Sentences with phrase «carry variable interest»

Typically these lines of credit carry variable interest rates so the investor assumes all risk of a spike in rates.

A credit line is likely to carry a variable interest rate and a shorter payoff term but can be renewed after it is paid off.

Individuals are affected through increases to credit card and mortgage interest rates, especially if these loans carry a variable interest rate.

Carries a variable interest rate based on a publicly available economic index plus the lender's margin

For debts, the biggest shrinker would be a 30 year fixed mortgage, while credit card debt, which carries a variable interest rate, would give up ground less slowly.

This card carries a variable interest rate.

Not exact matches

Case in point: In mid-September, three weeks before Morneau tabled his rules, credit reporting agency TransUnion estimated that hundreds of thousands of Canadians carrying variable rate subprime mortgages could be significantly impacted by interest rate increases of even 25 basis points.

Although most borrowers (54 percent) said all of their loans carried fixed interest rates, about one in five (22 percent) said they had variable - rate loans, or a mix of fixed - and variable - rate loans.

Fixed vs. Variable Regular APR — Fixed is preferred for most people carrying a balance on a credit card since this means your interest rate won't change, but variable rates can be beneficial too as long as you understand the range on which your interest rate cVariable Regular APR — Fixed is preferred for most people carrying a balance on a credit card since this means your interest rate won't change, but variable rates can be beneficial too as long as you understand the range on which your interest rate cvariable rates can be beneficial too as long as you understand the range on which your interest rate can vary.

Discover it ® Secured Credit Card has an APR of 24.49 % Variable, so if you're prone to carrying a balance, you're going to rack up some interest payments with this card.

In short, it's the rate at which financial institutions loan each other money overnight and has a direct impact on those consumers who are carrying credit card accounts with variable interest rates.

Loans can be either fixed or variable, and if a loan carries a fixed interest rate then that rate will remain the same throughout the entire lifetime of the loan repayment process.

Typically, they carry a 10 - 15 year repayment term and have a variable interest rate, unlike federal loans with fixed interest rates.

This line of credit usually carries lower variable interest rates which let's you take advantage of good market conditions and get money at probably the lowest rates on the private financial market.

TransUnion estimates approximately seven million Canadian consumers carry a variable - rate mortgage or a line of credit with a variable interest rate.

The regular variable APR for purchases is quite high so if you're going to carry a balance from month to month, the interest will quickly wipe out the value of the rewards you earn.

The loans with a variable rate usually carry a somewhat lower interest rate.

With the average variable credit card interest rate around 16 %, you'll save a lot more by paying down your card balances than by paying extra on a home loan that carries a 4 % interest rate.

Home equity lines of credit, on the other hand, carry only a variable interest rate that is usually similar to the loan fixed interest rate.

This card also comes with an intro 0 % for 15 Months on purchases that allows you to carry a balance without racking up interest (after the intro period, 14.49 % -25.49 % Variable APR).

Variable rate loans carry an interest rate that is recalculated periodically based on a market index rate plus a set number of percentage points.

Variable - rate loans — Option Adjustable Rate Mortgages (Option ARMs) in particular — were especially attractive, because they carried higher fees than other loans and allowed WaMu to book profits on interest payments that borrowers deferred.

This card also has the highest interest rate of the store cards we looked the variable Annual Percentage Rate (APR) for purchases is currently 27.99 %, so carrying a balance could wipe out any rewards you earn.

Once approved, your loan will carry either a competitive fixed or variable rate of interest, and you may choose a monthly payment date that suits your bill - paying schedule.

Floating fee interest rates, also called variable rate loans, carry interest rates that change over time.

That would qualify you for a home equity loan, which carries a fixed - interest rate as opposed to the variable rate loans that dominate the private student loan market.

This means instantly higher interest payments for borrowers carrying variable rate mortgages, HELOC's, and lines of credit.

The carrying value of variable interest entity notes is a reasonable estimate of fair value due to the term of the applicable interest rates.

«The recent interest rate cuts may have, in part, made it easier to manage lines of credit, which typically carry variable rates,» Wang said in a statement.

This card has a variable APR based on your creditworthiness of 10.24 % to 18 % for purchases and balance transfers, so it may not be a good card to carry a balance on because of the interest you'll have to pay.

Bonus: There's not a traditional bonus, per se, but this card does offer you 18 months of no interest on balance transfers (then, 14.99 % - 24.99 % * (Variable)-RRB-, which could be «bonus» enough if you're currently paying hefty interest charges on a balance you're carrying on another card.

Knowing the specifics is important, because each one may carry a different interest rate (especially in the case of private funds, where variable rates run amok), terms and repayment conditions.

Baseline drinking status (ever vs never tried alcohol) did not predict attrition, but to account for attrition bias related to other variables, estimation was carried out after multiple imputation using the standard missing at random assumption (ie, missing data are assumed missing at random conditional on observed predictors included in the model).27 The imputation model included all the predictors in the alcohol models plus a number of auxiliary variables that were not of direct theoretical interest but were nonetheless predictive of missingness so as to improve the quality of the imputations and make the missing at random assumption more plausible.28

A logistic regression analysis was carried out with the age of the eldest child, sex, social class, housing tenure, age at leaving education, ethnicity, and the presence of behaviour problems to assess the relative power of these variables in predicting parental interest in attending a parenting group.