Sentences with phrase «carry high default»

Who are these lenders willing to make FHA loans that carry high default risk?

Junk bonds carry higher default risk and are thus far more sensitive to the health of the economy than investment - grade bonds.

Not exact matches

These types of loans also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as high default rates, putting borrowers in a difficult spot.

Often offer higher yields, but carry currency and default risk.

If you're maxing out your credit cards, or carry high balances, then you could carry a higher risk for default, or simply be viewed as an irresponsible spender in the eyes of a lender.

These bonds are issued by less - creditworthy companies that carry a higher risk of default than better - rated issuers.

For example, those who carry high average balances on credit cards tend to default at a much higher rate.

These loans come in small amounts but carry extremely high interest rates, so they are easy to default.

Risk and reward is always related, so higher yielding bonds always carry more risk of default.

It is important to know, though, that any unsecured loan will carry a high interest rate since there is no collateral for the lender to fall back upon should your payments default.

defaults (which happens more often than we would like to think), here also look for higher rating bonds portfolio that the fund / scheme carries.

Lower - quality fixed - income securities generally offer higher yields, but also carry more risk of default or price changes due to potential changes in the credit quality of the issuer.

Sorry I mean't to add one other thought, if the card holder is carrying a high balance and their interest rates increase like the banks have been raising in recent months, this could backfire on the banks themselves, I mean since the banks give a 45 notification of the increase and the consumer is already maxed out and can barely make the payments as it is, the increased interest rates because of how the congress requires at least all the monthly interest and some of the principle to be paid on the cards, done so that consumers could reduce the amount of time to illiminate their debts, this may spawn many card holders whoms payments will increase much like those adjustable rate mortgages that people walked away from to go wild with their remaining balances on the card and then default, the whole irony is that the consumer may very well use the card thats damaging them to pay for bankruptcy proceedings lol!

The rationale is that borrowers with lower credit scores carry a higher risk of default and must therefore pay a considerable risk premium.

High yield bonds have lower credit quality and carry a higher risk of default.

If you have three credit cards with $ 10,000 limits each for combined total credit of $ 30,000 but are carrying balances totaling $ 25,000 you'll be considered at high risk for default.

Sub-prime loans carry a higher interest rate because the risk of default is higher than that of a standard loan.

Bonds considered to carry minimal likelihood of default are «investment grade» and are rated Baa3 or higher by Moody's, or BBB - or higher by Standard & Poor's and Fitch Ratings.

Now, because scoring can accurately predict default risk, individuals are allowed to carry a much higher amount of debt than once was thought safe.

These consumers likely carry high credit card balances and have multiple recent negative marks on their credit reports — or, in the case of bankruptcy or default, a single, big negative mark.

Like past games the 50cc, 100cc, and 150cc engine classes are available by default, and completing 150cc unlocks Mirror; for the former three, however, Grand Prix rankings carry over to the lower engine classes after being completed on a higher engine class.

There will unfortunately be none of the extra bells and whistles carried over from the Playstation versions, like playing as helmetless Rock or Navigation modes where characters give you advice and instant passwords or equip - able items (like energy balancer, speed walk or high jump), no selectable extra life defaults and easy - medium - hard modes (Mega Man 2 will still have its American option of «Normal» or «Diffucult» which is the choiceless default in Rockman 2).

There are simplified issue or guaranteed issue life insurance policies out there that let you skip the medical exam, but, as an FYI, these policies carry higher premiums by default.

The single greatest reason that prompts retailers to switch to co-branded cards is the high risk of defaults that many private label cards carry, said Michael L. Walden, professor of economics at North Carolina State University.

In recent months, companies such as Harbour Portfolio Advisors in Dallas have come under fire for allegedly selling properties in poor condition to buyers who couldn't afford the repair costs on top of installment payments — which carried an interest rate as high as 10 percent — and evicting the buyers soon after they defaulted.