carolina has the best interests of its drivers in mind and therefore requires all motorists to
carry insurance that includes
bodily injury and property damage
liability as well as uninsured motorist
coverage.
Washington State Law does require that your vehicle
carries at the very least, a certain amount of
Liability Coverage: $ 15,000 / per person
bodily injury coverage, $ 30,000 / per accident
bodily injury coverage, and $ 10,000 / per accident, property damage
coverage.
If you own a motor home, make sure you
carry high limits of
liability coverage for
bodily injury to others as well as
bodily injury caused by an uninsured motorist.
The state of Illinois has a mandatory requirement for all registered motor vehicles to
carry liability insurance in the minimum
coverage amounts of $ 25,000 for
bodily injury per person, $ 50,000
bodily injury per accident and $ 20,000 property damage.
All motorists are required to
carry a minimum
liability insurance of $ 25,000 towards
bodily injury and $ 50,000 towards
coverage for an accident.
Insurance experts say it's smart to
carry much higher
coverage to protect yourself: 100/300 limits for
bodily injury liability coverage ($ 100,000 per person / $ 300,000 for all people injured in one accident.)
For this type of
coverage, you must normally have your car and homeowners insurance policy with the same insurance company and
carry high limits, such as $ 300,000 for homeowners and 100/250 or 250/500 for
bodily injury liability for car insurance.
Bay State residents are required to
carry liability insurance, uninsured motorist
bodily injury coverage and personal
injury protection, or PIP, in at least the following amounts:
The state of Illinois requires every Peoria driver to
carry a standard amount of
liability coverage (
bodily injury liability, property damage
liability and uninsured motorist
bodily injury liability) before he or she can register a vehicle with the state's department of motor vehicles.
As a result, Providence drivers must
carry uninsured motorist (UM)
coverage as well as
bodily injury (BI) and property damage (PD)
liability.
In the state of Illinois every driver must
carry a minimum amount of
coverage for
bodily injury liability and property damage
liability.
You may
carry a minimum amount of
liability coverage; however be advised,
liability insurance only covers
bodily injury and property damage that you may cause to other people involved in an accident.
New Jersey law requires you to
carry a property damage
liability policy with at least $ 5,000 worth of
coverage and a
bodily injury liability policy with limits of no less than $ 15,000 per person and $ 30,000 per accident.
For example, California only requires drivers to
carry $ 15,000 per person and $ 30,000 per incident of
bodily injury liability coverage.
For instance, if your car is only a year old and you currently have a car payment, your state or financial institution may require that you
carry property damage and
bodily injury liability coverage, comprehensive
coverage and collision
coverage.
New York auto insurance laws require car owners to
carry liability insurance, personal
injury protection (PIP) and uninsured motorist
bodily injury coverage (UMBI).
Oregon requires drivers to
carry liability insurance, uninsured motorist
bodily injury coverage and personal
injury protection.
Most states require that drivers
carry bodily injury liability and property damage
liability coverage when purchasing a Dodge car insurance plan.