Sentences with phrase «carry higher credit ratings»

«For higher - education institutions, such as Wellesley, the munibond market can be a practical and cost - effective way to raise capital,» says Eric Wild, Managing Director and Head of Morgan Stanley's Higher Education Finance Group, adding: «Investors understand and trust such institutions, which also tend to carry higher credit ratings.»

Some investors, including pension funds, can only buy securities that carry high credit ratings.

As a result, insured bonds usually carry the highest credit rating, or Triple - A, and are thus not as affected by changes in the issuers» credit rating.

Not exact matches

However, rewards credit cards often carry higher interest rates and fees than traditional cards, so they don't make financial sense for everyone.

In the near term, higher interest rates will have an immediate effect on consumers with credit card debt, home equity lines of credit and those carrying adjustable rate mortgages.

People who carry a balance on their credit cards typically pay rates of 17 percent or higher, according to Nick Clements, author of «Secrets From An Ex-Banker: How To Crush Credit Card Debt» and co-founder of price comparison website Magnifycredit cards typically pay rates of 17 percent or higher, according to Nick Clements, author of «Secrets From An Ex-Banker: How To Crush Credit Card Debt» and co-founder of price comparison website MagnifyCredit Card Debt» and co-founder of price comparison website MagnifyMoney.

Credit cards carry high interest rates and have repayment schedules that drag debts out and cost borrowers a lot.

Each account will contain investment - grade taxable bonds rated BBB − or higher at time of purchase.2 The investment team will seek to maintain an overall portfolio credit rating average of A −.2 Please be aware that lower rated bonds do carry additional risk compared to higher rated bonds.

Credit cards charge incredibly high - interest rates, so carrying a balance will cost you a lot of money over time.

However, when we get to the debt status situation, they are carrying thousands of dollars in high rate credit card debt.

While traditionally, we viewed higher - income consumers as using credit cards as a transaction channel, thereby being more focused on rewards and lower - income consumers using cards as a loan channel, carrying a balance and being more focused on rate.

Specialty financing products will generally carry higher interest rates than regular term loans and lines of credit.

Because of the particularly high interest rates that many credit cards carry, financial advisors recommend focusing on paying down this debt before other types of loans.

But there will always be a deposit, and secured credit cards usually carry a very high interest rate.

Carrying a balance on your credit card can be expensive if you're stuck with a high - interest rate.

For example, those who carry high average balances on credit cards tend to default at a much higher rate.

As regards to personal loans, they may carry high interest rate, but never higher than that of credit cards so you might be able to keep up with the monthly payments.

Moreover, you should pay as much as possible since credit cards carry the highest interest rates.

Corporate debt issued by companies with riskier balance sheets and lower credit ratings typically carries higher interest rates.

It's borrowing to buy a car you can't really afford, or carrying a balance on a high - rate credit card.

Bad credit mortgages carry a higher interest rate than the normal bank rates.

High interest rates can often offset the benefits of these offers if you happen to carry a balance on your credit card.

Given that fast business loans carry higher interest rates and fixed monthly installments, unless your current and future income guarantee that you will be able to repay the loan, you will probably do better with a business line of credit that offers more flexibility when it comes to the repayment plan.

The good news for those seeking personal loans despite bad credit is that not every lender will carry out a credit check, but this is offset by higher interest rates.

If you carry a balance on your credit card with an APR at or around the average (or even as high as 29.99 %), you may be paying more in interest rate costs than is necessary.

If you plan to carry a balance over from month to month on a credit card, however, you'll need to be prepared for a much higher interest rate than you would find with a personal loan.

High - interest debt, such as credit cards, often carry interest rates in the double - digits — significantly higher than the measly 7 % of the stock market.

In fact, you're only adding extra interest charges to an existing obligation, since credit cards generally carry higher interest rates than student or auto loans.

If you carry balances from month to month, you can also rebuild your credit score by paying down the cards with the highest utilization rates first, but very important you still need to make on - time payments of at least the minimum due on on all your credit cards if you choose to do this.

Homeowners like most Americans carry unnecessary personal debt such as credit cards that charge high interest rates, some as much as 29.99 %.

If you plan to consistently carry high monthly balances, the reduced reward rate of a cash back credit card can keep your wallet thick.

In the era prior to the CARD Act many issuers applied payments made by cardholders to finance charges and balances with lower interest rates which cause higher interest accrual on the accounts and made it more difficult to pay down the total balances on their credit card accounts faster as the portions of their debt with higher interest rates were carried forward from month to month.

The irony of credit rating agencies is that their formula makes it possible for someone who regularly carries a balance to have a higher credit score than someone who has a credit card and line of credit but never uses them.

Customer payments in excess of the minimum due will have to be applied to the part of a credit card bill that carries the highest interest rates.

A bad credit mortgage is a high - risk investment, which obviously carries a higher interest rate than other types.

That is why credit card companies may likely charge you high interest rate in order to cater for the additional risk they may need to carry.

But, if you plan to pay your balance in full every month, it may make sense to apply for a credit card that carries a higher interest rate in exchange for a more luxurious rewards structure.

AAA bonds carry lower yields than junk bonds much like the interest you get when lending to people with higher or lower credit ratings.

«Consumers are carrying balances each month on multiple credit cards, and some are even unaware of the high interest rate that comes along with it.»

If you are carrying debt on a high interest credit card with 15 % -22 % interest or on a store credit card with 29 - 30 %, you will have a better rate of return putting the $ 10,000 towards your debt than you would investing it at a 4 % rate of return.

Credit card debt is unsecured and carries a higher monthly interest rate than a typical auto or home loan.

Because of the special free offer, these accounts almost always carry a higher rate of interest than a standard credit card offer.

Considering that the average rewards rate among these business credit cards is about 2 %, businesses that carry a balance for even a few months of the year will see any advantage provided by the rewards erased by the higher APR..

A bond with a lower credit rating might offer a higher yield, but it also carries a greater risk that the issuer will not be able to keep its promises.

We don't recommend using a mile credit card if you plan to carry a balance forward each month... as interest rates tend to be higher than standard cards.

The other recommended option is refinance loan that includes cash coming back to you if you need money or if you are carrying a lot of high rate credit card debt.

Our calculations are based on the proportion of consumers (36 %, according to a recent Gallup study) who carry over a balance on their cards from month to month, and therefore would incur interest charges, and the impact of the quarter - point rise in rates, which analysts expect to be passed along in full through higher APRs on credit card balances.

The interest rates on their credit cards are already significantly higher than the rest of the card - carrying population.

As I said during the show, these credit cards carry a monthly fee and a high interest rate.

Balance carrying credit card users are likely the ones to feel the most immediate impact of the higher interest rates.