Sentences with phrase «carry more coverage»

Younger or accident prone drivers should probably carry more coverage (that is, lower deductible) since there is a higher chance that you will make an accident claim.

On the other hand, you may know that you would not be able to replace your vehicle if something happened to it and so might want to carry more coverage than you otherwise would because of this knowledge.

A policy with only the state minimums is better than nothing, but to protect your assets it's wise to carry more coverage and higher limits.

In other words, while insurance laws in Florida only require property liability and personal injury protection, it's always a good idea to carry more coverage than the minimum requirement.

You may find that you are carrying more coverage than your car is actually worth.

Not exact matches

But by combining those standards, which drive up the price of insurance, with a reduction in financial assistance and mandates to carry coverage, it's hard to see how poor people who are more likely to lack insurance will be able to afford it anymore.

But California's new guidelines — and some of the news coverage they have inspired — can make it seem like using a cell phone carries far more risk than scientific evidence suggests.

A crucial Senate health committee has scheduled hearings for September to review a bipartisan framework that would guarantee insurers payments (called «cost - sharing subsidies») that help reduce low - income Americans» out - of - pocket medical expenditures, carry on the universal coverage mandate, and incorporate GOP proposals to make more bare - bones plans available as well as repeal certain ACA taxes.

Maybe Houston gets better, more consistent effort out of Harden in coverage, too, when he knows he won't be carrying a 34 % usage rate.

As a more narrow wrap I would also recommend multilayer carries as it was harder to get full coverage of the baby's back and a deep seat.

I was smitten with the netted lattice design of the upper bodice on all the Alika pieces, I still am, but it was the blouse in particular I grew most fond of because the peplum style allowed me to pair it with my non-swing separates and feel more secure knowing it was offering coverage to my lower stomach, where I carry a lot of my weight.

I didn't exactly pack sweatshirts, so my printed kimono offered a little more coverage on the cooler days, and it was so light that I could take it off if it got warmer and carry it in my tote without having it take up too much space.

As a rule of thumb, if your premium for comprehensive and collision is more than 10 percent of your vehicle's total value, consider carrying liability - only coverage.

Carrying full coverage is much more expensive than liability - only, as it can consist of up to 50 percent of your total premium.

You can not buy more coverage against an uninsured driver than you carry yourself in liability.

These are the minimum limits, but most persons will opt to carry much more coverage.

Because term insurance is simple; designed to only provide coverage for a defined number of years, and pays out if you die during that period it carries less risk than permanent life insurance and is more affordable.

Another avenue for monitoring is satellite measurements of column inventories of the gases, which provide much more detailed spatial coverage but no vertical resolution, in which air masses at different altitudes may carry gases that originated from different parts of the Earth's surface.

A commercial truck with a gross weight of 10,000 pounds or more, carrying HAZMAT (hazardous material), except for explosives, is required to have insurance coverage of $ 1,000,000.

However, there are many trucking companies or drivers who do more local or regional transportation of goods that may not carry the required minimum amount of insurance or that may have caused their insurance coverage to lapse.

When companies are liable to accident victims, they typically carry commercial policies with limits of a million or more dollars and often carry excess coverage for catastrophic situations.

Thousands more are injured in accidents involving drivers who carry only the minimum amount of liability coverage for bodily injury, which in Missouri and Kansas, is $ 25,000 per person and $ 50,000 per accident.

For this reason, it is recommended that motorists carry more than the minimum required amount of coverage.

The New York DMV mandates all drivers carry car insurance in case of an accident, and when drivers who cause an accident are found to have no or insufficient coverage, it makes filing a claim for damages against them more difficult.

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In most cases, insurance carriers will not allow you to be covered for more uninsured / underinsured motorist coverage than you carry for your own liability.

If there were multiple cars involved, other types of damage, or your car is worth more than $ 25,000, you may need to pursue the difference elsewhere, either through your insurance company, if you carry optional collision coverage, or by filing suit against the at - fault driver for the difference.

Not Exactly Louisiana requires all motor vehicles carry minimum liability insurance coverage of $ 15,000.00 per person,... Read more»

In the state of Colorado, although motor vehicle drivers are required to obtain coverage, more than fifteen percent of drivers in the state of Colorado do not carry automobile insurance.

You will pay more for higher coverage limits and for carrying optional coverages; however, these optional coverages may offer much - needed protection in case of an accident or other vehicle - related incident.

I think you should carry more insurance coverage than your used to because I've seen the look on a person's face when they learn difference between Replacement Cost and Actual Cash Value the hard way.

It has more questionable claims than any other state, with con men frequently taking advantage of its no - fault insurance law, which requires all drivers to carry $ 10,000 in personal injury protection coverage for injuries suffered in a car crash.

However, a nicotine addiction does carry greater health risks and will usually cost you two times more for policy coverage than it would a non-smoker.

Many drivers choose to carry more than the minimum level of coverage.

You must carry a minimum of $ 25,000 in coverage for one injured person and $ 50,000 for more than one injured party.

Delaware requires all vehicle owners to carry personal injury protection (PIP) insurance, which provides coverage for injuries sustained... Read More

In business for more than 25 years, Travel Guard provides per - trip and annual insurance plans which carry coverage for things like trip cancellation, interruption, delay, medical expenses and baggage loss as well as 24/7 concierge assistance.

Most experts recommend carrying more than the minimum liability insurance coverage.

Learn more about underinsured motorist coverage, and why it is important to carry on your auto policy.

Drivers who live in the state of California must carry a minimum of $ 15,000 coverage for bodily injury to one person in a single accident or $ 30,000 for injuries to two or more persons that were hurt in the accident.

Of course many drivers in Kentucky elect to carry more than the state minimum car insurance level of coverage and our attorneys highly recommend that you do the same.

Whether you plan to carry just the required minimum Broomfield auto insurance coverage, or are thinking about getting a more comprehensive Broomfield car policy, there are some things you can do as a consumer to help secure a better deal on your insurance plan.

If you carry trailer insurance as part of another policy such as boat insurance or ATV insurance your coverage will be more complete.

A 2015 LIMRA and LIFE Foundation Study of Insurance found that 80 % of those surveyed didn't carry life insurance or purchase coverage yet because they thought it was too expensive, yet overestimated the cost by more than double.

If you are using your home for business, however, or are renting part of it out, you might want to consider carrying more liability coverage, since you have greater exposure to injuries on your property, and the lawsuits that follow them.

The state of Nevada has increasing medical costs so carrying more than the minimum coverage is always good idea.

The Affordable Healthcare Act stipulates that failure to carry health insurance can result in tax penalties, so if you are uninsured, you now have more motivation than ever to find coverage.

Many people carry only the state minimum coverage on their vehicles, but for those who want (or need) to carry more insurance, the differences between collision and comprehensive can be confusing.

Many drivers in the state choose to carry more than the minimum levels of liability coverage, because more serious car accidents can result in damages far exceeding the state - mandated coverage thresholds.

For this reason, it is always good to carry more than the Colorado minimum required level of liability coverage, regardless of the value of the car you drive.