Sentences with phrase «carry high ratios»

A detailed review of our Joe Debtor insolvency study found that 9 in 10 insolvent homeowners carried a high ratio mortgage at the time of their insolvency.

Not exact matches

Here again, bull markets have tended to carry on a while — even years of fresh record highs — after the bull / ratio peaks for a cycle.

Your debt - to - income ratio is one of the main ways that lenders can assess your viability as a borrower, so if you carry high balances on your credit card, it could affect your overall DTI.

While other historically reliable metrics carry a very similar message, Market Cap / GVA has the highest correlation with actual subsequent 10 - year S&P 500 total returns than any other valuation ratio we've examined across history.

You'll need better credit, but conventional mortgages let you borrow more and carry a higher debt - to - income ratio.

Our practice is unique however, in that we have a higher ratio of trained staff than most all homebirth practices in the country (three assistants at each birth all equipped to provide a full resuscitation), and we carry far more equipment than generally secured by midwives.

Van Hooft found that some males carry a «sex - ratio distorter» gene which ensures that more males are conceived in the wet season, when food is abundant, making the fathers fitter and their sperm quality higher.

Possible mechanisms include (iv) fertilization of phytoplankton growth in the Southern Ocean by increased deposition of iron - containing dust from the atmosphere after being carried by winds from colder, drier continental areas, and a subsequent redistribution of limiting nutrients; (v) an increase in the whole ocean nutrient content (e.g., through input of material exposed on shelves or nitrogen fixation); and (vi) an increase in the ratio between carbon and other nutrients assimilated in organic material, resulting in a higher carbon export per unit of limiting nutrient exported.

Look at your shape: If you're thicker through your torso or have a high waist - to - hip ratio, that's a clue you may be carrying a lot of visceral fat, the dangerous kind that surrounds your internal organs.

They found that people who carried combinations of genes that predisposed them to higher waist - to - hip ratios (a measure of abdominal obesity) were 77 % more likely to have diabetes, and 46 % more likely to have coronary heart disease, than those who weren't predisposed.

The higher the waist to hip ratio, the bigger your waist and the more fat you're carrying in that area.

Those people that had normal BMI, indicating they were of a healthy weight, but that had a high waist to hip ratio... indicating they were carrying fat in the stomach region...

Chevrolet says this results in a numerically higher first gear ratio, helping drivers start off the line more easily while carrying heavy loads.

Meanwhile, a twin - scroll turbo ensures that the boost spools up at low rpm and then carries through to peak rpm, variable valve timing on both the intake and exhaust cams swells the power curve down low, and direct fuel injection makes possible a relatively high 10.0:1 compression ratio that helps deliver crisp acceleration.

Not only will a low ratio help boost your credit score, but you'll also save lots of money on credit card interest by not carrying high balances.

A study by BrightScope found that stock funds in 401 (k) s with fewer than 100 participants carried average expense ratios that were roughly 50 % higher than plans with 5,000 to 9,999 participants.

Carrying multiple credit card accounts, especially ones with high balance - to - available - credit ratios, can drag down your credit score.

But if your savings remain small, you may want to set your portfolio for growth by having a higher ratio of equities, which carry greater risk but also a greater potential to rise quickly.

As well, look at free cash flow, how much debt a company is carrying — a debt - to - EBITDA ratio of three times is getting high, says Gibbs — and how they're spending their money.

Coupled with the high management expense ratios of more than 2 % that each of those funds carried, the Reeds figure they've paid tens of thousands of dollars in fees over the years without knowing it.

This practice can seriously hurt your credit score as carrying a high balance changes your credit utilization ratio.

Funds that employ active management incur more expenses managing the fund, and therefore carry higher management expense ratios.

This ETF carries the highest expense ratio among micro-cap ETFs, 0.94 % versus Morningstar's small value category average of just 0.36 %.

The commodity long - only (long - short) carry portfolio is each month long the equally weighted 30 % of commodities with the highest annualized ratios of nearest to next - nearest futures contract price (and short the 30 % of commodities with the lowest ratios).

While other historically reliable metrics carry a very similar message, Market Cap / GVA has the highest correlation with actual subsequent 10 - year S&P 500 total returns than any other valuation ratio we've examined across history.

People who carry credit card debt have higher credit utilization ratios — the percentage of their credit limits they're using.

Managed mutual funds generally carry higher fees, so pay attention to the expense ratio.

Your credit score will go down, because you'll have a pretty high ratio, and your other credit cards might go up in interest (which only matters if you carry a balance).

But if the debt to equity ratio is quite high, it may signal that the company is already carrying too much debt that may make it unable to pay its obligations to its creditors or lenders.

Actively managed funds also carry higher expense ratios, which can have a detrimental effect on portfolio issues.

In this case, the higher the ratio, the more debt that a company carries.

In addition, only actively managed mutual funds will be recommended and actively managed funds tend to carry more expensive management expense ratios and higher hidden investment portfolio trading costs.

Illiquid securities carry higher risks than liquid ones, which becomes especially true during times of market turmoil when the ratio of buyers to sellers may be thrown out of balance.

Interestingly, middle and upper middle class families had an even higher ratio: of families between the 40th and 80th income percentiles, 56 % carried a credit card balance.

While cash back is valued at 1 cent per point, Chase Ultimate Rewards points carry a value as high as 1.5 cents per point and transfer to a large number of airline partners at a 1:1 ratio.

This all - suite, all - balcony ship will carry just 750 guests, and will have the highest space ratio in the cruise industry.

Modifications carried out to make the vehicle faster such a bigger engine, high compression pistons, changes in gear ratio, a bigger carburetor and free flow air filters and exhaust systems.

It carries through the most successful HARP features, including streamlined documentation requirements, to allow eligible borrowers with mortgages that have high loan - to - value (LTV) ratios to refinance into more affordable and sustainable mortgages.

«While renters are being taxed equally to homeowners in most of Canada with an average ratio of 1:1, Ontario cities are showing that apartment buildings built before 1998 carry significantly higher ratios with Ottawa at 1.38 and Toronto leading the pack at 2.21.

The office sector is also carrying the highest loan - to - volume ratios (LTVs) on that volume at 88 percent vs. 80 percent for the retail loans, according to Trepp.

That helps boost your credit; even if you're making minimum payments, carrying a high balance hurts your credit utilization ratio — and that's 30 percent of your credit score.

Lenders prefer to look at your debt - to - income ratio, so an applicant with a high income isn't a shoo - in if he or she carries hefty debts.

Though you don't have to stop using your credit cards altogether (or carry zero balances for that matter), if you lean hard on plastic, you may find your debt - to - income ratio is too high for homes in the price point you want.

Low LTV ratios (below 80 %) carry with them lower rates for lower - risk borrowers and allow lenders to consider higher - risk borrowers, such as those with low credit scores, previous late payments in their mortgage history, high debt - to - income ratios, high loan amounts or cash - out requirements, insufficient reserves and / or no income.